Jaguar XE vs BMW M5

What's the difference?

The Jaguar XE is a dynamic, prestige mid-sized premium sedan, for those who are more concerned with engaging driving than cargo space and rear legroom.

The sweet spot in the range is the entry R-Dynamic SE.  Buy that one and option the handling pack, and you'll still come in under the costs of the HSE.

Bang for you buck is the XE’s strong point and you won’t find more horsepower at this price in rivals such as BMW 3 Series, Benz’s C-Class or the Audi A4.

The term bigger is better doesn't often apply to performance cars, but it fits the M5 Competition perfectly. Big inside, but small outside when it matters, BMW's new performance flagship might be expensive, but there's no shortage of bang for those bucks.

This freshen up of the XE sees a sharper, wider look for the mid-sized sedan with sleeker headlights and tail-lights, plus redesigned front and rear bumpers.

From front-on the XE looks low, broad and planted, a black mesh grille and the way it’s flanked by much larger air intakes is tough, and the signature Jaguar long bonnet curving down towards it looks magnificent.

The rear of the car has benefited greatly, too. Gone are those overly simple tail-lights, replaced by more refined units with a strong resemblance to the F-Type's.

How much smaller is the XE than its big sister the XF? Well, here are the dimensions. The XE is a mid-sized car at 4678mm long (276mm shorter than the XF), 1416mm tall (41mm shorter in height) and 13mm narrower at 2075mm wide (including the mirrors).

The Mercedes-Benz C-Class is almost the same length at 4686mm, while the BMW 3 Series is 31mm longer.

The XE’s cabin has been updated, too. There’s the new steering wheel which has a more minimalist and cleaner design than the previous tiller, the rotary gear shifter has been replaced with an upright trigger-grip device (another functional improvement), and there’s the 12.3-inch digital instrument cluster.

New materials and trims are used throughout the interior. Both grades have premium carpet mats, and aluminium trim around the centre console.

In the SE four types of two-tone leather upholstery can be specified as non-cost options, while another four which are $1170 options in the base grade are available free in the HSE.

The standard cabins of both grades feel luxurious and premium.

Let’s start with the new stuff, shall we? The BMW M5 Competition gets a new colour ('Frozen Dark Silver'), as well as new 20-inch (and lightweight) alloy wheel designs, and the grille, aero-designed wing mirrors and boot lip are finished in high-gloss black. The quad exhaust pipes are a black, too, as is the rear diffuser. Elsewhere outside, though, it’s the more muscular 5 Series of old.

Parked next to the much smaller M2, you quickly realise just how much bulk the M5 is carrying. It stretches 4966mm in length and 1903mm in width, and it looks every centimetre of those dimensions in the metal.

Climb inside, and you’re greeted with the familiar BMW interior design, with a huge centre screen, digital driver’s binnacle and a spaceship-level number of buttons surrounding the shift lever. The M5 Competition also arrives with full leather (seats and dash) trim, with carbon-effect dash inserts and aluminium pedal and foot rest trims.

Is it the most adventurous design treatment, inside or out, that we’ve ever seen? Well, no. But it looks polished and premium outside, and feels plenty comfortable inside.

Mid-sized sedans have a tough job on their hands when it comes to practicality – they need to be small enough to park and pilot in the city but big enough to carry at least four adults comfortably along with their luggage.

I’m 191cm tall and while space up front for me is plentiful, space behind my diving position is limited. Headroom in the second row is getting tight, too.

The small rear doors also made entry and exit a bit of a challenge for me.

Boot space is also not the best in the class at 410 litres. I’m being kind. See, the Mercedes-Benz C-Class has a cargo capacity of 434 litres, while the BMW 3 Series and Audi A4 have 480 litres volumes.

Up front you’ll find a USB and a 12-volt outlet, but if you want the wireless charger for your iPhone or Android device you’ll need to option it for $180.

As far as performance cars go, the M5 Competition is a rolling Swiss Army Knife. For one, it’s bloody massive, which pays considerable dividends for passengers. 

Up-front, the seats are far enough apart to ensure you’ll be rubbing shoulders with exactly nobody. The centre console Is super wide (all the better for fitting all those buttons), allowing for a sizeable centre storage bin, joined by two cupholders and a second storage bin in front of the shifter which is also home to your USB, power and 'aux-in' connections.

In the back, there’s business-class levels of leg and headroom, and you can even fit another whole adult in the centre seat if you’re so inclined. The pull-down seat divider is home to two extra cupholders, sitting in front of a thick armrest, and the rear air vents get their own temperature controls. There’s an ISOFIX attachment point in each window seat, too. Pop the capacious boot and you’ll find 530 litres of storage space.

Parking the M5 Competition on your driveway will require a $229,000 investment. That's not chump change, and a considerable jump over the regular M5, which arrived (in launch-edition guise) wearing a $199,529 price tag.

Outside, that money buys you new and lightweight 20-inch alloys, LED headlights with auto-dipping and active cornering, keyless entry and a four-tipped sports exhaust. Inside, expect a 'full leather' interior (seats, dash and door inserts),a nav-equipped screen which pairs with a 16-speaker stereo (but Apple CarPlay is a cost option) and dual-zone climate control.

Performance wise, M-designed variable dampers, a lightweight carbon-composite roof and a M sports exhaust all join the standard features list. Still, $30,000 is fair jump over the standard (and well equipped) M5. But if money is no object, you'll be buying plenty of fun. 

There’s one engine for both the R-Dynamic SE and R-Dynamic HSE – a 2.0-litre turbo-petrol four cylinder making 221kW/400Nm. Drive is sent to the rear wheels via an eight-speed automatic transmission.

The four-cylinder felt strong and all that torque arrives low in the rev range (1500rpm) for good off-the-line acceleration. The transmission is also excellent, shifting smoothly and decisively.

It’s a shame the V6 isn’t offered anymore, but 221kW is a lot more power than you’ll get for this money in a BMW 3 Series or Mercedes-Benz C-Class

Yes, our all-electric future feels inevitable. And yes, there’s much fun and performance to be had from battery-powered EVs. But you can’t help but hope that future is a Star Wars style far, far away when you get acquainted with the BMW M5 Competition’s monstrous twin-turbo V8.

It’s good for a wondrous 460kW (up 19kW on the regular M5) and 750Nm. Both of which are big numbers, which are fed to all four wheels via an eight-speed 'M Steptronic' automatic. Happily, you can, at the push of some buttons, make the M5 a rear-driver again. It’s slower, but damn if it ain’t much more fun.

As a result, the performance numbers need to be seen (or better yet; felt) to be believed. The near-two-tonne M5 Competition will blaze from 0-100km/h in 3.3secs, 0-200km/h in 10.8secs, and push on to a limited top speed of 250km/h (or 305km/h, provided you do some BMW driver training).

Jaguar says that the XE will use 6.9L/100km of premium unleaded petrol when driven on a combination of open and urban roads.

After my time with it the trip computer was reporting an average of 8.7L/100km. Not bad considering the test drive would have been thirsty work for the four-cylinder turbo engine.

Well, BMW tells us you’ll return 10.7-10.8 litres per hundred kilometres on the combined cycle. But we would suggest that’s unlikely, unless you have Miss Daisy lounging in the back seat. Drive it like you definitely will drive it, and you can expect to pay for that privilege at the pump. 

Emissions are a claimed 243-246g/km of CO2, and the M5 Competition’s 68-litre tank will demand a premium unleaded petrol.

The launch took place on twisty country roads snaking away from the coast in Northern NSW, but I was only a few corners in before it became darn clear the R-Dynamic HSE was talented dynamically. Impressively so.

The HSE I tested was fitted with the $2090 'Dynamic Handling Pack', which adds bigger front brakes (350mm), adaptive dampers and configurable settings for throttle, transmission, chassis and steering.

Steering which felt a tad heavy in town became the XE's secret weapon as the roads curled through the hills. The confidence the steering, delivering great feedback and accuracy, gives the driver can’t be overstated.

This combined with the XE’s excellent handling and powerful four-cylinder engine makes it a clear dynamic standout among its competitors.

A comfortable ride even, on potholed roads, but flat handling regardless of how hard it was pushed through corners amazed me.

Sure, optional adaptive dampers were fitted to our test car, but considering the work out they were getting without skipping a beat, their response was impressive.

Following this I dropped into the seat of the red R-Dynamic SE you can see in the images. While this wasn’t fitted with the handling package the HSE had, the only real difference I could feel was in the comfort – the adaptive dampers were able to produce a more composed and cushioned ride.

Handling, however, felt sharp, sure and the steering gave me the same confidence I experienced in the HSE.

Things this large simply shouldn’t be this potent. Like John Goodman suddenly toppling Usain Bolt at the Olympics, the BMW M5 Competition is bulk-defyingly good at the fast stuff.

The secret is its ability to hide those sprawling dimensions on a race circuit or twisting road. BMW’s engineers have poured plenty of work into stiffening the chassis of the M5 Competition, from new anti-roll mounts to additional under-bonnet bracing, to make the brand’s biggest performance sedan feel more lithe and responsive when pushed. 

And while its size never vanishes completely - and you find yourself praying you don’t encounter oncoming traffic on skinnier roads - engaging the Competition’s sportiest settings unlocks a Copperfield-level vanishing act.

The engine helps too, of course, pushing the M5 along with staggering ease, even when you’re pottering at suburban speeds. But really flatten your foot and the big V8 will force you to reassess your knowledge of physics. It’s really very fast, the Competition, the power flowing uninterrupted to the tyres, the engine still very willing to deliver more oomph long after your courage has jumped ship. 

The steering, direct though it is, lacks some natural feel, but you are always left with the impression that the Competition is going to go where you point it.

More fun stuff? Well, you can switch the traction control to a half-off setting, allowing for some smoking, drifting heroics before it drags you back into line. BMW calls it M mode, and it’s designed to make a hero of even the most ham-fisted of pilots, myself included. The braver still can deactivate traction control all together which, combined with rear-wheel-drive mode, turns the M5 Competition into the biggest and possibly most expensive drift car of all time .

Away from the track, though, the Competition version of the M5 is almost as good as transforming into a comfortable everyday commuter as its less hairy siblings. The adaptive suspension can be softened, and the steering lightened, to make toppling traffic a doddle. 

The keen-eyed among you might well have noticed we’re yet to touch on any major downsides of the drive experience. And you'd be correct. 

BMW is yet to confirm full specifications for the M5 Competition, but you can expect the safety offering to largely mirror that of the regular M5. And while the performance variant has not been crash tested, the regular 5 Series was awarded the maximum five-star safety rating.

Expect dual front, side and curtain airbags, as well as a knee bag for the driver, and a parking camera. You'll also find AEB, active cruise (which allows for brief spells of autonomy), thanks to its lane-keep assist. 

The Jaguar XE is covered by a three-year, 100,000km warranty. Servicing is condition-based (your XE will let you know when it needs a check-up) and there’s a five-year/130,000km service plan which costs $1750.

Again a low score here, but that’s because of the short warranty compared to the five-year coverage which has become an industry expectation and while there is a service plan there’s no service-by-service price guide.

The ownership package is yet to be confirmed, the M5 Competition will be covered by BMW’s three-year/unlimited kilometre warranty. 

Service intervals are condition, rather than time or distance, based, so the car will tell you when servicing is required.