MG MG4 Urban vs BMW 128TI

What's the difference?

The MG4 Urban is not only the right car at the right time, perfectly catering to buyers looking to avoid rising petrol prices, it’s also a welcome return-to-form for MG as a brand.

MG is seemingly at its best when it sticks to small cars. It has traditionally excelled with the MG3 and ZS, smaller, more affordable products that keep expectations in check and can win over customers looking for the best bang-for-their-buck rather than simply the best car.

That’s not to say the MG4 Urban isn’t a good car. It offers tremendous value for money, excellent interior space and drives nicely, so anyone who has been considering making the switch to an EV should seriously consider this new arrival.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

It might not be rear-wheel drive, but the 128ti is a thoroughly enjoyable BMW to steer, proving the 'f' in front-wheel drive can stand for fun. It’s a very good hot hatch.

And given how expensive mainstream hot hatches have become, the 128ti is a bargain, giving would-be Golf GTI, Focus ST and i30 N buyers a thing or two to think about.

After all, the 128ti is a premium hot hatch by virtue of the BMW badges it wears and the higher quality of its parts, but not its price. And for that reason, it cannot be ignored.

MG says the design inspiration for the MG4 Urban came from the $100,000 Cyberster. While there are certainly a lot of differences between that roadster and this hatchback, the air-intakes and wheel design are indeed very similar. And I guess the badge is the same too, so there’s that…

But, comparing it to the Cyberster misses the point. What makes the MG4 Urban’s design more interesting is the bits you can’t see. While it shares the same name as the MG4 Hatch, this car has almost nothing in common with it. That’s because this new MG4 Urban is based on the brand’s newer EV underpinnings that debuted on the MGS5 EV.

That means the MG4 Urban is front-wheel drive, whereas the hatch is rear-wheel drive, and because of the way the battery is integrated into the chassis, it creates not only a bigger hatchback but also one with a different shape.

The Urban is more ‘cab forward’ (to use design parlance) meaning a shorter bonnet, which creates more cabin room. It also means there is more boot space because the powertrain is located up front.

MG does a good job with cabin presentation too. It’s another step forward for the brand, improving the overall level of fit and finish from its earlier models, to create a cabin that looks modern and doesn’t feel like it has been built to a price.

You can count me among those who aren't fans of the 1 Series' version of BMW’s 'kidney' grille. It’s not just out of proportion, but arguably, misplaced.

In fact, it just spoils the front end, although I'm also not a fan of the bumper's 'smiling' centre air intake.

But, thankfully, that’s where my unfavourable opinion ends, as the angular headlights and hexagonal DRLs look the part, while the 128ti's red-trimmed side air intakes bring a sense of occasion.

And you better be a big fan of red trim, as the 128ti liberally applies it around the side, where the brake calipers have some presence behind the attractive 18-inch Y-spoke alloy wheels. And don’t forget the side skirt insert and 'ti' decal!

At the rear, aside from the obligatory '128ti' badge and the relatively subtle red-trimmed side air intakes, there isn’t much to separate the 128ti from a garden variety 1 Series, but that’s no bad thing as it's its best angle.

The sporty rear spoiler, sleek tail-lights, stupendous diffuser insert and scintillating dual exhaust tailpipes are gorgeous. And the 128ti is attractive in profile, thanks to its appealing silhouette and smoothly sculpted lines.

Inside, the 128ti stands out from the 1 Series crowd with the red stitching applied to the steering wheel, seats, armrests and dashboard, while the floor mats have – you guessed it – red piping.

The most interesting design flourish, though, is the red-stitched ti logo on the centre armrest. That's one way to make a statement, and it all combines to make the 128ti feel special.

And being a 1 Series is a leg-up in the first place, as high-quality materials are used throughout, in concert with a simple but effective design.

Mercifully, the centre stack features physical climate and audio controls, while the centre console has an appropriately sized gear selector and a rotary dial to control the multimedia system.

That's right, the 128ti has multiple input methods aside from the 10.25-inch central touchscreen and voice control, making it a relative breeze to operate, especially with Apple CarPlay and Android Auto support of the wireless variety.

That said, there's plenty of room for improvement for the 128ti's 10.25-inch digital instrument cluster, which lacks the breadth of functionality of its competitors.

As I just mentioned, the cabin is bigger than the other MG4, which creates good space in both seating rows. 

Up front they’ve placed the gear selector on the steering column to create space for more storage in the centre of the car. That means there’s plenty of shelves, cubbies and cup holders to take care of your small (and not so small) items, spread across the cabin.

As for the boot, the switch to a front motor and a smaller rear suspension means a 382-litre boot with all seats up and 1266L if you drop the back seats. Plus there’s a 98L underfloor storage spot, in place of a spare wheel (with a puncture repair kit included instead).

The design of the key controls are simple and easy to use, with a digital display for the instruments ahead of the driver and a 12.8-inch multimedia screen in the centre of the dashboard.

Navigating the menus is relatively straightforward but in a victory for user-friendliness, MG has listened to feedback (and incoming Chinese government regulations) and added some physical controls. There are buttons and a dial for the air-conditioning system and a volume knob for the sound system.

Measuring 4319mm long (with a 2670mm wheelbase), 1799mm wide and 1434mm tall, the 128ti is a small hatchback in every sense of the term, but it makes the most of its size.

The boot's cargo capacity is competitive, at 380L, although it can be increased to a more accommodating 1200L by stowing the 60/40 split-fold rear bench.

Either way, there's a decent load lip to contend with, but four tie-down points, two bag hooks and a side storage net are on hand for securing loose items.

In the second row, there's a welcome four centimetres of legroom behind my 184cm driving position as well as a centimetre or two of headroom, even with our test car’s optional panoramic sunroof.

Three adults can sit on the rear seats on short journeys, but they will have next-to-no shoulder-room, plus a large central tunnel (necessary for AWD 1 Series variants) to deal with.

Young children are accommodated, though, with two ISOFIX and three top-tether anchorage points available for fitting child seats.

Amenities-wise, those in the back have access to the storage nets on the front seat backrests, clothes hooks, the centre console's directional air vents and two USB-C ports.

The door bins can take a regular bottle each, but there isn't a fold-down armrest with cupholders.

Up front, the glove box is surprisingly large, while the driver-side cubby is not only decently sized, but two-tiered. The central storage bin is also solid, and has a USB-C port hidden inside.

Ahead of that are a 12V power outlet, a pair of cupholders, a USB-A port and a narrow, open cubby that should house a wireless smartphone charger (but doesn't). And yes, the door bins are ready to swallow a regular bottle apiece. So, pretty damn good overall.

Priced from a tempting $55,031, plus on-road costs, the 128ti finds itself right in the thick of the hot-hatch action, with its M135i xDrive big brother at least $10,539 dearer, while its most direct rival, the Golf GTI, is just $541 cheaper.

Of course, more affordable FWD hot hatches are available, and they're more potent than the 128ti and GTI, including the Ford Focus ST X ($51,990) and automatic Hyundai i30 N Premium ($52,000).

Either way, the 128ti stands out from the 1 Series crowd with its bespoke steering tune, lowered sports suspension (-10mm), black grille, unique two-tone 18-inch alloy wheels with 225/40 Michelin Pilot Sport 4 tyres, upgraded brakes with red calipers, and black side-mirror caps.

There's also red trim on the front and rear air intakes, and side skirts, with 'ti' decals positioned above the latter. The steering wheel, seats, armrests, dashboard and floor mats have similarly coloured accents.

Other standard equipment includes a body kit, dusk-sensing adaptive LED headlights, rain-sensing wipers, a tyre repair kit, power-folding side mirrors with heating and puddle lights, keyless entry and start, a 10.25-inch touchscreen multimedia system, satellite navigation, wireless Apple CarPlay and Android Auto support, digital radio and a six-speaker sound system.

And then there’s a 10.25-inch digital instrument cluster, a 9.2-inch head-up display, dual-zone climate control, a sports steering wheel, power-adjustable front sports seats with memory functionality, an auto-dimming rearview mirror, black/red cloth and synthetic leather upholstery, 'Illuminated Boston' trim, ambient lighting and M seat belts.

Options include a $3000 'Enhancement Package' (metallic paintwork, panoramic sunroof and adaptive cruise control with stop and go functionality), which was fitted to our test vehicle for an 'as tested' price of $58,031.

Other key options include a $1077 'Convenience Package' (power tailgate, boot storage net and ski port), a $2000 'Executive Package' (alarm, rear privacy glass, 10-speaker hi-fi sound, gesture control and tyre pressure monitoring) and a $1023 'Comfort Package' (heated steering wheel, and front seats with lumbar support).

The MG4 Urban Standard Range is powered by a 110kW/250Nm electric motor that drives the front-wheels via a single-speed transmission. The Extended Range has slightly more performance, 118kW and 250Nm, but aside from that they are the same motor.

The 128ti is motivated by a familiar 2.0-litre turbo-petrol four-cylinder engine, with its version producing a promising 180kW of power at 6500rpm and 380Nm of torque from 1500-4400rpm.

Disappointingly, Australian examples are detuned relative to their European counterparts, which are 15kW/20Nm more potent due to their market-specific set-up.

Either way, drive is sent to the front wheels via a dependable ZF eight-speed torque-converter automatic transmission (with paddle-shifters) and a determined Torsen limited-slip differential.

This combination helps the 128ti sprint from a standstill to 100km/h in a brisk 6.3 seconds while on the way to a not-in-Australia top speed of 243km/h.

For reference, competitor outputs are: M135i xDrive (225kW/450Nm), Golf GTI (180kW/370Nm), i30 N Premium (206kW/392Nm), and Focus ST X (206kW/420Nm).

The biggest difference between the two MG4 Urban variants is the battery. The Standard Range has a 43kWh battery good for 316km of driving between charging, while the Extended Range gets a bigger 54kWh battery to make it capable of up to 405km.

We didn’t drive the car long enough to get a clear indication of real-world efficiency and range, but it performed well during our drive in suburban Sydney. The steady stop-start traffic gave the battery its best chance to perform well and the early indications are its range is close to claim, at least under the right circumstances. We’ll have to reserve definitive judgement until we’ve had a longer test drive.

What MG was very keen to highlight are the cost savings of buying an EV at a time of sky-high petrol prices. The company made a point that using off-peak electricity, which can be had for just 6c per kW from certain providers, means you can replenish the battery of the MG4 Urban Standard for just $3.44. 

The 128ti's fuel consumption on the combined cycle test (ADR 81/02) is a promising 6.8L/100km, while its carbon dioxide (CO2) emissions are 156g/km.

However, in real-world testing, I averaged a reasonable 8.4L/100km over an even combination of urban and highway driving. Without my heavy right foot, an even better return could be had.

For reference, the 128ti's 50L fuel tank takes more expensive 98 RON premium petrol at minimum. Its claimed driving range is 735km, but in my experience, I got 595km.

What really stood out about the MG4 Hatch is its rear-motor, rear-wheel-drive layout, which made it a very dynamic and almost sporty car. In my 2023 review I called it “a genuinely enjoyable small car to drive".

The MG4 Urban doesn’t quite leave the same impression. Again, we had only a brief and (appropriately) urban test drive around Sydney’s beachside suburbs, but the MG4 Urban proved competent rather than commendable.

But, let’s be honest, unless you’re looking for driving thrills in the wrong place (affordable, city-focused hatchbacks) the MG4 Urban does the job it is required to do. It’s as nice as any other mainstream hatch to drive from Point A to Point B.

The ride could be a little softer and more compliant, with the suspension feeling too firm at times, but with its electric motor it’s a quiet and relaxed driving experience. The electric motor provides adequate performance too, certainly more torque in less time than you’ll get in a petrol-powered hatch.

Curiously, MG Australia executives said the MG4 Urban was locally evaluated and tuned but could only offer a vague mention of ‘holistic’ changes to better suit it to local conditions, rather than pointing to any specific Australia-developed changes to the suspension, steering or powertrain.

So, can a FWD BMW be fun to drive? As far as the 128ti is concerned, the answer is a resounding yes.

Yes, you get the feeling you’re being pulled rather than pushed, but the 128ti attacks corners with entertaining vigour.

Of course, the 2.0-litre turbo-petrol four-cylinder engine’s 180kW/380Nm outputs can easily overwhelm the front wheels off the line, and torque steer is a threat, particularly when pushing hard around bends, but they’re welcome characteristics.

After all, corner exits are improved by the 128ti’s Torsen limited-slip differential, which works hard to optimise grip when you need it most.

When going for the jugular, understeer still rears its ugly head, but wrestling the 128ti into shape is half the fun.

That said, body control isn't quite as strong as hoped. Turn in sharply and the 1445kg 128ti generates a surprising amount of roll.

It’s worth noting the lowered sports suspension goes without adaptive dampers, its fixed-rate set-up attempting to find the delicate balance between comfort and dynamic response.

All in all, the 128ti's ride is firm but well judged, with short, sharp imperfections the only real bother. Needless to say, it’s capable of being a daily driver, and so it should be.

As mentioned, the electric power steering has a unique calibration, and it's nice and direct, with a good amount of feel. But if you prefer more heft, simply engage 'Sport' mode.

Speaking of which, the Sport drive mode also releases the full potential of the engine and the eight-speed auto, sharpening up the throttle and raising the shift points.

The 128ti engine is a gem, offering up plenty of punch, especially throughout the mid-range, where torque is at its fattest and power is about to peak. The accompanying soundtrack also has some presence, even if it is artificially 'enhanced.'

But the smooth yet relatively quick shifting automatic transmission can take plenty of credit for the brisk performance on offer.

That said, the 128ti's first and second ratios are surprisingly short, so pay attention if you take matters into your own hands via the steering wheel’s paddle shifters.

The 128ti and the wider 1 Series range received a maximum five-star rating from independent Australian vehicle safety authority ANCAP in 2019.

Advanced driver-assist systems in the 128ti extend to autonomous emergency braking (AEB) with pedestrian and cyclist detection, lane-keep assist, cruise control, speed sign recognition, high-beam assist, driver attention alert, blind-spot monitoring, active rear cross-traffic alert, park assist, rear AEB, a reversing camera, front and rear parking sensors, and 'Reversing Assistant.'

That said, annoyingly, adaptive cruise control with stop and go functionality is part of the 128ti’s optional Enhancement Package fitted to our test vehicle, or as an individual option.

And tyre pressure monitoring is tied to its extra-cost Executive Package. Both should be standard.

Also included are six airbags (dual front, side and curtain), anti-skid brakes (ABS) and the usual electronic stability and traction control systems.

The MG4 Urban is covered by the brand’s 10-year/250,000km warranty, as long as you service it at an official MG service centre. If you don’t get your car serviced with the company directly, your warranty reverts to seven-year/unlimited km coverage.

Servicing intervals are every 12 months or 25,000km and will cost you $1366 over the first five years. The cheapest visit is just $149 but the major service, after four years, is a pricey $472, which does push against the idea that EVs are cheaper to service due to less moving parts.

Like all BMW models, the 128ti comes with a three-year/unlimited-kilometre warranty, which is two years off the five years/unlimited km premium benchmark set by Audi, Genesis, Jaguar/Land Rover, Lexus, Mercedes-Benz, and Volvo.

The 128ti also comes with three years of roadside assistance, while its service intervals are average, at every 12 months or 15,000km, whichever comes first.

Capped-price servicing packages are available, with three years/40,000km starting from $1350, while five years/80,000km kicks off at $1700. The latter, in particular, offers great value.