Maserati MC20 vs MG MG4 Urban

What's the difference?

With a 320km/h-plus top speed and the ability to get from rest to 100km/h in under three seconds, there’s no doubting the MC20 meets or exceeds its performance brief. But when you’re paying these prices, there must be more than just the measurable stuff going on.

And there is. The MC20 brings a big dollop of purity to the ranks of current supercars, doing away with all-wheel drive and hybrid tech and relying instead on and old-school approach in terms of handling and overall feel.

Anybody who wants to argue that call has plenty of alternatives to the MC20 from other manufacturers, and for some of us, that less-is-more thing will ring true.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

The MG4 Urban is not only the right car at the right time, perfectly catering to buyers looking to avoid rising petrol prices, it’s also a welcome return-to-form for MG as a brand.

MG is seemingly at its best when it sticks to small cars. It has traditionally excelled with the MG3 and ZS, smaller, more affordable products that keep expectations in check and can win over customers looking for the best bang-for-their-buck rather than simply the best car.

That’s not to say the MG4 Urban isn’t a good car. It offers tremendous value for money, excellent interior space and drives nicely, so anyone who has been considering making the switch to an EV should seriously consider this new arrival.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

Perhaps the most striking thing about the MC20’s design is that it’s so restrained. You won’t find wings, vents, fins and diffusers all over the car, but rather an overall shape that creates downforce, rather than that job falling to tacked on additions.

And, like any modern supercar worth its salt, the MC20 is based around a carbon-fibre tub for rigidity and low weight. From that tub structure are hung aluminium front and rear subframes which, in turn, mount the suspension and other mechanical bits.

The wind tunnel still got a huge workout in the car’s development, of course, but the aim was to integrate the downforce-inducing elements rather than having them demanding your optical attention.

As a result, the whole car is an upside-down wing, if you want to simplify it. But a very pretty upside-down wing.

This gives the MC20 a smooth, sleek look that stands it apart from the rent-a-racer crowd and supports the theory that sometimes, less is, indeed, more.

Some of the detailing is lovely, too. The vents cut into the Perspex rear windscreen form Maserati’s trademark trident shape, there’s lots of visible carbon-fibre inside the door jambs, there’s lashings of Alcantara inside and the two-tone body kit breaks up the shape perfectly.

Elements we’re not so sure about include the 'Park' button mounted way down low under the dashboard, and the swing-up, scissor-type doors, which, if your more than about 180cm tall, still require you to duck under them.

On the upside, the carbon-and-leather steering wheel with its integrated controls is gorgeous to hold and gaze at.

MG says the design inspiration for the MG4 Urban came from the $100,000 Cyberster. While there are certainly a lot of differences between that roadster and this hatchback, the air-intakes and wheel design are indeed very similar. And I guess the badge is the same too, so there’s that…

But, comparing it to the Cyberster misses the point. What makes the MG4 Urban’s design more interesting is the bits you can’t see. While it shares the same name as the MG4 Hatch, this car has almost nothing in common with it. That’s because this new MG4 Urban is based on the brand’s newer EV underpinnings that debuted on the MGS5 EV.

That means the MG4 Urban is front-wheel drive, whereas the hatch is rear-wheel drive, and because of the way the battery is integrated into the chassis, it creates not only a bigger hatchback but also one with a different shape.

The Urban is more ‘cab forward’ (to use design parlance) meaning a shorter bonnet, which creates more cabin room. It also means there is more boot space because the powertrain is located up front.

MG does a good job with cabin presentation too. It’s another step forward for the brand, improving the overall level of fit and finish from its earlier models, to create a cabin that looks modern and doesn’t feel like it has been built to a price.

Although the MC20 has a front and rear luggage compartment, they’re both small enough to be pretty much useless. This is a shame, because as a long-weekend getaway car, the Maserati otherwise makes a strong case for itself.

The other area that suffers for the car’s art is the interior practicality. While the driving position is great and the pedals and wheel relationship is spot on, when it comes to storing anything, you’re on your own. Best the MC20 can offer is a single cupholder at the rear of the central tunnel.

The mid-engined layout also means there’s precious little vision through the back window. To counter that, Maserati has fitted the MC20 with an interior rear-view mirror that can act as a conventional mirror (you can still see only the engine) or as a screen for the rear-mounted camera.

The catch is the image projected to the 'mirror' lacks depth of field and forces the driver to refocus on the image rather than simply glance at it.

As I just mentioned, the cabin is bigger than the other MG4, which creates good space in both seating rows. 

Up front they’ve placed the gear selector on the steering column to create space for more storage in the centre of the car. That means there’s plenty of shelves, cubbies and cup holders to take care of your small (and not so small) items, spread across the cabin.

As for the boot, the switch to a front motor and a smaller rear suspension means a 382-litre boot with all seats up and 1266L if you drop the back seats. Plus there’s a 98L underfloor storage spot, in place of a spare wheel (with a puncture repair kit included instead).

The design of the key controls are simple and easy to use, with a digital display for the instruments ahead of the driver and a 12.8-inch multimedia screen in the centre of the dashboard.

Navigating the menus is relatively straightforward but in a victory for user-friendliness, MG has listened to feedback (and incoming Chinese government regulations) and added some physical controls. There are buttons and a dial for the air-conditioning system and a volume knob for the sound system.

MG made its reputation in Australia by selling some of the most-affordable models on the market, filling the hole left by mainstream brands like Toyota, Hyundai and Mazda as they increased the entry-level prices in their respective line-ups. Something MG itself tried with the HS, QS and U9, as it expanded beyond the once-popular MG3, MG5 and ZS.

The MG4 Urban is a return to form in that sense for MG, with this new small car starting at just $31,990 drive-away. For context, the MG4 Hatch starts at $37,990 drive-away, so this is a much cheaper proposition. That starting price is for the MG4 Urban Standard Range, the Extended Range variant is priced from $34,990 drive-away.

That pricing does not feel accidental from MG Australia, despite what they may suggest when pressed. That’s because the new BYD Atto 2, the direct rival to the Urban, starts at $31,990 plus on-road costs. Even so, BYD has the last laugh, because it offers both the BYD Atto 1, which starts at $23,990, and the Dolphin, which is priced from $29,990 - to undercut the MG4 Urban, even if neither are considered direct competitors.

In terms of specification, both the Standard Range and Extended Range have the same equipment with the exception of the obvious - a bigger battery, and more power from the motor.

Standard equipment highlights include 17-inch alloy wheels, LED headlights and tail-lights, a leather-wrapped steering wheel, PVC seat upholstery, heated front seats, Bluetooth connectivity with wireless Apple CarPlay and Android Auto, in-built navigation and a six-speaker stereo.

Previous generations of Maseratis borrowed Ferrari (both brands were once part of the extended Fiat Chrysler family) technology for their drivelines in a deal that allowed both brands to share the cost of development.

And since having a Ferrari-built engine in your car was never seen as a sale hindrance, it was a sweet deal for Maserati. But when Ferrari was spun off and became a publicly-owned company in 2016, Maserati’s supply of engines dried up.

The solution was to take engine design in-house and the twin-turbocharged 3.0-litre V6 in the MC20 is one of the first fruits of that.

While it’s undoubtedly a high-tech powerplant, in other respects it’s fairly conventional. Maserati, for instance, has a long history with the V6 layout, and there’s no hybrid element to the driveline. Nor is there a hybrid option.

Maserati claims the V6 is the world’s most powerful six-cylinder production-car engine and, with no less than 463kW at 7500rpm and 730Nm between 3000 and 5500rpm, that’s a credible statement.

Technical details that you won’t see on most road cars include a dry-sump lubrication system (where the engine oil lives in a remote tank rather than the hot sump of the engine itself) and a sophisticated fuel injection system with two injectors per cylinder.

The real trick, however, is an ignition system with two spark plugs per cylinder. There are also effectively two combustion chambers, the first ensuring multiple flame fronts to achieve a more complete burn of the fuel in the main combustion chamber.

The rest of the driveline is similarly aimed at the purists out there; the transmission is an eight-speed dual-clutch, driving not all four wheels, but only the rears through a mechanical limited-slip differential.

Selectable drive modes from GT (the default setting) through to 'Wet', 'Sport', 'Corsa' (Track) and 'ESC Off' tailor the shift points, throttle sensitivity and suspension behaviour, but still allow for full engine power.

The MG4 Urban Standard Range is powered by a 110kW/250Nm electric motor that drives the front-wheels via a single-speed transmission. The Extended Range has slightly more performance, 118kW and 250Nm, but aside from that they are the same motor.

Fuel economy is probably not going to be top of mind for most MC20 buyers, but the official combined figure of 11.6 litres per 100km is still pretty greedy by 2022 standards.

Balanced against the available performance, however, and an engine making more than 600 old-fashioned horsepower with that combined fuel-economy number is still cause to reflect on modern technology and efficiency.

The MC20 has a 60-litre fuel tank, making it a handy cross-country car for weekends away.

The biggest difference between the two MG4 Urban variants is the battery. The Standard Range has a 43kWh battery good for 316km of driving between charging, while the Extended Range gets a bigger 54kWh battery to make it capable of up to 405km.

We didn’t drive the car long enough to get a clear indication of real-world efficiency and range, but it performed well during our drive in suburban Sydney. The steady stop-start traffic gave the battery its best chance to perform well and the early indications are its range is close to claim, at least under the right circumstances. We’ll have to reserve definitive judgement until we’ve had a longer test drive.

What MG was very keen to highlight are the cost savings of buying an EV at a time of sky-high petrol prices. The company made a point that using off-peak electricity, which can be had for just 6c per kW from certain providers, means you can replenish the battery of the MG4 Urban Standard for just $3.44. 

Here’s where your half-a-million bucks has gone.

The MC20’s acceleration is absolutely shattering and is all the more amazing for the fact the car uses neither all-wheel drive grip nor hybrid torque to achieve its sprinting abilities.

While the V6 is not the most sonorous of powerplants, it does manage to sound high-end and pretty sophisticated and it’s never as shouty as some of its opposition which seem to confuse decibels with kiloWatts.

While the sheer thrust confirms the existence of two turbochargers, the lack of lag (or throttle delay) and the ability to charge into the rev limiter in the lower gears does not.

Even though power peaks at 6500rpm (as with many a modern turbo motor) the MC20 will happily smash on to the redline at 8000rpm; sometimes too happily if you don’t have your finger over the upshift paddle. As with other good modern turbocharged units, this one doesn’t actually feel overtly turbocharged.

The transmission shifts relatively smoothly in GT mode, but as you crank up the mode selector to Sport, the shifts become very fast with an accompanying jolt through the backrest as each gear clicks home. The shifting process is fairly foolproof, although you do get full over-ride, so you need to pay attention.

Both the cars we were able to sample at Philip Island were sporting the optional carbon-ceramic braking package, and one was also fitted with the optional 'birdcage' alloy wheels which are lighter.

Each of them needed a firm shove on the pedal to slow things down, but it’s true the lighter wheels seem to be worth their almost-$3000 ask as that car required less leg-pressure for the same result.

The lack of a hybrid element to the driveline, as well as the rear-drive layout, suggests a degree of purity of purpose in the car’s design. And that’s backed up by its behaviour in the first corner.

Fundamentally, instead of just hurling it at an apex and allowing the electronics to sort it all out for you, the Maserati requires a more 'classical' technique if it’s to really shine.

It doesn’t, for instance, reward trail-braking (where you continue to brake once you’ve turned into a corner) and would much prefer you get your braking over and done with before applying any meaningful steering lock.

Ignore this, and the rear weight bias of the mid-engined layout can see the car try to yaw, with the rear end becoming light and the vehicle over-rotating (which is a spin, to you and I).

Similarly, getting on the power before you’ve actually got the MC20 turned, can unload the front end and send the front wheels ploughing (ploughing is an exaggeration, but at the speeds we’re dealing with here, even a small degree is a big deal) towards the outside of the turn.

Ultimately, then, the technique becomes a text-book case of brake, turn and then power out, at which point the MC20 reveals itself to be huge fun and incredibly fast. The only thing to deal with then is the knowledge that whatever happens next is going to happen extremely quickly.

What really stood out about the MG4 Hatch is its rear-motor, rear-wheel-drive layout, which made it a very dynamic and almost sporty car. In my 2023 review I called it “a genuinely enjoyable small car to drive".

The MG4 Urban doesn’t quite leave the same impression. Again, we had only a brief and (appropriately) urban test drive around Sydney’s beachside suburbs, but the MG4 Urban proved competent rather than commendable.

But, let’s be honest, unless you’re looking for driving thrills in the wrong place (affordable, city-focused hatchbacks) the MG4 Urban does the job it is required to do. It’s as nice as any other mainstream hatch to drive from Point A to Point B.

The ride could be a little softer and more compliant, with the suspension feeling too firm at times, but with its electric motor it’s a quiet and relaxed driving experience. The electric motor provides adequate performance too, certainly more torque in less time than you’ll get in a petrol-powered hatch.

Curiously, MG Australia executives said the MG4 Urban was locally evaluated and tuned but could only offer a vague mention of ‘holistic’ changes to better suit it to local conditions, rather than pointing to any specific Australia-developed changes to the suspension, steering or powertrain.

It may be small and cheap, but that doesn’t mean MG has cut corners on safety. The MG4 Urban comes equipped with the MG Pilot and a suite of active safety features, including adaptive cruise control, autonomous emergency braking, lane keep assist, blind spot monitoring, driver attention monitoring and speed limit notification.

The latter two are the most evident, as they provide a steady soundtrack of beeps as you drive along. Take your eyes off the road for more than a few seconds as the driver attention system fires up, while the speed sign recognition gets busy in Australia’s ever-changing speed limits.

While MG has undoubtedly improved the sensitivity of some of these systems compared to other models, they are still more active than rival products. Perhaps more concerning, the speed limit recognition repeatedly beeped to tell me I was in a ‘25km/h’ zone, which is simply not a recognised speed limit on Sydney roads.

Like so many other brands, MG needs to further refine these active safety systems in order to make the driving experience more relaxed and less distracting.

MG says the MG4 Urban has secured a five-star rating from Euro NCAP, which is expected to be carried over by ANCAP. 

High-end cars often disappoint on the details, and the Maserati is no different here, offering just a three-year factory warranty (albeit with unlimited kilometres).

That trails even the most humble commuter cars these days, and suggests there’s still a degree of indifference from some carmakers. And, possibly, their customers.

There is, however, the option of fixed-price servicing for the MC20 with the first three years’ worth of servicing costing $4000.

Scheduled services are every 15,000km or 12 months, whichever comes first.

The MG4 Urban is covered by the brand’s 10-year/250,000km warranty, as long as you service it at an official MG service centre. If you don’t get your car serviced with the company directly, your warranty reverts to seven-year/unlimited km coverage.

Servicing intervals are every 12 months or 25,000km and will cost you $1366 over the first five years. The cheapest visit is just $149 but the major service, after four years, is a pricey $472, which does push against the idea that EVs are cheaper to service due to less moving parts.