GWM Tank 500 vs MG MG4 Urban

What's the difference?

The GWM Tank 500 Ultra PHEV is an impressive five-seat 4WD wagon. It’s reasonably nice to drive, it’s comfortable and it’s a capable 4WD. These vehicles keep improving and are increasingly stacked with characteristics to like.

There are still glaring range-specific issues with some of its driver-assist tech and its plug-in hybrid set-up doesn’t offer the fuel economy you’d hope for. At least not under real-world testing conditions. But the Tank 500 is packed with features and represents decent value-for-money when cross-shopped against the likes of its stablemate the regular hybrid, or the Prado and Everest.

The MG4 Urban is not only the right car at the right time, perfectly catering to buyers looking to avoid rising petrol prices, it’s also a welcome return-to-form for MG as a brand.

MG is seemingly at its best when it sticks to small cars. It has traditionally excelled with the MG3 and ZS, smaller, more affordable products that keep expectations in check and can win over customers looking for the best bang-for-their-buck rather than simply the best car.

That’s not to say the MG4 Urban isn’t a good car. It offers tremendous value for money, excellent interior space and drives nicely, so anyone who has been considering making the switch to an EV should seriously consider this new arrival.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

In terms of dimensions, the Tank 500 Hi4-T PHEV is 5078mm long (with a 2850mm wheelbase), 1934mm wide and 1905mm high. It has a listed kerb weight of 2820kg, so it’s not an insubstantial vehicle.

There are plenty of old-school 4WD design cues in the Tank 500’s appearance. It’s mostly chunky and straight up and down, with some softer curves here and there as concessions to contemporary styling.

It's clear to see where the GWM Tank 500 takes its cues from – most of the current crop of popular 4WD wagons, such as the Toyota LandCruiser 300 Series.

The Tank 500 is a large vehicle straddling that line between large and extra-large 4WD wagons. It is longer than any 300 Series, but it’s narrower and shorter.

It has a sunroof, roof rails, electric side steps (that extend when doors are opened and retract when doors are shut) and 18-inch alloy wheels.

The interior is well laid-out and functional with some understated class to it. There are soft-touch surfaces and genuine Nappa leather seating throughout.

MG says the design inspiration for the MG4 Urban came from the $100,000 Cyberster. While there are certainly a lot of differences between that roadster and this hatchback, the air-intakes and wheel design are indeed very similar. And I guess the badge is the same too, so there’s that…

But, comparing it to the Cyberster misses the point. What makes the MG4 Urban’s design more interesting is the bits you can’t see. While it shares the same name as the MG4 Hatch, this car has almost nothing in common with it. That’s because this new MG4 Urban is based on the brand’s newer EV underpinnings that debuted on the MGS5 EV.

That means the MG4 Urban is front-wheel drive, whereas the hatch is rear-wheel drive, and because of the way the battery is integrated into the chassis, it creates not only a bigger hatchback but also one with a different shape.

The Urban is more ‘cab forward’ (to use design parlance) meaning a shorter bonnet, which creates more cabin room. It also means there is more boot space because the powertrain is located up front.

MG does a good job with cabin presentation too. It’s another step forward for the brand, improving the overall level of fit and finish from its earlier models, to create a cabin that looks modern and doesn’t feel like it has been built to a price.

This Tank 500 has five seats because the two at the very rear have been removed to accommodate the hybrid battery.

The front seats are Nappa leather, power-adjustable (eight-way for the driver, six-way for the front passenger), as well as being ventilated with massage and memory functions.

The three-position second row – set up in a 60/40 split-folding configuration – breaks the usual 4WD wagon second-row seat tradition of being fine but not fantastic. The second-row set-up in this Tank is a first-class-cabin-style back seat with a flip-down control console (which includes air-con controls) instead of a basic centre armrest.

As mentioned there is no third row in this Tank 500 because of its underfloor battery.

Up front, the 14.6-inch multimedia screen (with wireless Apple CarPlay and Android Auto) dominates the dash. It's generally easy enough to use, although I had difficulty getting my iPhone hooked up to the system and the cabin set-up remains clunky and counter-intuitive in its operation.

The cabin has wireless charging, front and rear USB ports, as well as 12V and 220V power outlets.

The second row folds away to expand the rear storage capacity. Cargo volume is a listed 640 litres when all seats are in use and 1400 litres when the second row is stowed away.

The rear cargo area has tie-down points and a cargo slide cover.

As I just mentioned, the cabin is bigger than the other MG4, which creates good space in both seating rows. 

Up front they’ve placed the gear selector on the steering column to create space for more storage in the centre of the car. That means there’s plenty of shelves, cubbies and cup holders to take care of your small (and not so small) items, spread across the cabin.

As for the boot, the switch to a front motor and a smaller rear suspension means a 382-litre boot with all seats up and 1266L if you drop the back seats. Plus there’s a 98L underfloor storage spot, in place of a spare wheel (with a puncture repair kit included instead).

The design of the key controls are simple and easy to use, with a digital display for the instruments ahead of the driver and a 12.8-inch multimedia screen in the centre of the dashboard.

Navigating the menus is relatively straightforward but in a victory for user-friendliness, MG has listened to feedback (and incoming Chinese government regulations) and added some physical controls. There are buttons and a dial for the air-conditioning system and a volume knob for the sound system.

MG made its reputation in Australia by selling some of the most-affordable models on the market, filling the hole left by mainstream brands like Toyota, Hyundai and Mazda as they increased the entry-level prices in their respective line-ups. Something MG itself tried with the HS, QS and U9, as it expanded beyond the once-popular MG3, MG5 and ZS.

The MG4 Urban is a return to form in that sense for MG, with this new small car starting at just $31,990 drive-away. For context, the MG4 Hatch starts at $37,990 drive-away, so this is a much cheaper proposition. That starting price is for the MG4 Urban Standard Range, the Extended Range variant is priced from $34,990 drive-away.

That pricing does not feel accidental from MG Australia, despite what they may suggest when pressed. That’s because the new BYD Atto 2, the direct rival to the Urban, starts at $31,990 plus on-road costs. Even so, BYD has the last laugh, because it offers both the BYD Atto 1, which starts at $23,990, and the Dolphin, which is priced from $29,990 - to undercut the MG4 Urban, even if neither are considered direct competitors.

In terms of specification, both the Standard Range and Extended Range have the same equipment with the exception of the obvious - a bigger battery, and more power from the motor.

Standard equipment highlights include 17-inch alloy wheels, LED headlights and tail-lights, a leather-wrapped steering wheel, PVC seat upholstery, heated front seats, Bluetooth connectivity with wireless Apple CarPlay and Android Auto, in-built navigation and a six-speaker stereo.

Every Tank 500 Hi4-T PHEV has a 2.0-litre turbo-petrol engine, a 37.11kWh lithium-ion battery and an electric motor. And that combination produces a total* of 300kW and 750Nm. 

* Electric motor 120kW, petrol engine 180kW at 6000rpm. Motor 400Nm, engine 380Nm at 1700-4000rpm.

This system is mostly seamless in operation but as for GWM’s claims that it delivers “outstanding efficiency, performance, and refinement smooth, responsive take-offs, strong acceleration, and exceptional fuel savings - while ensuring minimal noise and maximum driving confidence”. Well, let’s just say this Tank 500 gets off the mark well for a large 4WD but the prompting requires a heavy right foot.

It is generally quiet and comfortable and yields a smooth driving experience. And as for fuel saving, flick your eyes down to ‘Efficiency’ to see how it did on this test.

This Tank 500 has a nine-speed automatic transmission, low- and high-range 4WD gearing, as well as a front, centre and rear diff lock.

The MG4 Urban Standard Range is powered by a 110kW/250Nm electric motor that drives the front-wheels via a single-speed transmission. The Extended Range has slightly more performance, 118kW and 250Nm, but aside from that they are the same motor.

Official fuel consumption is 2.1L/100km on a combined cycle on regular unleaded fuel (91) with low-charge consumption at 8.4L/100km. For reference, low-charge fuel consumption on this test was 10.2L/100km as recorded. Okay, but not a particularly compelling result.

The Tank 500 has a 70-litre fuel tank so, going by those fuel figures, you could reasonably expect a driving range of about 686km out of a full tank.

The biggest difference between the two MG4 Urban variants is the battery. The Standard Range has a 43kWh battery good for 316km of driving between charging, while the Extended Range gets a bigger 54kWh battery to make it capable of up to 405km.

We didn’t drive the car long enough to get a clear indication of real-world efficiency and range, but it performed well during our drive in suburban Sydney. The steady stop-start traffic gave the battery its best chance to perform well and the early indications are its range is close to claim, at least under the right circumstances. We’ll have to reserve definitive judgement until we’ve had a longer test drive.

What MG was very keen to highlight are the cost savings of buying an EV at a time of sky-high petrol prices. The company made a point that using off-peak electricity, which can be had for just 6c per kW from certain providers, means you can replenish the battery of the MG4 Urban Standard for just $3.44. 

The Tank 500 Hi4-T PHEV is decent on road – and that’s good news for anyone thinking about buying this large 4WD.

It has more power and torque than its hybrid stablemate (300kW/750Nm vs 255kW/648Nm) for general day-to-day drivability while it retains all of the regular hybrid’s positive driving characteristics and few of the negatives.

This Tank 500’s turbocharged petrol engine and the electric motor work seamlessly together, with no discernible clunking or shifting between systems in the powertrain.

This is a big, heavy four-wheel drive – even heavier in this plug-in hybrid form than the regular hybrid because of this vehicle’s battery. But it is nicely settled and composed because of that weight.

This flip side is the extra heft on-board means there is some body-roll to this vehicle. It’s noticeable, but not a deal-breaker.

On highways, sealed surfaces or well-maintained bush tracks the Tank 500 is quite impressive. It’s settled, controlled and quite nice to drive.

Overall, this Tank 500’s suspension – double wishbone independent with coil springs at the front, and multi-link live axle with coil springs at the rear – is firm. There has been talk of it having been retuned for Australian conditions, but it remains stiff and jittery at pace, especially through backcountry bitumen in poor condition and lightly corrugated dirt roads. However, GWM informs me that the suspension set-up will undergo more retuning for Australian conditions and those changes will be incorporated into 2026 production vehicles.

Besides that, the engine, electric motor and transmission work quite well together. It is a reasonably smooth 4WD wagon to drive.

There are, however, glaring issues with the driver-assist tech, which is quite annoying in its operation. It’s either very jarring or intrusive in its application (example: adaptive cruise control braking way too early), or bloody annoying/dangerous (example: road-sign recognition abruptly tried to cut my speed from 100km/h to 40km/h because it registered the school zone sign off to the side of the highway. At the time it was outside school drop-off and pick-up times anyway.).

You can switch off the driver-assist features every time you start up, but the system resets and defaults to being annoying again when you switch off.

When it comes to 4WDing though, the good news returns.

This hybrid retains all of the regular Tank 500’s 4WD mechanicals, including the (BorgWarner-sourced) transfer case with high- and low-range 4WD, and it offers up plenty of torque across a decent spread of revs.

The off-road traction control system is suitably dialled in, hill descent control is effective, keeping you to a nice controlled low speed and there’s low-speed cruise control or the equivalent that keeps the vehicle to a controlled pace across varying terrain.

Not forgetting, the Tank 500 is triple locked – front, centre and rear diff locks – so there are few excuses to not be able to crawl over most off-road obstacles.

However, the tyres on this vehicle (Giti Xross HT71 SUV - 265/60R18) aren't up to scratch when it comes to off-roading beyond anything other than well-maintained tracks in the dry. The Tank 500 as is well suited, straight out of the dealership, for light to moderate off-roading. But if you swap in a decent set of aggressive all-terrain tyres the Tank 500 will be able to more comfortably take on more challenging terrain.

But it's capable of climbing. I took on a 30-35 degree incline of rock steps and the Tank 500 did it easily and comfortably on its standard highway tyres.

Most of the plug-in hybrid Tank’s off-roading characteristics check out. Approach, ramp over and departure angles are as per the regular hybrid Tank 500 (30, 22.5 and 24 degrees) and wading depth is a listed 800mm although the country was so dry at our proving ground that I never had the chance to test that claim.

Ground clearance on the Tank 500 Hi4-T PHEV is listed as 213mm (it’s 224mm in the normal hybrid) but that doesn't negatively impact this vehicle's off-roading capability if you drive it with control and consideration.

It is big, so it can be a little bit tricky to steer around, especially when the track becomes tighter and the obstacles become a bit more cheeky, but generally this can be driven very safely and with the utmost control through a lot of tricky four-wheel driving challenges.

It's not as polished in its off-road performance as something like the Toyota Prado or Ford Everest, but it does the job and there's a bit of a gruff edge to it, which some people might consider part of its charm.

As mentioned, the Tank 500’s 37.11kWh battery supports Vehicle-to-Load (V2L) functionality, which in theory means you’ll be able to power your camp-site (lights, fridge etc), but I’ll reserve final judgement on this set-up until I have the opportunity to test it over a long weekend with several appliances drawing power at the same time.

If you’re thinking about using this Tank PHEV as an adventure touring vehicle then it’s handy to know its payload is listed as 610kg, while it’s noted as 790kg in the Tank 500 HEV. Throw two adults, two teenagers, a dog, and camping gear in and you’ll hit that 610kg mark in no time.

The Tank 500 is rated to tow a 750kg unbraked trailer and 3000kg braked. Gross vehicle mass is 3430kg and gross combined mass is 6430kg.

What really stood out about the MG4 Hatch is its rear-motor, rear-wheel-drive layout, which made it a very dynamic and almost sporty car. In my 2023 review I called it “a genuinely enjoyable small car to drive".

The MG4 Urban doesn’t quite leave the same impression. Again, we had only a brief and (appropriately) urban test drive around Sydney’s beachside suburbs, but the MG4 Urban proved competent rather than commendable.

But, let’s be honest, unless you’re looking for driving thrills in the wrong place (affordable, city-focused hatchbacks) the MG4 Urban does the job it is required to do. It’s as nice as any other mainstream hatch to drive from Point A to Point B.

The ride could be a little softer and more compliant, with the suspension feeling too firm at times, but with its electric motor it’s a quiet and relaxed driving experience. The electric motor provides adequate performance too, certainly more torque in less time than you’ll get in a petrol-powered hatch.

Curiously, MG Australia executives said the MG4 Urban was locally evaluated and tuned but could only offer a vague mention of ‘holistic’ changes to better suit it to local conditions, rather than pointing to any specific Australia-developed changes to the suspension, steering or powertrain.

It may be small and cheap, but that doesn’t mean MG has cut corners on safety. The MG4 Urban comes equipped with the MG Pilot and a suite of active safety features, including adaptive cruise control, autonomous emergency braking, lane keep assist, blind spot monitoring, driver attention monitoring and speed limit notification.

The latter two are the most evident, as they provide a steady soundtrack of beeps as you drive along. Take your eyes off the road for more than a few seconds as the driver attention system fires up, while the speed sign recognition gets busy in Australia’s ever-changing speed limits.

While MG has undoubtedly improved the sensitivity of some of these systems compared to other models, they are still more active than rival products. Perhaps more concerning, the speed limit recognition repeatedly beeped to tell me I was in a ‘25km/h’ zone, which is simply not a recognised speed limit on Sydney roads.

Like so many other brands, MG needs to further refine these active safety systems in order to make the driving experience more relaxed and less distracting.

MG says the MG4 Urban has secured a five-star rating from Euro NCAP, which is expected to be carried over by ANCAP. 

The Tank 500 is covered by a seven-year/unlimited km warranty, seven years' roadside assistance and seven years' capped price servicing.

The Tank 500’s 37.1kWh traction battery has an eight year/unlimited km warranty.

The first service is scheduled at 12 months/10,000km; the rest of the servicing appointments are set for every 12 months/15,000km. Lowest price per services is $335, highest is $975.

GWM has 122 dealerships nationwide at time of writing.

The MG4 Urban is covered by the brand’s 10-year/250,000km warranty, as long as you service it at an official MG service centre. If you don’t get your car serviced with the company directly, your warranty reverts to seven-year/unlimited km coverage.

Servicing intervals are every 12 months or 25,000km and will cost you $1366 over the first five years. The cheapest visit is just $149 but the major service, after four years, is a pricey $472, which does push against the idea that EVs are cheaper to service due to less moving parts.