What's the difference?
Australia is experiencing a mass extinction event.
Like the dinosaurs before them, and hopefully not the bees in the near future, the sub-$20,000 car is nearing the bitter end.
An evolutionary dead-end, as higher emissions and safety regulations relegate older models (read Mitsubishi Mirage) to the great scrap-heap in the sky and prevent newer ones (read Honda Jazz) from leaving their local markets.
For you, this means there are quite literally a handful of brand-new vehicles left in Australia which wear before-on-road price-tags under the magic $20,000 number.
One of them is the car we’re looking at for this review: The Kia Rio S, with the catch being you’ll have to be happy changing gears yourself.
So, is this most basic Rio worth your while, or is it best left as a puzzling fossil for future generations to study? Let’s have a look.
Eight generations over more than half a century qualifies the Volkswagen Golf as an automotive icon, standing on the shoulders of its original beetle-shaped ancestor.
It remains one of the world’s favourite cars and this 110TSI Life version is the entry-point to the local model line-up, the latest ‘8.5’ version of which arrived here just over 12 months ago.
It sits in a hotly contested small-car category, appealing to those with a preference for a conventional hatch and pure internal-combustion power.
In an automotive world now dominated by increasingly electrified SUVs, we spent a week behind the wheel to see how it shapes up as an urban specialist with occasional open road ability.
The Rio S Manual is a fun-to-drive little car with a big practicality and multimedia offering in a segment rapidly heading towards extinction.
While some elements of the drive experience are reminiscent of budget cars from 10-20 years ago, Kia makes up for it by wrapping the Rio in a contemporary looking and feeling package, ready for the buyer who needs no frills and demands no nonsense. Until the manual transmission goes the way of the dodo, there is almost no better option.
Like the generations that preceded it, the current VW Golf 8.5 is a high-quality, comfortable and efficient small car. Add in good looks, space-efficiency, thoughtful practicality as well as class-competitive safety and you have the makings of a compelling package. The potential sticking point is this entry-level 110TSI Life’s value proposition in terms of included features relative to its purchase price and ongoing cost of ownership.
While notable equipment is missing, the Rio reclaims lost ground with the way it looks, and to a degree, the way it feels.
Ever since this new generation hatch launched, I’ve thought it brings a slick modern design to the city-car space, and even in its most rudimentary form as-tested (our car even came in the most basic ‘Clear White’ paint) it’s a great looking little hatch.
Sure, it doesn’t have the romance factor of the Fiat 500, nor the more delicate curvature of the much more expensive new-generation Toyota Yaris, but it certainly has a more refined visage than, say, the MG3 whilst feeling a bit more grown-up than the Suzuki Swift.
Solid, squared-off lines give this car a sporty pose, and its frowny-face and blocky rear round out a stout city-car persona, and I especially like the way even this most basic trim is adorned with contrast pieces, a spoiler above the boot lid, and body-coloured door handles and mirrors.
Sure, the 15-inch steelies dress it down a bit, but on the Rio these leave the impression of financial prudence rather than cost-cutting.
Inside is basic but tidy. The overall look maintains a hint of sportiness, with an appealing symmetrical finish to the dash.
There’s no question the Rio is a budget model when it comes to the touch though, with everything either a soft polyurethane or a nasty hard plastic, so while it all might look neat it’s far from the most comfortable place to be for long periods of time.
The basic dot-matrix multifunction display, chunky plastic air-conditioning controls, and polyurethane items from the wheel to the handbrake and shifter are reminders of a bygone era, but the overall aesthetic of the driver’s space is pleasing.
The team at VW’s Design Centre in Wolfsburg grapples with the same challenge when it comes to evolving the Golf as their contemporaries down the autobahn at Porsche face with the 911.
Over successive generations it must remain instantly recognisable as a Golf but move on to a more contemporary look and feel.
And although it’s always a subjective call I’d argue the current ‘8.5’ generation Golf answers the brief nicely.
Its neat, tightly wrapped exterior aligns with the classic Golf profile while including enough detail elements like the angular tail-lights and broad C-pillar to pass the badge removal test. Take away the VW roundels and this car is still clearly a Golf.
Neat touches include illuminated door handle recesses and broad-spoke alloy wheels that lift the visual tone.
Inside, the same juggling act stands up with sizeable screens for instruments and media balanced by a typically teutonic dash, door and console layout (with soft-touch surfaces at key points). Conservative but ultra-functional and easy to live with.
One niggle is haptic slider controls for audio volume and ventilation adjustment below the media screen rather than physical dials (although a steering wheel volume rocker switch helps).
I'd argue the key reason to buy the Rio at this end of the market is that it has the most space and largest cabin relative to its rivals, bar maybe the Suzuki Baleno.
All-round practicality is great, with front passengers scoring a low, sporty seating position with a high roof, and so much width in the cabin it almost feels like the Rio belongs in the next segment up.
Storage options up front include a large bottle holder and bin in each of the doors, dual cupholders next to the handbrake up front, and a large storage tray underneath the climate unit. Unlike the Yaris or Mazda2, the Rio features a small armrest console box, which gives a small lift to the ambiance of the cabin.
Back seat passengers are treated to great space for this segment, which feels nice and open courtesy of the large rear windows. At 182cm tall, I have airspace for my knees behind my own driving position, as well as relatively healthy headroom and ample width, which is again more like a car in the next segment up.
Rear passengers don’t get adjustable air vents, but there is a single USB port, a single pocket on the back of the passenger seat, and small bottle holders in each of the doors.
Perhaps the Rio’s biggest drawcard is its boot capacity, which at 325 litres is one of the largest in the city car class. Unlike the Yaris, Mazda2, or Suzuki Swift, the Rio will actually accept the CarsGuide three-piece luggage set with the rear seats up, although the rear view was obscured by the medium case.
Thanks to the boxy roofline, the Rio offers a cavernous 980L with the rear seats folded down, and despite its abundance of room, maintains a space saver spare wheel under the floor.
At close to 4.3 metres long, less than 1.8m wide and under 1.5m tall with a 2631mm wheelbase the Golf sits at the more compact end of the small-car spectrum.
But there’s plenty of head and shoulder room up front with relatively large doors making entry and egress easy.
Storage is plentiful with bins in the doors large enough to swallow large bottles, a decent glove box, an open tray in the dash for the front passenger and twin cupholders in the centre console (one able to hide away for extra general storage), a wireless device charging bay and a coin or pen slot next to the gear selector.
Special mention goes to the padded lid on the storage box between the front seats, which in modern VW style, can ratchet up through three positions and extend out to make its side hustle as an armrest even more valuable.
Move to the back and, understandably, there’s adequate rather than copious amounts of space, roughly on a par with others in the class.
Sitting behind the driver’s seat set for my 183cm position I have decent leg and headroom and there’s enough width for three (friendly) full-size adults on a short journey but it’s best for two.
There are generous door bins, again with room for large bottles, map pockets on the front seatbacks, two (and a half) cupholders in the fold-down centre armrest and an oddments slot under twin adjustable vents at the rear of the front centre console.
Power and connectivity runs to dual USB-C jacks and a 12-volt socket up front, with another two USB-Cs in the back and a 12V in the boot.
Speaking of which, the boot measures 374 litres (VDA) with the 60/40 split-folding rear seat upright expanding to 1230L with it folded.
Interestingly, the Golf’s Corolla nemesis offers only 217 litres of boot space with all seats up. But the flagship ZR grows to 333L because it ditches a physical spare tyre for a repair/inflator kit.
Something the Golf, to VW’s credit, doesn’t do, with a space-saver spare under the boot floor. Numerous load anchors and bag hooks in there are a big plus.
The fact you’re able to tow a 1.5-tonne braked trailer (690kg unbraked) rounds out a solid practicality package.
Value seems less important here when you’re contending with a limited list of potential options at this end of the market.
The Rio S manual currently wears an MSRP of $19,690, and if you’re able to shuffle cogs yourself, it counts its rivals as the Suzuki Baleno GL ($18,490), Suzuki Ignis GL ($19,490), or Fiat 500 Lounge ($19,550).
There’s also the option of the MG3 (from $18,990) or Kia’s own much smaller Picanto (from $15,990).
I’m pleased to report the Rio S is one of the best among these options, though. Not only is this car much more modern in terms of its platform and design than pretty much anything on that list, it packs great standard equipment, too.
The major wow-factor item is the Rio’s best-in-class multimedia system, consisting of an 8.0-inch touchscreen with wireless Apple CarPlay and Android Auto connectivity, just one of the areas where this car will grab eyes over rivals.
Elsewhere is a predictably honest list of standard equipment, including basic halogen headlights, 15-inch steel wheels, manual air conditioning, cloth seat trim with a polyurethane steering wheel, a small multifunction display in the dash, two USB ports, a six-speaker audio system, and surprisingly, steering-wheel mounted controls.
There’s no keyless entry or push-start ignition, and this level of equipment makes you feel lucky to have automatic headlights. Sadly, the S manual also misses out on the basic luxury of cruise control.
It’s cheap, missing a lot of gear, and feels it with an abundance of plastic trims, but somehow this car gets by with almost everything you really, truly need. Sure, it’s a bit of a hark back to the equipment lists of the early 2000s, but if you’re just looking for a basic car to get the job done, you could do far worse than this Kia with its impressive multimedia offering.
We may have been swamped by the SUV wave over the past couple of decades but the small hatch hasn’t disappeared and at $39,290, before on-road costs, the Golf 110TSI Life lines up against a main quintet of quality internal-combustion alternatives.
Sitting at around the same money (all prices before on-road costs) are the Hyundai i30 Premium 2.0P ($39,500), Kia K4 Sport+ Hatch ($39,090), Mazda3 G25 GT Vision ($40,410), Subaru Impreza 2.0S ($40,990) and Toyota Corolla ZR Hybrid ($39,100).
It’s the Corolla that dominates the category overall, currently outselling the Golf by a ratio of 6.5 to one (5208 vs 799 units - YTD 2026).
And in this instance, the entry-level Golf aligns with the top-spec (non-GR) Corolla ZR which would appear to place it firmly behind the eight ball in terms of value. But does it?
Aside from the performance and safety tech we’ll get to shortly the Golf 110TSI Life’s standard specification includes auto LED headlights, rear fog lights, surround lighting (projected from the door mirrors), 17-inch alloy rims, single-zone climate control, a 10.2-inch instrument display, a 10.3-inch central multimedia screen, six-speaker audio (with digital radio), Android Auto and Apple CarPlay connectivity, ‘GoConnect’ connected services, LED ambient lighting, heated and power-folding exterior mirrors, a leather-trimmed steering wheel and rain-sensing wipers.
Not exactly poverty spec, but for context the Corolla ZR matches all that and picks up 18-inch alloys, high grade LED headlights, front fog lamps, an eight-way power-adjustable driver’s seat, heated front seats, dual-zone climate, leather and synthetic suede seat trim (compared to the Golf’s cloth), a 12.3-inch instrument display, eight-speaker JBL audio and more.
The Rio is beginning to fall behind here with an antiquated 1.4-litre four-cylinder non-turbo petrol engine. Peak outputs aren’t far off where they should be for this segment, with 74kW of power and 133Nm of torque, although they arrive at the most distant end of the rpm range (6000rpm and 4000rpm respectively) so you need to rev it.
It can be clumsy to extract this power, too, with the engine paired in this circumstance to a six-speed manual which leaves a lot to be desired in terms of action and clutch feel.
While the abundance of ratios can be beneficial for fuel consumption, it’s clear this car was designed to be paired with the more modern three-cylinder turbocharged engine only available on the top GT-Line trim.
As its name implies the Golf 110TSI Life is powered by a 1.4-litre turbo-petrol four-cylinder engine sending 110kW (there it is) and 250Nm to the front wheels via an eight-speed automatic transmission with shift paddles on the steering wheel.
It’s an all-alloy unit featuring direct-injection and an air-to-water turbo intercooler with variations of it used in other VW models as well as numerous Audis, Cupras and Skodas.
VW doesn’t quote a zero to 100km/h time for the standard Golf but you can expect a number in the mid-eight second bracket.
The Rio S manual has an official combined cycle fuel consumption rating of 5.6L/100km, which is about right for a light car with a small engine.
On test, covering largely urban kilometres, I saw a higher but not unreasonable 7.4L/100km. Still, this number isn’t too far off what some larger cars with 2.0-litre engines are capable of.
Rios with this engine accept entry-level 91RON unleaded fuel, and have 45-litre fuel tanks. They are only compliant with Euro 5 emissions regulations.
The Golf’s official fuel consumption figure for the combined (urban/extra-urban) cycle is 6.3L/100km, the 1.4L turbo four emitting 143g/km of CO2 in the process.
Over a week of mainly city and suburban running with some freeway sections thrown in, we recorded an on-test average of 7.4L/100km. That’s still a respectable number in the context of the category.
Brim the 50-litre tank with minimum 95 RON premium fuel and using our real-world figure you can expect a driving range in excess of 670km.
A six-speed manual with a tiny non-turbo engine is an absolute oddity in today’s new car market, but as a result of its rudimentary approach, there’s something refreshingly honest about the Rio S.
The engine requires a wringing to extract the desired result, and a lot of action on the gears, as six speeds proves to be quite a few to work your way through before you achieve cruising speed.
As so much interaction is required with the transmission, I wish it was tighter when it comes to the clutch which feels a bit doughy at the best of times.
The Rio is very organic, though, with next to no electrical assistance for any of its interaction points offering the driver a high level of control.
The steering is direct, but as a result of a cheaper rack (with less teeth compared to this car’s Stonic relation), it feels simple and brittle when it comes to feedback.
The same criticism can be levelled at the suspension, which errs on the side of firm. This attribute combines with the low seating position to make even this most basic Rio an absolute hoot in the corners.
But it can be a little crashy over every-day potholes and corrugations, despite the abundant amount of rubber cladding the 15-inch steel wheels.
Visibility is superb out of this little car’s big windows, making you feel in control of your surroundings (necessary in the multi-lane confines and tight parking conditions of a city), and ergonomics in the cabin are absolutely on-point with the large touchscreen elements easy to reach and the instruments taking a basic no-nonsense form.
While noise levels are okay at urban speeds, they pick up above 80km/h, making the Rio more unpleasant to drive over long distances than, say, the more upmarket-feeling Yaris.
The Rio does find its place in this price bracket as a fun-to-drive, but predictably rudimentary experience, for the niche audience of drivers seeking an entry-level car who are still able to shift gears themselves.
The Golf is a comfortable, refined and dynamically capable small hatch.
Suspension is strut front, four-link rear and combined with the 17-inch rims shod with comfy 225/45 Nexen N Fera Sport rubber the 110TSI Life manages to soak up typical suburban and highway bumps and dips well. Especially impressive for a small car with such a short wheelbase.
And despite the fact they’re trimmed in humble cloth, the front seats are super comfy and supportive.
An impressively slick 0.275 drag coefficient makes sense when you experience the modest wind noise at highway speeds.
The steering is vehicle speed and input-sensitive and road feel is outstanding. Slipping into ‘Sport’ mode and pushing through some twisting corners it feels like this humble 110TSI is a hot hatch in hiding.
The eight-speed auto transmission is smooth and taking control for more urgent shifts via the steering wheel paddles adds to the enjoyment when you’re in the mood or the need arises.
You’d never know the engine is turbocharged, with the 1.4-litre four-cylinder delivering its power in satisfyingly linear fashion, even at slow speed from low revs.
You can expect zero to 100km/h acceleration in the mid-eight second bracket with 250Nm of pulling power easily enough for confident urban lane changes and 110kW of power on tap for secure highway overtaking.
No surprise brakes are discs all around, vented at the front, and given the car weighs in at a trim 1345kg stopping power is strong and consistent.
Under the heading of general observations, the media system is quick and intuitive to use, all around vision is good despite the characteristically chunky C-pillar and although an 11.1-metre turning circle is a bit above the class average, parking is easy.
Sadly, the Rio S misses out on any advanced active safety items. This is one area where city-sized cars are struggling to keep up, as expensive active safety systems tend to push them well into the mid-$20,000 region.
Unlike the mid-range Rio Sport, the S has no auto emergency braking, lane keep assist, or driver attention alert.
It makes do with the more basic array of brake, stability and traction controls, with the addition of a great reversing camera, three top-tether and two ISOFIX child seat mounting points, and six airbags.
The Rio carries a valid five-star ANCAP safety rating, to an earlier 2017 standard before its missing modern active safety items were mandated.
The Golf was awarded a maximum five-star ANCAP rating from assessment in 2022, scoring particularly well in terms of adult and child occupant protection.
Active (crash-avoidance) tech includes a suite of ‘IQ.Drive’ features including autonomous emergency braking (AEB) with pedestrian and cyclist detection, blind-spot monitoring, lane-departure warning, park assist, front and rear proximity sensors, a reversing camera, driver fatigue monitoring and more.
Worth noting if you want the rear cross-traffic alert and exit warning you’ll need to step up to the Style grade ($44,350, before on-road costs).
If, despite all of the above, a crash is unavoidable there are nine airbags onboard - front, front side, front centre, rear side and side curtain.
For child seats there are three top tether points across the rear seat with ISOFIX anchors in the two outer positions.
That’s all on the pace for the category.
The Rio again gets the edge on its budget competition with a lengthy seven-year, unlimited kilometre warranty. In this space it only butts heads with the MG3, which offers a matching promise.
Roadside assist is included for up to eight years if you continue to service with Kia, and there's also a capped price service program for the duration of the warranty, covering up to 105,000km.
The Rio needs to be serviced once every 12 months or 15,000km, and prices range from $269 and $608 per visit, for an annual average of $409.40.
Not the cheapest servicing schedule we’ve seen, particularly when compared with the likes of Toyota.
Volkswagen Australia covers the Golf with a five-year/unlimited kilometre warranty, which is on par with other mainstream brands like Ford, Mazda and Toyota, but behind a dozen others including Hyundai, Kia and Skoda at seven years/unlimited km with the likes of Honda at eight and MG, Mitsubishi and Nissan at 10 years conditional.
Servicing is recommended every 12 months/15,000km and three-, four- and five-year pre-paid service ‘Care Plans’ are available, with the latter for the Golf 110TSI Life locked in at $2940, which splits out to a relatively steep $588 per workshop visit. Pay-as-you-go ‘Assured Service Pricing’ works out at $621 per service.
For reference, a comparably priced Toyota Corolla ZR hatch will set you back a flat $250 per service for each of the first five years.
There are more than 100 Volkswagen dealers across the country covering all states and territories including main rural and regional areas.