BMW X3 vs Mercedes-Benz E220

What's the difference?

This is a highly competent all-rounder, given that it has the comfort and practicality for urban family duties yet with its revered M breeding can produce a level of performance which, in competent hands, could hold its own at a track day where its capabilities could be safely explored.

Given Mercedes-Benz's rich heritage with station wagons, it is a bit of a shame Australia’s preference for SUVs has reduced the line-up to just one variant this time around.

I'm glad they've picked the All-Terrain to fly the flag though, and Merc wagon loyalists should appreciate the extra versatility of its dirt road ability - if they're not mourning the loss of the extra two seats in the rear. Like the rest of the current E-Class range, the E 220 d All-Terrain is an excellent product overall.

The fourth-gen X3, which has a lighter but stiffer body, shares the same wheelbase as its third-gen predecessor but at 4755mm end-to-end it's 34mm longer and it's 29mm wider.

It’s also 25mm lower, which combined with front and rear track-width increases and adaptive suspension damping to sharpen the handling underlines its sportiness and driver appeal, despite a substantial 2055kg kerb weight.

The new exterior design is characterised by short overhangs, flush door handles, a larger ‘split kidney’ grille, new LED taillights and L-shaped light elements for the LED headlights.

The new interior design is a classy mix of soft-touch materials and high-gloss hard surfaces in tastefully contrasting tones. The seats are upholstered in a new synthetic leather called 'Veganza' ('Espresso Brown' in our example) which according to BMW requires 85 per cent fewer CO2 emissions to produce than genuine leather (which is still available as an extra-cost option).

Combined with subtle use of ‘Magnolia’ fine-wood trim inserts, satin chrome, piano black, blue/red M highlights and slender ambient light-strips, it’s a cabin that exudes opulence.

The All-Terrain styling pack is comprised of tough-looking front and rear bumpers, with unpainted plastic side skirts and wheelarch flares on all corners. This will all be welcomed by anyone who travels regularly on dirt roads, but the All-Terrain bits will also provide a handy disguise from urban parking scrapes.

The double-blade grille, wheels and roof rails are also bespoke to the All-Terrain, and the net result is a distinct personality that should satisfy the majority of previous E-Class Estate buyers previously opting for the AMG styling pack.

Interior trim is based on the regular E-Class Avantgarde package, but with specific rubber studded pedals and All-Terrain branded floor mats to align with the exterior treatment.

In the default suspension setting, the All-Terrain sits 29mm higher than a regular E-Class. Taller tyres make up 14mm of this, while the remaining 15mm is thanks to an elevated 'Air Body Control' air suspension. A further 20mm of lift is available with the All-Terrain drive mode selected, but only at speeds up to 35km/h.
 
The All-Terrain’s 20-inch alloys are a staggered fitment with 245/40 tyres up front and 275/35 at the rear, while taller-sidewalled 245/45R19 at each corner are a no-cost option, and essential if you wish to use snow chains.

Like the Estate available internationally, the All-Terrain rides on the same 2939mm wheelbase as the E-Class sedan but gains an extra 24mm in rear overhang to measure 4947mm overall.

The wagon body, extra kit and all-wheel drivetrain also add an extra 240kg to the kerb weight over the E 220 d sedan, with the All-Terrain tipping the scales at 1920kg.

This would make a great family weekend escape machine, for which BMW quotes a 645kg payload rating. It’s also rated to tow up to 2500kg of braked trailer, which could pose a challenge given the relatively low 100kg tow-ball download limit (TBD is typically around 10 per cent of trailer weight).

BMW also does not publish a GCM figure (how much it can legally carry and tow at the same time) so we can’t confirm if it can carry its maximum payload while towing its maximum trailer weight.

Even so, the M50 has a useful-sized luggage area which offers up to 570 litres (or 0.57 cubic metres) of load volume with the rear seat upright.

This expands to 1700 litres (or 1.7 cubic metres) with the rear seat folded flat, which can be handy for a multitude of tasks like transporting a mountain bike or hauling home flat-pack furniture.

There’s comfortable space for the driver and front passenger, along with useful storage including large bottle-holders and bins in each front door.

The centre console has two small-bottle/cupholders plus wireless phone-charging and a pair of USB ports. There's also a glove box plus another box at the rear of the console with a padded lid that doubles as an elbow rest.

The rear bench seat is surprisingly spacious, given that I’m 186cm tall and when seated behind the driver’s seat in my position I still have about 40mm of knee clearance, which is optimised by the concave shape of the front seat backrests.

The spacious and airy feel is enhanced by the ‘panorama’ glass roof which spans the full length of the seating area and allows generous headroom even for tall people.  

However, shoulder room is tight for three adults and the centre passenger’s feet must contend with the transmission tunnel, so even though it would be fine for three kids we’d suggest a limit of two adults for longer trips.

Rear passengers get privacy glass and pull-up roller sunshades, large-bottle holders and bins in each door plus net-type pockets and anchorage points for media devices on each front seat backrest. There are also two small-bottle/cupholders in the fold-down centre armrest.

The rear of the centre console has two USB ports, adjustable air-vents plus controls for zone temperature, airflow preferences and seat-heating.

The bench seat features a 40/20/40 split, which allows the centre backrest to fold forward independent of the two outer backrests to allow long loads like snow skis, home hardware etc to be carried if securely fastened.

A power tailgate provides access to the luggage area, which is equipped with a handy 12-volt accessory socket plus load-anchorage points front and rear, extra storage nooks for small items on either side and a retractable roller-type load cover. Overall, this vehicle offers good practicality for family duties.

Aside from the All-Terrain’s rugged looks, the greatest departure from E-Class Estate tradition is the omission of the third row of seats, which makes this one a strict five-seater.

One could argue that the Estate’s traditional rearward-facing third row is a bit old school next to the forward-facing setup used by seven-seat SUVs like the GLS, but it's a shame given the third row is still available in other markets.

The All-Terrain does offer a vast cargo area however, with an extra 130 litres (VDA) over the sedan with the seats up to total 670 litres (VDA). Seats down, this extends to 1820 litres (VDA), but it’s worth noting that both wagon figures are marginally smaller than the previous Estate’s 695/1950 measurements.

Facilitating full use of this space is the classic Merc Estate retractable cargo net, and a 670kg payload promises good scope for loading beyond a full passenger count. The air suspension will also automatically maintain a level ride height regardless of load.

As with all current E-Classes, there are bottle holders in each door plus two cupholders front and back and ISOFIX child seat mounts in the outward rear positions.

As per the non-AMG Mercedes passenger car norm, run flat tyres take the place of a spare tyre, but a space saver can be optioned to sit above the boot floor.

The All-Terrain theme follows the same path taken by key rivals Audi and Volvo with the A6 Allroad ($112,855) and V90 Cross Country ($99,900), which leaves BMW’s upcoming 5 Series Touring as the sole option in this segment not to adopt the semi-SUV look.

The $109,900 Mercedes is priced right between the Audi and Volvo, but note that the Audi brings a more powerful V6 to justify its slight premium.

The All-Terrain is available with a V6 internationally, but the 220 d four-cylinder diesel was selected for Australia as it's the closest match for the E 250 d that proved the most popular variant last time around.

Compared with a similarly specified E 220 d sedan (which kicks off at $92,900), Mercedes reckons they're about the same on price, but the All-Terrain throws in the wagon body and all-wheel drive pretty much for free. The All-Terrain also offers a significant value improvement over the previous E 250 d Estate which bowed out at $107,900.

Key inclusions for the All-Terrain over the already opulent E-Class are genuine leather trim, proximity unlocking, widescreen dash instrument that spans two thirds of the cabin, LED 'Multibeam' headlights, underbody protection and 20-inch twinned five-spoke alloys.

According to BMW, the M50 xDrive features the most powerful inline six-cylinder petrol engine fitted to an M Performance model.

This 3.0-litre unit clearly benefits from BMW’s twin-scroll turbocharging technology, which combined with variable valve timing and an extra 13kW/200Nm from the 48V mild-hybrid technology produces a stomping 293kW of power at 5500rpm and 580Nm of torque at 1900rpm.

It also has a ‘boost’ function, which provides an extra burst of power for short periods when maximum acceleration is required when overtaking etc.

It’s activated by the left paddle-shifter on the steering wheel and automatically optimises transmission/chassis settings to suit. There’s also a drive mode selector, with ‘Sport’ offering the most responsive and engaging experience.

The eight-speed torque converter automatic is a refined and efficient transmission well suited to this full-time all-wheel drive application. Rapid-fire manual shifting is also available using the steering wheel paddles.

The All-Terrain’s excellent 2.0-litre turbo-diesel engine and nine-speed torque converter auto are carried across from the E 220 d sedan, which produces a decent 143kW/400Nm. Max torque is available from 1600-2800rpm.

The All-Terrain is the only Australian E-Class to pair this engine with the '4Matic' all-wheel drivetrain though, which uses a slightly rear-biased (45/55) torque split in this application.

BMW claims an official average combined consumption of 8.2L/100km but the dash display was showing 9.9 at the completion of our 210km test, which included a mix of suburban, city and highway travel.

Our own figure, calculated from fuel bowser and tripmeter readings, came in slightly higher again at 10.5L/100km, which given our test vehicle’s two-tonne-plus weight and performance capabilities is still reasonable economy.

So, based on our figures, you could expect a realistic driving range of around 600km from its 65-litre tank, which prefers premium 98 RON petrol.

The All-Terrain’s extra 240kg and no doubt less slippery body add 1.6L/100km to the E 220 d sedan official combined fuel consumption figure, but the wagon’s 5.7L/100km claim is still very impressive for a taller body nudging two tonnes. 

At this rate, the E-Class All-Terrain has a theoretical range of 1157km from its 66-litre fuel tank.

First, the fun stuff. It certainly feels like ‘the ultimate driving machine’ when you slide behind the chunky leather-rimmed flat-bottom steering wheel and hold it in your hands.

The driver’s seat offers not only powered adjustment of backrest and base-cushion rake, but also four-way lumbar support and side-bolsters that can tighten their embrace of your upper torso to contend with high cornering loads.

There’s also manual extension of the base-cushion length for greater thigh support and a big left footrest to brace against, so you could not ask for a more accommodating and purposeful driving position.

The steering is perfectly weighted and the quartet of enormous disc brakes provide ample bite with superb pedal feel. Combined with its adaptive suspension and wide grippy tyres, the X3 is a family car that’s also invigorating to drive, particularly when you select the ‘Sport’ mode.

The enhanced engine response and sharper steering that result (even the instrument panel display changes) make any twisting mountain road an engaging experience, enhanced by an intoxicating exhaust note that only a BMW M six can deliver.

The turbocharged engine offers an unyielding surge of acceleration from well below peak torque at 1900rpm to maximum power at 5500rpm, making BMW’s claim of 0-100km/h in a scant 4.6 seconds sound credible.

You can also manually change gears using the steering wheel paddles, but we found the gearing and shift calibrations so good that we preferred to leave it in auto mode.

However, the X3 M50 has two distinct personalities, as in more relaxed drive modes it’s just as happy serving as practical family transport during the week for grocery shopping, daily school runs and other common tasks.

It’s also a comfortable tourer for family getaways, with long gearing that requires only 1500rpm to cruise at 100km/h where low engine, tyre and wind noise allow highway conversations at lounge room levels.

Climbing aboard the All-Terrain, there’s a sense you're seated higher than its 29mm static ride height lift suggests. It's probably mostly psychological, and borne from the All-Terrain styling treatment, but something SUV fans will probably appreciate.

Otherwise it's mainly W213-generation E-Class from the driver's seat, which is a very good thing.

However, the extra 240kg of Estate body and All-Terrain spec over a regular E 220 d sedan is just enough to put a dent in the 2.0-litre diesel's performance. Mercedes claims an 8.0sec 0-100km/h figure, which is still more than enough to keep up with traffic, but just not as spritely as the sedan’s 7.3sec figure.

The combination of airbag suspension and the All-Terrain’s slightly taller tyre sidewalls help the wagon ride commendably well. There's no disguising the large-diameter 20-inch wheels over sharp potholes, but the experience is generally even better than we recall from any other existing E-Class.

The steering also feels slightly heavier, as though the level of assistance has been tuned for a touch more weight to add to the All-Terrain’s semi-SUV aura. If our perception is correct, it only adds to the sense of substance from the driver’s seat.

Its overall composure is maintained on dirt too, with the All-Terrain’s Victorian launch route offering a good dose of gravel and muddy unsealed roads. The all-wheel drive system keeps you pointing where you want and enables clean acceleration from the greasiest of corners. All of this highlights the All-Terrain’s potential as a ski field chaser.

We also detoured via some moderate fire trails, which gave us the chance to try the All-Terrain driving mode that lifts the suspension an extra 20mm and slackens the stability control and ABS to better suit low grip scenarios.

At speeds above 35km/h it reverts to Comfort mode, but will return to All-Terrain settings if you slow down again. In Sport mode or above 125km/h, the suspension lowers 15mm below normal to reduce aerodynamic drag. Even at full height it won’t challenge a GLE for clearance, but it’s significantly more capable than regular E-Class models.

Like all versions of the current E-Class, the All-Terrain carries the maximum five star ANCAP and EuroNCAP safety ratings. A brilliantly integrated suite of active and passive safety features represents the forefront of occupant and pedestrian protection, which goes well beyond its AEB, nine-airbag count, 360-degree parking cameras, rear cross-traffic alerts, and a pedestrian-protecting active bonnet.

These systems work in harmony to enable semi-autonomous driving, which is perhaps the greatest technical advancement of cars since we stopped riding horses.

It comes standard with a five-year, unlimited km warranty.

Scheduled servicing is determined by BMW’s vehicle monitoring system which advises when a service is needed, typically around 12 months/15,000km.

A capped-price servicing package covering five years/80,000km (whichever occurs first) totals $2475, or an average of $495 per service.

The E220 d All-Terrain is covered by Mercedes’ three-year, unlimited kilometre warranty, with service intervals pegged at either 12 months or a generous 25,000km.

Mercedes is yet to confirm capped service pricing for Australia, but we don’t expect the All-Terrain to stray too far from the $556, $1112 and $1112 figures applied to the E220 d sedan’s first three services.