Toyota RAV4 VS Volvo XC40
- Good safety gear
- Solid and dependable
- Roomy interior
- Poor media system
- Noisy diesel
- RAV4s are not cheap
- Great styling
- Good standard equipment
- Charming and smart interior
- Very pricey servicing
- Launch Editions limited to small numbers
You can't stand still, even if you're often number one on a car buyer's list and your name is Toyota. Reputation is hard-won and easily lost, and the Japanese company hasn't dropped the ball on that score. Toyota's huge and often top-selling range of SUVs has cemented it's place in the Australian motoring landscape.
The evergreen RAV4 recently enjoyed an upgrade to its specification for the MY18 version. The vast bulk of the MY18 upgrade is to do with the inclusion of a comprehensive list of safety gear to keep it in the ring with the all-conquering CX-5. It hardly needed it - the RAV consistently outsells younger, cheaper rivals with the exception of the Mazda.
With prices up on most models and down on a couple, it's time for a thorough review of the RAV4 range.
Read More: Toyota RAV4 Reviews
|Fuel Type||Regular Unleaded Petrol|
The small SUV segment harbours innovation, eye-catching style and bigger-than-you'd-think cabin space.
The Volvo XC40 delivers on all of those fronts, plus more - this has been widely regarded as a game-changer for the Scandinavian brand: but does it live up to the hype?
|Engine Type||2.0L turbo|
The RAV4 remains a dependable medium SUV with a spacious interior, excellent build quality and a good range of features and options. It's also an expensive option when compared like-for-like against its main rivals from Mazda, Subaru, Hyundai and even Volkswagen. None of them have the pedigree or reputation of the Toyota and that's clearly worth money. But some of them will throw in floor mats.
The best of the RAV4s has to be GXL 2.5 petrol AWD. It tows the most, has the best specification level and is the most competitively-priced.
The RAV4 is almost the default choice in the medium SUV market. Where does it come on your list?
So, there you go. My socks haven't literally been blown off, but there is no denying this is a very competent entry into the small SUV segment. The Momentum in particular offers a promising, but pleasantly packed, small SUV for the money - though most will likely opt for the sportier R-Design model.
Across the range it is arguably a bit too expensive, particularly the ownership aspect - but unlike some rivals it actually feels like you're getting your money's worth with the Volvo XC40.
Would you choose the Volvo XC40 over its small SUV competitors? Let us know in the comments section below.
The segment in which the RAV4 plays is filled with stylish cars, so Toyota has brought a more interesting styling language for its mid-sizer's exterior design. While not aggressive-looking and there's nothing in the way of a body kit or sport edition, each model has a tiny rear spoiler. Racy it isn't, but there's a clear theme emerging on Toyota SUVs from the C-HR to the Kluger.
The different models are distinguished by wheel designs and a bit more chrome and metallic finishes on the exterior.
The RAV4 is a five-door SUV hardtop (no soft top - sorry folks), with a good wide rear tailgate for access to the cargo area.
You can add a bit of ruggedness with a roof rack or side steps from the dealer accessory list. Extras like a bull bar or nudge bar will require you to look further afield, the same for a snorkel, different rims, wheel arch extensions and more comprehensive tool kit.
Where is the Toyota RAV4 built? Our supply comes from Japan.
I think it's perfect. The more I look at it, the more I struggle to see what I would want to change, because Volvo's designers have absolutely, positively nailed the styling of the XC40.
As the Volvo Cars senior vice president of design, Robin Page, said at the launch of the XC40 this week, the Swedish brand's smallest real SUV offering (we're not counting the V40 Cross Country, here) is like a stylish Prada sneaker, where the XC60 is like a suede shoe that would look okay with jeans or slacks, and the XC90 is the luxury black leather brogue.
It has detailed lines, a bluff and tough front end with the signature Hammer of Thor LED daytime running light inlays, and a bold grille treatment that flows to a square-jawed front bumper.
The scalloped sections in the front and rear doors help ground it, reflecting the ground and the sky to make it appear light on its feet. The two-tone roof finish on the cars at launch - white roof and mint-ish coloured paint for the Momentum; black roof and white paint for the R-Design - make it seem almost like a piece of high-end household furniture.
Mr Page described some elements of the design as "robot-like", and I can see more than a bit of WallE in this vehicle. The tail-lights maintain the same shape we've come to expect of the XC range, but with a scooped bootlid that works to hunker it down. Plus it's 40mm wider at the rear, which is said to help plant it visually.
The boxy exterior is broken up by cheeky touches like the Swedish flag on the front flank. It's playful, and definitely has that youthful appeal that Volvo undoubtedly wants for its entry-level SUV.
If I wasn't sold on the outside, the inside basically did its best impersonation of Bender from Futurama and yelled "shut up and take my money".
The RAV's interior dimensions are nothing to sneeze at. While size isn't everything in this segment, it certainly helps. Our interior photos illustrate a roomy cabin with good storage space for passengers and luggage capacity, with particularly good rear legroom.
The question of how many seats is easily answered - the RAV4 is a five-seater, there is no third row seat option. Passengers are well-looked after with places to put their things, with four cup holders, bottle holders in each door and on the GXL and Cruiser a decent sized front centre console. The glovebox easily swallows the owners manual.
The boot size is 550 litres. Dropping the seats obviously brings an increase in boot space dimensions and an increase in volume to 1760L. It's a big space once you remove the standard retractable cargo cover. If you trawl through the accessories list you can also add a rubber boot liner and cargo barrier and the roof is ripe for bike racks with roof rails on the GXL and Cruiser. You can have the dealer fit roof rails to the entry-level GX for a price.
It may be the smallest 'proper' Volvo SUV to date, but the XC40 is pretty substantial - in fact, it is bigger than most of its rivals: it measures 4425mm long (with a 2702mm wheelbase), 1863mm wide and 1652mm tall.
That's bigger than many of its direct competitors, including the BMW X2, the Audi Q2 and Audi Q3, the Mercedes-Benz GLA and the Jaguar E-Pace. Only the BMW X1 is a touch longer, and we know that model is a beacon of interior pragmatism.
But the XC40 is not just big on the outside - the space inside is very good. In fact, it could be the best in its class... it's hard to tell without sitting in the competitors back to back, but with my 183cm (six-foot) frame sat behind my own driving position, I had ample space in the second row.
Kneeroom, toeroom and headroom were all exceptional, and the latter is even largely unaffected by the panoramic sunroof fitted to the Launch Edition cars we were driving.
Yep, this doesn't really feel like a small SUV, and it has all the usual must-have items like top tether points, ISOFIX child seat attachments rear air vents, bottle holders in the doors and a flip down armrest with cup holders. The map pockets are mesh numbers, backed by a hard plastic protector so the kids don't damage the fabric on the seat when they're attempting a shiatsu massage with their anxious little feet.
Now, those door pockets are great in the back, and astounding in the front (yes, it is possible to be astounded by door pockets). There are no speakers in the doors - so you get huge door pockets as a result - and the entirety of the pocket is lined with the same carpet that spans the floor of the vehicle, both up front and in the back.
That carpet isn't just any carpet... and no, I'm not referencing the orange colour, which is either ghastly or great, depending on who you ask. The carpet itself consists of 97 per cent recycled plastic, made from repurposed bottles. The other three per cent is dye.
Volvo has thought of some really good loose item storage, enough to make you think they've taken a leaf out of Skoda's book. There are good sized cupholders, there's a 'Qi' wireless phone charger in a cubby that's big enough for a few large smartphones, and there are two USB ports up front and a USB-C port in the back. The centre console bin has an actual bin at the front as well, and it's removable so you can take it out and wash it when you need to.
There are other nice touches such as a big portrait layout media screen with Apple CarPlay, Android Auto and sat nav, plus it doubles as a display for the reversing camera. You can get a 360-degree surround view camera set-up (standard on Launch Edition models), and every XC40 has a 12.3-inch digital driver info display that helps if feel pretty upmarket inside.
The boot is bigger than many of its competitors, too, with 460 litres of cargo room - and that expands to 1336L with the back seats folded down. And the smart arts continue in the back, with electric seat release buttons for the 60/40 split-fold back seats, and a really smart folding boot floor system that allows you to hook shopping bags on to stop them from flying around. Plus, you get a space-saver spare under the floor.
The top-spec models get a power tailgate, and you can option that on a more affordable version.
Price and features
There are three trim levels in the RAV4 range - GX, GXL and Cruiser - to which you can then choose fuel type, engine size and number of driven wheels.
How much is a Toyota RAV4? How big is the range? Does Toyota offer drive away pricing? Read on for the answers to these questions, with a price list, specification guide and model comparison from the bottom to the top of the range.
Common to all RAV4s is the 6.1-inch touchscreen which powers the multimedia and sound system, which includes DAB radio, CD player (but no CD changer or DVD player), six speakers (but no subwoofer) and basic smartphone integration via USB or Bluetooth, both iPhone and Android. It works, but the interface is very basic and only baby's fingers can accurately hit the tiny targets.
The media systems still doesn't feature Apple CarPlay or Android Auto, but the GPS navigation system slightly cushions the blow of the sub-par infotainment.
The GX opens the range and is available with all three engines. Standard features include 17-inch steel wheels, automatic LED headlights (no HID, projector or xenons here), fog lamps, auto wipers, Bluetooth, remote central locking, reverse camera, front and rear parking sensors, active cruise control, push button start and daytime running lights.
There are five GXs: the 2.0 manual FWD at $29,450 (up $900) and the GX auto FWD at $31,490 (up $900), which is actually a CVT. Stepping up to the 2.5 auto will cost $34,490 (up $840) and is a proper auto. Another step is the 2.2-litre diesel, starting at $39,060 for the manual and finally the GX auto sells for $41,100 (both up a hefty $2350). More than $41,000 for a car with steel wheels strikes me as a little stiff.
The GXL picks up 18-inch alloy wheels (16 and 17 inch alloys wheels are not available), dual zone climate control (as opposed to the standard ac), smart key with keyless entry and start and privacy glass (a darker window tint on the rear windows).
You have a choice of three GXLs, all automatic - the 2.0 FWD CVT for $35,490 (up a modest $100), the 2.5 AWD is $38,490 (up an even more modest $40) and the 2.2 diesel AWD is $41,100 (again, a whopping $2350 increase).
The premium interior pack is available on the 2.0 GXL FWD and adds heated and power adjustable leather seats with two memory positions while maintaining all the good stuff from the rest of the range, including sat nav.
Step up to the Cruiser and you get what is effectively a GXL with the premium package on any of the available engine options plus different wheels, power tailgate and an 11-speaker JBL-branded stereo with MP3 compatibility. Available in just 2.5 petrol automatic for $44,490 (down $910) and 2.2 diesel for $50,500, the Cruiser escapes the MY18 diesel model price rises.
Toyota's website offers drive away pricing, but you'd be mad not to negotiate on those prices.
Not available are a panoramic sunroof, homelink, seat belt extender, heated steering wheel, or tonneau cover.
Across the range, you can choose from eight colours - Glacier White, Liquid Bronze, Hazel, Silver Sky, Graphite (a charcoal grey), Ink (very dark blue), Blue Gem and Atomic Rush (red).
If you pick the GXL or Cruiser, you have two more to choose from: Crystal Pearl (fancy white) and Peacock Black. Sadly, green is off the menu.
As there is a space-saver spare, Toyota does not supply a tyre repair kit. A steel full-size spare is available for $300, but won't match your alloy wheels if you have them.
The Volvo XC40 range comes in two different model grades - the entry-level Momentum and the top spec R-Design. You can get petrol or diesel in both trim lines and like most Euro manufacturers, the standard spec is better than it once was - but there are still plenty of options available.
The T5 petrol Momentum opens the range at $47,990 (all prices plus on-road costs), while the D4 diesel Momentum attracts a bit of a premium, listing at $50,990.
The Momentum grade has standard equipment including push-button start, dual-zone climate control, 18-inch alloy wheels, LED 'Thor's Hammer' headlights with automatic high-beam, auto-dimming mirrors (inside and out), a 12.3-inch digital driver information display, 9.0-inch touchscreen media system with sat nav, Bluetooth phone and audio streaming, eight speakers, Apple CarPlay and Android Auto, and Qi wireless phone charging.
The Momentum models have part-cloth/part-faux leather seat upholstery, along with an electronically-adjustable driver's seat and four-way lumbar support.
The safety story is strong for all models - check out the safety section below for all the details.
The sportier R-Design in T5 petrol guise is listed at $54,990, while the D4 diesel R-Design model is the flagship offering for now, listing at $57,990.
Over the Momentum, the R-Design models add some extra kit for your extra cash.
The most obvious change is the more aggressive R-Design exterior styling including a blacked out gloss grille, black contrasting roof and dual black tailpipes, 20-inch 'diamond-cut' black alloy wheels, plus it rides on the 'sport chassis' with stiffer suspension, and adaptive headlights with cornering beams.
Inside it gets R-Design perforated leather trim on the seats, steering wheel (which also gets paddleshifters), and gear selector, plus it has a black headliner. In addition to electric driver's seat adjustment, R-Design models get electric passenger seat adjust, plus there's full keyless entry, an electric tailgate with gesture function, and ambient mood lighting.
Volvo is celebrating the arrival of the XC40 with a pair of value-packed Launch Edition models - and as nice as they are, they're sold out already.
The T5 Momentum Launch Edition model lists at $52,990, while the D4 version is $55,990. Volvo claims $10,120 of extra value for a $5000 additional cost to consumers.
The Launch Edition version of the Momentum adds LED headlights with active bending beam, 19-inch five-spoke alloy wheels, a panoramic sunroof, tinted windows, an alarm, leather trim, heated front seats, electric front passenger seat adjustment, seat cushion extension, power folding backrest and headrest, keyless entry with electric tailgate, adaptive cruise control with semi-automated 'Pilot Assist', semi-automated parking assist, a 360-degree camera, and a 13-speaker harman/kardon premium stereo.
The T5 R-Design Launch Edition model is listed at $56,740, while the D4 R-Design Launch Edition comes in at $59,740. The value-add according to Volvo is $6670, but it costs buyers just $1750.
The Launch Edition version adds (over the regular R-Design) a panoramic sunroof, tinted windows, an alarm, heated front seats, power folding backrest and headrest, adaptive cruise control with semi-automated Pilot Assist, semi-automated parking assist, a 360-degree camera, and a 13-speaker harman/kardon premium stereo.
Engine & trans
The range has three engine options and a choice of 4x2 or 4x4 drivetrains along with three gearbox types. Absent from the range are full EV, plug-in hybrid or LPG versions. Not all engines are available in all specification grades.
The two petrols are both four-cylinder naturally-aspirated engines and available with front wheel drive or AWD. There aren't that many turbo petrol options in this segment, so it's no surprise there isn't one in Toyota's line-up.
The 2.0-litre engine is available in manual or CVT and delivers 107kW and 187Nm. Its towing capacity is listed at 800kg for a braked trailer and 750kg unbraked.
If you want a bit more horsepower or just like a bigger engine size, the 2.5-litre engine is available only in AWD with the six-speed auto. The specifications sheet says it produces 132kW and 233Nm. The 2.5-litre's towing load capacity jumps by quite a lot, with a trailer ratings of 1500kg braked and unbraked at 750kg.
Finally, the 2.2-litre diesel knocks out 110kW and 340Nm. The diesel models are all-wheel drive only but are available in manual if you like a clutch, or a six-speed automatic for those lazy left-leggers out there.
The turbo-diesel, curiously, has less towing capability than the 2.5 petrol, with a 1200kg braked and 750kg unbraked rating. Usually the diesel vs petrol argument is settled on what you can drop on the tow bar, but not here.
Timing belt or chain? The diesel and petrol engines all have timing chains. Each RAV4's battery can be found under the bonnet but is easily accessible. Oil types differ by model, each with varying capacity.
There's no real 'entry-level' engine as yet, but a base model three-cylinder version with front-wheel drive is expected at the end of 2019. That's a long while to wait, but in in the meantime, there are petrol and diesel models to choose from.
The petrol is known as the T5, and it's a 2.0-litre turbocharged four-cylinder unit with a punchy 185kW of power at 5500rpm and 350Nm of torque from 1800-4800rpm. Those figures put it on par with a Ford Focus ST, and Volvo claims a sprightly 0-100 sprint time of just 6.5 seconds.
The diesel is called the D4, and it's a twin-turbo unit, again with high outputs: 140kW of power at 4000rpm, and 400Nm of torque from 1750-2500rpm. If you're interested, the 0-100km/h time for the diesel is claimed at 7.9sec.
Both engines are teamed with eight-speed automatic transmissions as standard, and both are all-wheel drive, giving these little tykes a point of difference against competitors like the Audi Q2, BMW X2 and Mercedes GLA, all of which have front-wheel drive entry level models.
Unlike some of those other models, though, the XC40 is a bit of a porker - the petrol model weighs in at 1710 kilograms, with the diesel around the 1743kg mark... so it needs the power to get it moving.
The towing capacity across all models is identical, at 2100kg for a braked trailer and 750kg un-braked.
As there are so many drivetrains from which to choose, fuel consumption is a big question.
Claimed fuel economy on the 2.0-litre petrol is rated at 7.7L/100km on the combined cycle, 8.5L/100km for the 2.5 and the diesel is good for 6.7L/100km. If you want to flip that around, you'll get about 13km/L for the 2.0, 11.76km/L for the 2.5 and just under 15km/L on the diesel.
The fuel tank capacity is 60 litres in all variants.
In our testing, the eco mode doesn't do a great deal for the mileage.
These engines don't prioritise frugality over usability, but they still offer respectable claimed fuel consumption for the class in which they compete.
The petrol is claimed to use 7.1 litres per 100 kilometres, which is fine, but you'll need to use 95RON premium unleaded when you fill up.
The diesel's claimed fuel consumption is rated at 5.1L/100km - again, not setting any benchmarks, but a respectable figure nonetheless.
On test, we saw around 10.0L/100km for the T5 over a mix of some urban driving, a big stint of country driving on twisty and straight roads, and some freeway work, too.
The fuel tank capacity is just 54 litres, so you might find yourself refuelling fairly often as the range isn't exceptionally good.
The RAV4 is a classic Toyota - well-built, solidly engineered but not particularly exciting to drive. Let's get the complaints out of the way first, because there aren't many.
Road noise is a little higher than on most of the competition, the former owner of the noise crown being the old Mazda CX-5. While it isn't hugely noisy, it isn't as quiet as most of its competitors. The diesel is a bit clattery around town and when you accelerate for, say, an overtake, it really lets you know what kind of fuel it is drinking.
It also took me a while to find a driving position I liked and the electric power steering is a bit inconsistent and hard to read. Lastly, it's not a lightweight, either, with kerb weights between 1465kg and 1635kg and gross vehicle weight between 2000kg (GX manual) 2280kg (Cruiser diesel auto).
There, that's the worst of it out of the way. In every other way, the RAV4 is an agreeable machine. While not fitted with off road tyres, its off road capabiliity is better than most of its rivals. Part of that is down to the centre diff lock (activated with a button) and a fairly traditional sort of all-wheel drive system.
Toyota does not quote a wading depth so proceed with care should attempt a water crossing.
The suspension can handle a fair bit of punishment and puts the car high in the air, with a ground clearance figure of 197mm. Front suspension is McPherson struts and the rear trailing arm double wishbones with coil springs, which is fairly advanced but mighty good for on-road manners and ride quality. Live rear axle fans will have to look at the Fortuner.
The turning radius is reasonably tight, resulting in a turning circle of 10.6m
None of the models are known for its 0 100 acceleration or top speed performance, but obviously it's not that kind of car. The 2.0-litre in either manual, CVT (FWD) or auto (AWD) form is never going to set the world alight and if you want to tow even a modest load, it's not for you.
Stepping up to the 2.5 petrol fixes the towing issue and, bizarrely, tows the most of any of them. It's a refined, unstressed unit and when matched with the unfussy six-speed automatic, is probably the most relaxed - if not cheapest to run - of the RAVs.
The turbo-diesel is punchy and economical but, ultimately, it would probably come down to range requirements - you won't have to fill up as often in the diesel but it is also the most accomplished on the highway. As mentioned, it's a little noisy and its figures aren't earth-shattering when viewed in comparison with Hyundai, Mazda and Volkswagen.
That's a good start. I mean, the Polestars were fast, but they weren't the last word in dynamism. The XC40 - like I said before - is designed to be a bit more fun, and that translates to the way it drives.
I only had a chance to get behind the wheel of the R-Design T5 model, and I couldn't help but associate this new model as some sort of high-riding hot hatch.
The engine's outputs suggest it could be, and the performance on offer pretty much backs up that notion. In Dynamic mode it offers willing performance, though the eight-speed automatic can be caught out in its quest to lower fuel consumption rather than offer outright edge-of-your-seat performance. But, fear not - there are paddle-shifters that allow you to take matters into your own hands, quite literally.
The steering is pretty quick, which helps separate it from the slowly, slowly approach of the more sedate larger SUVs in the brand's line-up. It is light and accurate, without much feel (it's an electric system, after all), and makes for easy parking, decent high speed direction changes, and good assuredness in the bends.
That comes down to the all-wheel drive system, which helps apportion torque where it's needed because it's an on-demand system. Grip from the Pirelli P-Zero tyres was excellent, too.
Because I was in the R-Design, I had the 'sports chassis' firm suspension - by way of stiffer springs, dampers and anti-roll bars as part of the MacPherson strut front and independent rear end (coil-sprung, unlike the inverted leaf se-tups of the bigger Volvo SUVs). And the result was a ride that wasn't necessarily plush, but nor was it too sharp or abrupt over bumps.
Admittedly, I could feel the lumps and bumps in the road surface as a driver and as a passenger, but I thought it kept in good stead with the persona of this little SUV - something a little bit more sporty than you might expect from Volvo. Especially a Volvo SUV.
That said, I'd give anything to drive the front-wheel drive XC40 three-cylinder on 18-inch wheels and the standard chassis set-up, because it has the potential to be an absolute peach.
The recent MY18 update brought with it a stack of safety features in additional to the seven airbags, ABS, stability control (VSC), traction control and brake assist.
All RAVs now come with Toyota Safety Sense which includes a basic lane assist technology in the form of lane departure warning. Safety Sense also adds auto high beam, forward collision warning and auto emergency braking (AEB).
The RAV4 GXL and Cruiser variants pick up a blind spot monitor system.
As far as park assist technology goes, you have reverse cross-traffic alert and front and rear parking sensors depending on the model.
Your baby car seat can be fitted using the three top-tether anchor points or two ISOFIX points.
The RAV carries a five star ANCAP safety rating, the highest available.
The Volvo XC40 is yet to be tested by EuroNCAP or ANCAP, so there's no crash test score to talk about.
But there is plenty of safety equipment fitted as standard - and we're referencing the regular models, not the sold-out Launch Edition versions.
Let's start with seven airbags (dual front, front side, full-length curtain and driver's knee cover), a reversing camera and front and rear parking sensors. You can option a 360-degree camera if you like, and there's a 'Park Assist Pilot' semi-autonomous parking system available, too.
Auto emergency braking (AEB) is standard, and not only for the front - the XC40 has rear collision warning and braking, too. Plus there's blind-spot monitoring, rear cross-traffic alert, lane departure warning, lane keeping assistance, and a system called "run-off road protection and mitigation" that can detect if you veer off the tarmac unintentionally.
All models have cruise control, but you can option an adaptive cruise control system with Pilot Assist semi-autonomous driving.
Toyota offers a standard three year/100,000km warranty, which will give you peace of mind should any problems or issues arise. Toyotas enjoy high reliability ratings and the RAV4 is no different, but should any defects or problems arise, the dealer network is extensive. An extended warranty is also available from dealers.
As for servicing, service cost is dependent on the model and capped price servicing is available, including labour, oil, fluids and some parts. Service intervals come in at six months or 10,000km. Servicing for the petrol-engined cars is capped at $180 per service and for the diesel at $240 per service.
Toyota offers a service called Express Maintenance at some dealers, which puts your car at the front of the queue to get it done while you wait.
Resale value is strong, with few common faults reported in the usual places. Occasional transmission issues or automatic transmission problems have been reported, but generally in older models before 2010. The same goes for power steering issues, but again, these appear on earlier versions of the car. A second hand RAV4 is rarely a bad buy when properly looked after and serviced.
Volvo really needs to address its ownership costs... these numbers are either the most honest in the premium maintenance world, or the most expensive in the luxury car class.
There's a capped-price service plan available in two different levels - 'SmartCare' and 'SmartCare Plus' - the latter of which includes consumables like wiper blades, brakes (pads and discs) and pollen filters, plus the occasional wheel alignment.
As with the other Volvo models, buyers can choose to opt for a three-year/45,000km plan, a four-year/60,000km plan, or a five-year/75,000km plan. All of them are expensive. Very expensive.
The prices are as follows. SmartCare: three years - $2165; four years - $3320; five years - $4030.
Then there's the SmartCare Plus: three years - $2980; four years - $5160; five years - $6345.
This downside is compounded by the fact there's no special treatment in terms of warranty cover, either. The brand backs its cars with a three-year/unlimited kilometre plan, which is on par for its competitive set.
At least you can get up to six years of roadside assist included at no cost, provided you service your car with Volvo authorised workshops.