Mahindra XUV3XO vs Kgm Musso

What's the difference?

The fact this is Australia’s cheapest SUV is a massive feat for the Indian brand. It also has so much standard kit so this is even more surprising.

In many ways the XUV 3XO is better to drive than its rivals. The three-cylinder turbo engine has plenty of charm and moves this car along with ease, the car feels confident and composed out on the open road, and there aren’t any bings and bongs from intrusive safety systems.

However, things aren’t perfect. I wish the steering column offered reach adjustment, the steering feel wasn’t so inconsistent and the lane-keep assist wasn’t so hands-on.

If you can overlook these quibbles, this tiny Mahindra is an outstanding value buy if you’re considering a first new car.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

The KGM Musso Advance is a large 4WD ute offering a decent amount of appeal for the price and it makes a lot of sense in XLV form.

It’s generally nice to drive, it’s comfortable and capable for a ute and – as with the Rexton – the Musso is another clear sign that KGM continues to improve its vehicles, albeit incrementally in some cases, in terms of quality and functionality.

From outside it’s surprising just how small this SUV is. At just under four metres long, the XUV 3XO is shorter than a Mazda2, for example.

The reason for this is because in India there are tax breaks for vehicles under four metres long. The Ford EcoSport, sans the tailgate-mounted spare wheel, was another SUV that met this requirement.

As a result of being so short, this has made the rear overhang virtually non-existent. It’s a strange look, especially because the bonnet is so much longer.

Even though the XUV 3XO is based on the KGM Tivoli (formerly SsangYong Tivoli), which was briefly sold in Australia, you’d be hard-pressed to find visual similarities. The former looks more modern from the outside and has more visual interest with the chunky wheel-arch cladding and diamond motifs.

At the front it’s hard to not see the face of a sad panda. The LED headlights are big and plunge down the front fascia, giving it a droopy and sleepy appearance. It’s not helped by the thick black bar connecting them.

Around the side the diamond-cut alloy wheels are a nice touch, along with the contrast black-painted roof on this AX7L tester.

The rear end is a little on the flat side, though the badging is tasteful. I’m not a fan of the full-width LED light bar, however, as it’s an overdone design cue now.

Inside I appreciate the mix of both old-school and new-school. There are dual 10.25-inch screens ahead of the driver for the digital instrument cluster and touchscreen multimedia system, as well as plenty of physical buttons and knobs for shortcuts and the climate controls.

For such an affordable car I’m surprised how many soft-touch finishes there are in this car. In the AX7L you get an extended use of synthetic leather on the door cards and dashboard, which helps make for a pseudo-premium look and feel.

However, one of my biggest gripes with the XUV 3XO interior is the amount of glossy piano black. It’s on the dashboard, centre console, door cards and even the steering wheel.

This may look cool and slick when you pick the car up from the dealer, but it shows up dust quickly and then gets scratched when you try to wipe it clean. Our tester had fewer than 1000km on the odometer and the centre console was already scratched to the wazoo.

The Musso is based on its SUV stablemate, the Rexton. It’s a body-on-frame 4WD ute, available only as a dual-cab, and its appearance is inoffensively pleasant.

Styling changes to the Advance include a black grille, black 18-inch alloy wheels, HID headlights (on short and XLV grades), and rear privacy tint.

It also has a black leather-look interior with black leather-look seats.

The Musso’s interior offers plenty of space for the driver and passengers and is neat and well laid out.

Build quality and fit and finish are impressive with a mix of durable plastic and soft-touch surfaces throughout including a leather steering wheel and leather-look seats in the Advance.

Given this SUV is tiny, I’m blown away at how much interior space it has.

Up front both the seats are manually adjustable, which is to be expected at this price point. Despite this, they’re still comfortable and offer an elevated driving position which is something SUV buyers seek.

In front of the driver is a leather-wrapped steering wheel which feels nice in the hand. While it offers tilt adjustment, it disappointingly doesn’t have reach adjustment. This is frustrating if you’ve got long legs and short arms, like myself.

The 10.25-inch digital instrument cluster has an overall dark and minimal look, but you can cycle through a range of informative views. There’s even one that allows you to display a full-width map.

Moving across, the 10.25-inch touchscreen multimedia system appears to be snappy enough. I’ve experienced fewer glitches in this car than in previous Mahindras I’ve driven.

I like the physical shortcut buttons underneath the touchscreen because it allows you to jump around to key sub-menus a lot easier.

As standard there’s both wired and wireless Apple CarPlay and Android Auto connectivity. With my iPhone 15 Pro Max the connection was flawless and only dropped out during known interference points.

This AX7L spec comes with a seven-speaker Harman Kardon sound system which gets this tiny car booming. The subwoofer in the boot is so powerful it almost feels like overkill.

In terms of storage up front there are two cupholders, big door pockets with two bottle holders, a centre armrest and a cooled glovebox. There’s also a USB-A port, 65W USB-C port and a wireless charger.

Moving to the second row there’s a decent amount of space for adults to sit behind adults. You could easily fit two adults along the rear bench, though pushing it to three would get a little too squishy.

Second-row amenities include rear air vents, a USB-C port with a phone slot, as well as a fold-down armrest with cupholders.

At the back there’s a manual tailgate, which is to be expected at this price point, but finding the trigger to open it is a little tricky. It’s a small button that’s hidden away.

Once the tailgate is open, the amount of boot space on offer is generous. Mahindra claims there’s 364 litres with the rear seats upright.

While the loading lip is high, the boot area is deep and wide. Unfortunately there’s no cargo cover available as standard, which means you’ll need to be careful what you boot back there.

Under the boot floor there’s a space-saver spare wheel, which is fantastic peace of mind if you travel long distances away from tyre repair shops.

There is the expected array of storage spots (glove box, door pockets etc), cupholders (two to the rear of the auto shifter) and charge points (two USB-C ports and a 12-volt plug point for driver and front passenger).

The seats are comfortable and supportive and, in general, KGM has maximised space in the cabin, yielding plenty of shoulder and legroom for driver and passengers.

The 12.3-inch touchscreen multimedia system works reasonably well although you do have to cycle through numerous menus and sub-menus to change some settings and I did have to try several times to pair my phone to it, so overall functionality is clunky.

Rear-seat passengers have access to directional air vents, but there are smart-device charge points.

The tub size is as follows: 1600mm long in the XLV (1300mm in the standard Musso), 1570mm wide (1100mm between wheel-arches) and 570mm deep. The tub has a plastic tub liner and four tie-down points.

For a direct comparison of dimensions: the standard Musso is 5095mm long with a 3100mm wheelbase while the XLV is 5405mm with a 3210mm wheelbase; the standard Musso is 1950mm wide and 1870mm high (the XLV is 1885mm). For reference, the Ford Ranger XLT dual-cab ute is 5406mm long (including rear bumper and tow bar receiver) with a 3270mm wheelbase.

The difference in dimensions between a standard Musso and the XLV version also means a difference in off-road angles so approach is 22.8° / 25° (XLV), departure is 23.4° / 20° (XLV) and rampover is 23° / 20° (XLV).

Minimum ground clearance is 215mm in a standard Musso and 220mm in the XLV, so the Musso XLV does stand taller off the ground than its regular stablemate.

Kerb weight is listed as 2090kg for the standard Musso and 2100kg for the XLV. Turning circle is 11.8m for the standard Musso and 12.2m for the XLV.

The KGM Musso is available in three grades - ELX, Advance, and the Ultimate. All three can be optioned up with an XLV Pack, which adds a 300mm longer tub giving you an additional 251L rear tub capacity, along with a 110mm longer wheelbase. XLV also increases maximum torque from 400Nm to 420Nm.

At the time of writing, our test vehicle, the Advance, has drive-away price of $48,700.

Standard features in the Advance include 12.3-inch touchscreen multimedia system (with wireless Apple CarPlay and Android Auto), 12.3-inch digital LCD instrument cluster, leather-accented heated and ventilated front seats with electric adjustment, 18-inch black alloy wheels, HID headlights, LED daytime running lights, and a suite of driver-assist tech, but more on that in the Safety section below.

Exterior paint choices include Grand White (no extra charge), Amazonian Green (metallic paint), Marble Grey (metallic paint), Pearl White (metallic paint) and Space Black (metallic paint). Metallic paint is available for $700.

All variants are powered by a 1.2-litre turbocharged three-cylinder petrol engine that produces 82kW of power and 200Nm of torque.

This is mated to an Aisin-sourced six-speed torque-converter automatic transmission with drive sent to the front wheels only.

The KGM Musso Advance with the XLV Pack has a 2.2-litre four-cylinder turbo-diesel engine – producing 133kW at 4000rpm and 420Nm from at 1600-2600rpm – it gets an extra 20Nm over the shorter version's 400Nm from 1400 to 2800rpm.

It has a six-speed automatic transmission, part-time 4x4 with high and low range, and an auto-locking rear differential.

This is a sluggish combination producing a generally lacklustre performance and the powertrain is not particularly efficient but, having said that, the Aisin auto is a reliable, well-proven transmission and the Musso ultimately does reasonably well with what it has.

The 4WD mechanicals and driver-assist tech actually work better in this package than they do in the Musso’s stablemate, the Rexton.

Mahindra claims the XUV 3XO has a combined urban/extra-urban fuel consumption of 6.5L/100km.

During my testing, however, I achieved a real-world fuel consumption figure closer to 6.2L/100km, which is better than the claim.

All XUV 3XOs have a 42L fuel tank that Mahindra claims can take 91 RON regular unleaded petrol, but 95 RON premium unleaded petrol is recommended.

With my as-tested fuel consumption this means the theoretical driving range from a full tank of petrol is around 675km.

Official fuel consumption for the Musso Advance with the XLV treatment is 9.0L/100km.

On this test, I recorded 11L/100km, but on the test I spent a chunk of time in 4WD high and low range.

The Musso has a 75-litre fuel tank, so going by my on test fuel-consumption figures, from a full tank, you could reasonably expect a driving range of about 681km.

But it is worth noting that I didn't have a lot of weight on board during this test – it was just me and the vehicle recovery gear – and you will have a lot more weight on board: your family or your mates, pets, camping gear, surfboards, kayaks, the whole kit and caboodle.

Behind the wheel, the Mahindra XUV 3XO feels refreshingly old-school.

The 1.2-litre turbocharged petrol engine does seem like it would be underpowered, but in practice it’s completely adequate. Peak torque comes on tap from 1500rpm so it doesn’t have to work too hard at all.

It’s fun hearing the noise the three-banger makes when under the boil. You don’t hear it much though because the revs are typically kept down low to minimise fuel consumption.

The key reason why this car feels old-school is the six-speed torque-converter automatic transmission. It’s nice to not drive an affordable everyday car that doesn’t have a continuously variable transmission (CVT) or dual-clutch automatic transmission as these can suck the life out of a car or be jerky.

The gear shifts in the Mahindra are sometimes docile, but are smooth and measured. It just operates like a regular car that doesn’t require you to rewire your brain to drive.

There are three drive modes to choose from. They’re hilariously called ‘Zip’, ‘Zap’ and ‘Zoom’. These correspond to Eco, Normal and Sport, respectively.

While I did eventually get used to driving in the ‘Zap’ mode, it felt a little snoozy at points, taking a beat or two to get the car accelerating with traffic. You can sidestep this with ‘Zoom’ which feels much more lively. If you activate cruise control or restart the car, though, it defaults back to ‘Zap’.

The XUV 3XO makes the most sense in the city where you’re able to use its tiny exterior dimensions to navigate tight urban carparks and narrow laneways with ease.

It almost became a challenge for myself to find the smallest parking spot I could slot this car into. As standard on this AX7L there are front and rear parking sensors, as well as a surround-view camera system.

Where this car is let down, however, is the steering feel. It’s incredibly light at low speeds and then as the speed builds it gets very heavy. So much so it feels like I’m getting an arm workout.

Unlike some of its rivals, there is still a semblance of feel through the steering wheel, but this drastic change from light to heavy steering weight is too stark. Somewhere in the middle would be nice please.

Something Mahindra is very good at is developing a comfortable suspension tune and this car is no different. It can tackle pimply urban road imperfections and speed bumps with no problems whatsoever.

Out on the open road this car surprised me. It feels like a much larger car than it actually is and doesn’t get blown around in the lane like small cars can.

The three-cylinder turbo-petrol engine remains confident at higher speeds, though if you frequently travel up hills the fuel consumption will skyrocket. There’s also a bit of road noise, which is to be expected when a car is this small.

For the most part the suspension does a fantastic job at rounding out road imperfections, but bigger bumps or potholes can unsettle the car. It’s not helped by the larger 17-inch alloy wheels.

Out in the twisties this tiny SUV is fairly agile. It’s not the sportiest thing out there by a vast degree, but it remains planted and solid even when pushed into harder corners.

Lastly, another point that makes this car feel old-school is the lack of obtrusive bings and bongs from the safety systems.

Sure the parking sensors can be a little over-the-top and the traffic sign recognition takes over the entire digital instrument cluster when it picks up a new speed limit, but having no driver attention monitor and intelligent speed limit assist is refreshing.

It’s not all perfect however as the lane-keep assist is too hands on for my liking. It activates from 60km/h and is quite overt in how it directs the car through bends.

On-road, the longer-wheelbase Musso is composed and comfortable with well-subdued NVH (noise, vibration and harshness) levels adding to an impressive overall sense of low-key refinement.

The engine and auto work reasonably well together, but as mentioned earlier this is a sluggish unit and it takes some urging to get it going. Pronounced lag from stand-still can be disconcerting, especially when you need plenty of zip to punch you into the traffic flow.

This ute’s suspension – double-wishbone, coil springs and stabiliser bar at the front, multi-link with coil springs at the rear – is firm, mostly controlled, but the Musso becomes jittery on irregular surfaces, such as lumpy back-roads bitumen and mildly corrugated dirt tracks.

One noteworthy annoyance: the Musso does not have adaptive cruise control.

Despite that, the Musso is actually quite reasonable for general driving duties.

As a 4WD, the Musso actually performs pretty well. It is a long wheelbase ute, so you have to drive it with consideration because you have to take into account its shallow off-road angles – approach, departure and ramp over – and it has quite a large overhang of tub behind the rear axle.

It has an auto locking rear diff, which is clunky in operation and I’d prefer a switchable diff-lock, which you could select whenever you want to, but otherwise it's effective in a workman-like kind of fashion.

Steering is not too shabby, it has a nice weight to it in all situations, whether you are on the bitumen or a dirt track. Turning circle on this long-wheelbase ute is 12.2m, but it feels nimble to steer around on the tracks.

The Musso has part-time four-wheel drive and high and low range 4WD gearing. It doesn't have a lot of power and torque in terms of the contemporary dual-cab ute market, but it does fine with what it does have; 420Nm in the XLV Musso gives it that little bit of extra punch over the standard Musso (400Nm) and that torque is available across a decent spread of revs.

If you intend to use your Musso as an off-road adventure vehicle or a weekend holiday machine, then it's handy to know that it's unbraked towing capacity is 750kg and its braked towing capacity is 3500kg and that's on par with the dual-cab ute market.

In terms of tyres, it’s the same story here as with most standard 4WDs – the Musso’s Nexen NPriz RH7 (255/60R18 108H) are not well-suited to anything other than light off-roading. The easy fix? Replace those tyres with some decent all-terrain tyres.

Payload is a listed 880kg (790kg in the standard Advance), GVM is 2980kg and GCM is 6480kg.

The Musso does not have an ANCAP rating because it has not been officially tested.

As standard, the XLV Advance has six airbags, auto emergency braking (AEB), lane departure warning, trailer sway control, blind-spot monitoring, rear cross-traffic alert, front/rear parking sensors plus reversing cameras and more.

Adaptive cruise control is not offered on Mussos in Australia, only old school cruise control.

Like other current Mahindra models, the XUV 3XO is covered by a seven-year, 150,000km warranty with seven years of roadside assistance.

Logbook servicing is required every 12 months or 15,000km, whichever comes first, though the first service is required after 12 months or 10,000km.

The first seven services are capped-price and total $1994. This averages out to $284.85 per service.

The MY26 Musso range is covered by a seven-year/unlimited kilometre new-vehicle warranty, and five years of roadside assistance.

A service is required every 12 months or 15,000km, whichever occurs soonest with cost per service either $418 or $522.

Note, KGM considers off-roading as an example of a “severe driving condition” and so your Musso may require more frequent servicing.

KGM Australia has more than 50 dealerships across the country with a decent spread across metro and regional areas. Rextons can be serviced at those dealers or at approved workshops.