Holden Commodore 2009: Stretched timing chain

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The "check engine light" on my 2009 Holden Commodore SV6 recently came on. I was then informed during the 165,000km service that the timing chain has stretched. The SV6 has been fully maintained and regularly serviced since new. I have an extended warranty till 200,000km, but the insurance provider claims that it is normal wear and tear and won't cover it under warranty. Do you think that they should cover it? Or perhaps, Holden should cover the quoted $2500 repair?

Stretched timing chains are a problem on the V6 engine. On early engines they were being replaced as low as 50,000km, until a change to the chain in 2007 supposedly fixed the problem. I would be trying to get Holden to come up with at least part of the cost of the repairs, and I would be reviewing the extended warranty to fully understand what it covers and what it doesn't.

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