Volvo Hybrid Range

The smart money says go with a Toyota. The RAV4 is popular but within your budget, you'll be buying a 12- or 14-year-old car with at least 200,000km on its odometer. Which still means it's probably a pretty good thing in terms of reliability, provided it's been serviced correctly up to now, but you'd have to buy carefully. A second-hand Kluger can also be a good deal if you can afford the fuel, but comes with the same caveats.

A Honda CR-V won't be much different to the RAV4 in terms of its price versus model year, but you stand a slightly better chance of finding a CR-V with relatively low kilometres. Don't be afraid to get a bit alternative and look at things like the Kia Sportage. Your ten-grand gets you into a Sportage of around the same vintage as the RAV4, but is likely to have as many as 100,000 fewer kilometres on board. Again, check for a full service history.

And given your usage pattern, don't be temped to stump up more for a hybrid SUV; there's just not the pay-off at the pump for a car that does mainly highway and open-road work.