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The Captiva doesn’t actually have a four-wheel drive mode in the conventional sense. It employs an all-wheel drive system with all the drive going through the front wheels in normal conditions, but when conditions dictate the drive is redirected to the rear axle as required for maximum traction. I’m not sure what difference having a light on the dash would make, the system would still be working out the best distribution of the drive for best traction, all you would have is a light flashing on the dash. I would find that distracting.
FIRST, the fuel consumption is clearly good, so that's a plus. Your gripes are typical of what you can experience with a smallish outfit that doesn't have the clout, and sometimes the willingness, to press the factory to get things fixed. Adding to your possible woes is the change in local distributors to Sime Darby, the Peugeot distributors for Australia. I'd guess the old distributors have little interest in fixing problems like yours and the incoming distributor may have little more interest in fixing problems left over from the old people.