Mahindra Xuv 3Xo vs Toyota Mirai

What's the difference?

The fact this is Australia’s cheapest SUV is a massive feat for the Indian brand. It also has so much standard kit so this is even more surprising.

In many ways the XUV 3XO is better to drive than its rivals. The three-cylinder turbo engine has plenty of charm and moves this car along with ease, the car feels confident and composed out on the open road, and there aren’t any bings and bongs from intrusive safety systems.

However, things aren’t perfect. I wish the steering column offered reach adjustment, the steering feel wasn’t so inconsistent and the lane-keep assist wasn’t so hands-on.

If you can overlook these quibbles, this tiny Mahindra is an outstanding value buy if you’re considering a first new car.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

Believe it or not, the Mirai represents a pretty big gamble for Toyota, a company who has been known in the past for being relative conservative with its vehicles.

In recent years though, with models like the GR Yaris and even the RAV4 Hybrid, it seems like Toyota is more willing to go out and take a chance on something that would not be considered a safe bet.

The Mirai represents this willingness to experiment, but it is still too early to say whether it will a winner or a failure.

It drives well, looks good and its powertrain is a potential gamechanger for electric cars in Australia, but whether hydrogen takes off locally with customers is beyond Toyota’s control and up to those willing to invest in refuelling infrastructure.

From outside it’s surprising just how small this SUV is. At just under four metres long, the XUV 3XO is shorter than a Mazda2, for example.

The reason for this is because in India there are tax breaks for vehicles under four metres long. The Ford EcoSport, sans the tailgate-mounted spare wheel, was another SUV that met this requirement.

As a result of being so short, this has made the rear overhang virtually non-existent. It’s a strange look, especially because the bonnet is so much longer.

Even though the XUV 3XO is based on the KGM Tivoli (formerly SsangYong Tivoli), which was briefly sold in Australia, you’d be hard-pressed to find visual similarities. The former looks more modern from the outside and has more visual interest with the chunky wheel-arch cladding and diamond motifs.

At the front it’s hard to not see the face of a sad panda. The LED headlights are big and plunge down the front fascia, giving it a droopy and sleepy appearance. It’s not helped by the thick black bar connecting them.

Around the side the diamond-cut alloy wheels are a nice touch, along with the contrast black-painted roof on this AX7L tester.

The rear end is a little on the flat side, though the badging is tasteful. I’m not a fan of the full-width LED light bar, however, as it’s an overdone design cue now.

Inside I appreciate the mix of both old-school and new-school. There are dual 10.25-inch screens ahead of the driver for the digital instrument cluster and touchscreen multimedia system, as well as plenty of physical buttons and knobs for shortcuts and the climate controls.

For such an affordable car I’m surprised how many soft-touch finishes there are in this car. In the AX7L you get an extended use of synthetic leather on the door cards and dashboard, which helps make for a pseudo-premium look and feel.

However, one of my biggest gripes with the XUV 3XO interior is the amount of glossy piano black. It’s on the dashboard, centre console, door cards and even the steering wheel.

This may look cool and slick when you pick the car up from the dealer, but it shows up dust quickly and then gets scratched when you try to wipe it clean. Our tester had fewer than 1000km on the odometer and the centre console was already scratched to the wazoo.

Remember your awkward teenage years when you were still a little uneasy in your own skin and tried to find your way in terms of your own style? (I certainly do!).

Now remember bursting on the scene in your 20s with the confidence and swagger of a Calvin Klein model after working out your niche? (I’m still waiting for this to happen).

Well, the Mirai certainly remembers because the inelegance of the first-generation car has given way to a much more confident and handsome model.

From the outside, there is no denying its Toyota-ness and from certain angles the new Mirai even looks a bit like its Camry cousin, with a bit more flair.

The split front lighting signature and massive grille direct your eye to the blue-tinged Toyota badge, which the Mirai wears proudly, while the puffed-up bonnet and lower-bumper chrome accent add a touch of sportiness and class, respectively.

Move to the profile and you will see 19-inch wheels filling the arches, as well as a sloping rear roofline and silhouette that echoes the best of the premium German sedans.

From behind, the body-wide tail-light design and subtle spoiler adds to the Mirai’s strong road presence without looking over the top, but I especially like the way the lines of the former continue down the bumper to break up the body panels.

If you can’t tell already, I'm a fan of the exterior looks of the Mirai, and I bet if the Toyota badge was swapped out for a Lexus one, no one would think it looked out of place.

Step inside the Mirai and there are familiar Toyota appointments like the way the dashboard sweeps away from the driver, as well as a shifter design lifted from a Prius.

The surfaces are all soft-touch, though, and the mix of leather and gloss-black materials combine to elevate the interior ambience.

The interior of the Mirai might not be as stunning as the exterior, but it is certainly no drab and depressing place to spend some time.

Given this SUV is tiny, I’m blown away at how much interior space it has.

Up front both the seats are manually adjustable, which is to be expected at this price point. Despite this, they’re still comfortable and offer an elevated driving position which is something SUV buyers seek.

In front of the driver is a leather-wrapped steering wheel which feels nice in the hand. While it offers tilt adjustment, it disappointingly doesn’t have reach adjustment. This is frustrating if you’ve got long legs and short arms, like myself.

The 10.25-inch digital instrument cluster has an overall dark and minimal look, but you can cycle through a range of informative views. There’s even one that allows you to display a full-width map.

Moving across, the 10.25-inch touchscreen multimedia system appears to be snappy enough. I’ve experienced fewer glitches in this car than in previous Mahindras I’ve driven.

I like the physical shortcut buttons underneath the touchscreen because it allows you to jump around to key sub-menus a lot easier.

As standard there’s both wired and wireless Apple CarPlay and Android Auto connectivity. With my iPhone 15 Pro Max the connection was flawless and only dropped out during known interference points.

This AX7L spec comes with a seven-speaker Harman Kardon sound system which gets this tiny car booming. The subwoofer in the boot is so powerful it almost feels like overkill.

In terms of storage up front there are two cupholders, big door pockets with two bottle holders, a centre armrest and a cooled glovebox. There’s also a USB-A port, 65W USB-C port and a wireless charger.

Moving to the second row there’s a decent amount of space for adults to sit behind adults. You could easily fit two adults along the rear bench, though pushing it to three would get a little too squishy.

Second-row amenities include rear air vents, a USB-C port with a phone slot, as well as a fold-down armrest with cupholders.

At the back there’s a manual tailgate, which is to be expected at this price point, but finding the trigger to open it is a little tricky. It’s a small button that’s hidden away.

Once the tailgate is open, the amount of boot space on offer is generous. Mahindra claims there’s 364 litres with the rear seats upright.

While the loading lip is high, the boot area is deep and wide. Unfortunately there’s no cargo cover available as standard, which means you’ll need to be careful what you boot back there.

Under the boot floor there’s a space-saver spare wheel, which is fantastic peace of mind if you travel long distances away from tyre repair shops.

Measuring 4975mm long, 1885mm wide, 1470mm tall and with a 2920mm wheelbase, the second-generation Mirai is comparable in size to a mid-size sedan like the Camry and Mazda6.

However, it is a little longer, wider and lower, with an elongated wheelbase, and is in fact larger in all dimensions (save for height) than a Honda Odyssey people mover!

You’d think this would afford passengers heaps of room, but all the whizz-bang cutting-edge technology has to go somewhere.

Based on Toyota's new GA-L platform, the second-generation Mirai is fitted with three hydrogen tanks – two smaller ones positioned laterally behind the rear seats and one large one mounted longitudinally where a traditional transmission would sit.

What this means is that rear seat room is compromised, and the hydrogen tank eats into the middle seat’s legroom so much that the new Mirai might as well be a four-seater.

Leg- and shoulder-room in the second row are adequate, but the sloping roofline means it can be hard for taller passengers to get comfortable. I'm 184cm (6'0") and had trouble.

Move to the front seats though, and it’s a different story with comfortable and supportive seats offering plenty of adjustability for drivers/passengers of any size.

Storage options are also ample, with a door pockets, a centre storage bin, two cupholders and a tray for your phone/wallet.

Opening the boot reveals a cavity large enough for just 272 litres (VDA) of volume – less than the smaller-sized Corolla sedan (470L) and well-down on the similarly-sized Camry (524L).

Like the rear seats, boot space is compromised by powertrain components, the culprit being the battery and electric drive motor found above the rear axle.

The rear seats in the Mirai are also fixed, which means they won’t fold down to open up more volume.

With only 20 examples available in Australia, and none offered to the public to buy, it’s hard to judge exactly how much value you get with the car.

Toyota has released pricing, though, sort of.

The 20 units are available to organisations who might want to trial the hydrogen powertrain, costing $63,000 for a three-year lease.

The cost of refuelling over that period is included in the price, too, but Toyota is restricting the lease to Victorian organisations as its Altona refuelling station in Melbourne’s west.

The Mirai comes fitted with LED exterior lighting, rain-sensing wipers, auto-folding and heated exterior mirrors, 19-inch alloy wheels, rear privacy glass, synthetic leather interior, leather-wrapped multi-function steering wheel, power-adjustable front seats, dual-zone climate control, keyless entry and push-button start.

Handling multimedia duties is a 12.3-inch touchscreen system with satellite navigation, digital radio, Bluetooth connectivity, Apple CarPlay/Android Auto functionality and a 14-speaker JBL sound system.

There's no wireless smartphone charger, though, which is a big miss in our book for a car that is so future focused.

No doubt the bulk of the cost of the car is due to its cutting-edge powertrain (which we will cover further below), but the levels of equipment would be on par with high-end mid-size sedans like the $46,990 before on-road costs Camry SL Hybrid, $51,390 Mazda6 Atenza and $50,990 Hyundai Sonata N Line.

It's also hard to compare the Mirai against Hyundai's Nexo hydrogen SUV, which has no pricetag in Australia but its Korean price can be converted to around $A84,000.

All variants are powered by a 1.2-litre turbocharged three-cylinder petrol engine that produces 82kW of power and 200Nm of torque.

This is mated to an Aisin-sourced six-speed torque-converter automatic transmission with drive sent to the front wheels only.

What even is a hydrogen fuel-cell electric vehicle? Well, we're not scientists but the way we understand it is that there is a special component in FCEVs - the fuel cell - which combines incoming air with hydrogen to produce electricity, with the only bi-product being water.

The single electric motor driving the rear wheels of the Mirai outputs 134kW/300Nm, which enables a 0-100km/h acceleration time of 9.2 seconds in the 1900kg sedan.

Top speed is also pegged at 175km/h – or well and truly above the road-legal limit – and the electric motor is paired with a single-speed auto transmission.

Performance may seem underwhelming, especially when mainstream electric cars like the Nissan Leaf and Hyundai Kona Electric can hit triple digits in a much faster 7.9s time, but the Mirai is designed for efficiency and smoothness, not performance.

Hyundai's Nexo meanwhile, makes 120kW/395Nm from its electric motor.

Mahindra claims the XUV 3XO has a combined urban/extra-urban fuel consumption of 6.5L/100km.

During my testing, however, I achieved a real-world fuel consumption figure closer to 6.2L/100km, which is better than the claim.

All XUV 3XOs have a 42L fuel tank that Mahindra claims can take 91 RON regular unleaded petrol, but 95 RON premium unleaded petrol is recommended.

With my as-tested fuel consumption this means the theoretical driving range from a full tank of petrol is around 675km.

Official consumption figures for the Mirai are published at a combined 0.7kg of hydrogen per 100km… which doesn’t really mean much without a frame of reference.

The 2021 Mirai is fitted with three hydrogen for a combined capacity of 5.6kg (or 141 litres) that enables a driving range of 650km when tested on the WLTP (Worldwide harmonized Light vehicles Test Procedure) standards.

Okay so a 650km range is pretty good and comparable to diesel SUVs of a similar size, but that’s moot if refuelling costs more.

Because hydrogen refuellers are not yet readily available, the cost of refuelling is still a little unclear, but Toyota has said it works out to be around $70-80 to fully refuel the second-generation Mirai, making it comparable to filling up a petrol or diesel car.

The new-generation car also features three hydrogen tanks instead of two, which means during range is up 30 per cent compared to the first-generation Mirai.

Meanwhile, the Hyundai Nexo features a 6.33kg hydrogen tank, enough to propel it around 666km before needing a refuel.

Behind the wheel, the Mahindra XUV 3XO feels refreshingly old-school.

The 1.2-litre turbocharged petrol engine does seem like it would be underpowered, but in practice it’s completely adequate. Peak torque comes on tap from 1500rpm so it doesn’t have to work too hard at all.

It’s fun hearing the noise the three-banger makes when under the boil. You don’t hear it much though because the revs are typically kept down low to minimise fuel consumption.

The key reason why this car feels old-school is the six-speed torque-converter automatic transmission. It’s nice to not drive an affordable everyday car that doesn’t have a continuously variable transmission (CVT) or dual-clutch automatic transmission as these can suck the life out of a car or be jerky.

The gear shifts in the Mahindra are sometimes docile, but are smooth and measured. It just operates like a regular car that doesn’t require you to rewire your brain to drive.

There are three drive modes to choose from. They’re hilariously called ‘Zip’, ‘Zap’ and ‘Zoom’. These correspond to Eco, Normal and Sport, respectively.

While I did eventually get used to driving in the ‘Zap’ mode, it felt a little snoozy at points, taking a beat or two to get the car accelerating with traffic. You can sidestep this with ‘Zoom’ which feels much more lively. If you activate cruise control or restart the car, though, it defaults back to ‘Zap’.

The XUV 3XO makes the most sense in the city where you’re able to use its tiny exterior dimensions to navigate tight urban carparks and narrow laneways with ease.

It almost became a challenge for myself to find the smallest parking spot I could slot this car into. As standard on this AX7L there are front and rear parking sensors, as well as a surround-view camera system.

Where this car is let down, however, is the steering feel. It’s incredibly light at low speeds and then as the speed builds it gets very heavy. So much so it feels like I’m getting an arm workout.

Unlike some of its rivals, there is still a semblance of feel through the steering wheel, but this drastic change from light to heavy steering weight is too stark. Somewhere in the middle would be nice please.

Something Mahindra is very good at is developing a comfortable suspension tune and this car is no different. It can tackle pimply urban road imperfections and speed bumps with no problems whatsoever.

Out on the open road this car surprised me. It feels like a much larger car than it actually is and doesn’t get blown around in the lane like small cars can.

The three-cylinder turbo-petrol engine remains confident at higher speeds, though if you frequently travel up hills the fuel consumption will skyrocket. There’s also a bit of road noise, which is to be expected when a car is this small.

For the most part the suspension does a fantastic job at rounding out road imperfections, but bigger bumps or potholes can unsettle the car. It’s not helped by the larger 17-inch alloy wheels.

Out in the twisties this tiny SUV is fairly agile. It’s not the sportiest thing out there by a vast degree, but it remains planted and solid even when pushed into harder corners.

Lastly, another point that makes this car feel old-school is the lack of obtrusive bings and bongs from the safety systems.

Sure the parking sensors can be a little over-the-top and the traffic sign recognition takes over the entire digital instrument cluster when it picks up a new speed limit, but having no driver attention monitor and intelligent speed limit assist is refreshing.

It’s not all perfect however as the lane-keep assist is too hands on for my liking. It activates from 60km/h and is quite overt in how it directs the car through bends.

Toyota is positioning hydrogen as a potential future fuel source that is – crucially – sustainable and eco-friendly, which means the Mirai has a lot riding on its shoulders.

And behind the wheel the new-generation Mirai drives just fine.

The Mirai uses hydrogen to create electricity to drive its wheels, which means it feels very much like a battery electric car from the driver’s seat.

That’s not necessarily a bad thing, but keep in mind Toyota’s potentially revolutionary drivetrain won’t feel so revolutionary behind the wheel.

Like all EVs, torque is available instantaneously for a quick and peppy pick-up off the line, but the Mirai won’t demolish the 0-100km/h sprint like the Porsche Taycan or Telsa Model S.

Designed for efficiency rather than pace, the Mirai will accelerate briskly to 60km/h, but takes 9.2s to hit 100km/h – not that we got to test the latter in the extremely short drive loop in Melbourne’s West.

Despite tipping the scales at over 1900kg, the Mirai’s ride is soft, supple and extremely compliant, almost to a fault.

Steering feels light and effortless, while 19-inch wheels do nothing to upset the serene and comfortable interior ambience – it’s seriously good enough to be a Lexus.

What’s so striking about driving the Mirai though, is how much it could appeal to motorists who travel long distances (as is often the case in Australia) and can’t afford the sometimes 10 hours required to recharge a battery electric vehicle.

Refuelling the Mirai is as quick and easy as a conventional petrol or diesel car. Australia just needs more hydrogen stations to make use of the technology and open up electrification to those that may not have considered it (or deemed it unfeasible for their needs) in the past.

The 2021 Toyota Mirai has not been crash tested in Australia or in Europe, and as such does not carry an assessment rating from ANCAP or Euro NCAP.

However, Toyota has fitted its hydrogen-powered sedan with its 'Safety Sense' suite, which includes autonomous emergency braking (AEB) with pedestrian and cyclist detection, adaptive cruise control, lane-keep assist, lane departure warning, automatic high beam and traffic sign recognition.

Other features include blind-spot monitoring, rear cross-traffic alert, seven airbags, surround-view monitor and rear-seat ISOFIX anchorage points.

The Mirai’s hydrogen tanks are also stronger than before thanks to a new multi-layer construction.

Like other current Mahindra models, the XUV 3XO is covered by a seven-year, 150,000km warranty with seven years of roadside assistance.

Logbook servicing is required every 12 months or 15,000km, whichever comes first, though the first service is required after 12 months or 10,000km.

The first seven services are capped-price and total $1994. This averages out to $284.85 per service.

Unlike new Toyotas on sale now, the Mirai does not come with a warranty because is only available on a three-year/60,000km lease.

There are servicing costs though, with Toyota charging a one-off $2693 fee for maintenance of the Mirai over that lease period.

Scheduled service periods are every 12 months/15,000km, whichever occurs first, though it is unlikely every Toyota dealership will ultimately be able to service the Mirai.