Mahindra Xuv 3Xo vs Toyota BZ4X

What's the difference?

The fact this is Australia’s cheapest SUV is a massive feat for the Indian brand. It also has so much standard kit so this is even more surprising.

In many ways the XUV 3XO is better to drive than its rivals. The three-cylinder turbo engine has plenty of charm and moves this car along with ease, the car feels confident and composed out on the open road, and there aren’t any bings and bongs from intrusive safety systems.

However, things aren’t perfect. I wish the steering column offered reach adjustment, the steering feel wasn’t so inconsistent and the lane-keep assist wasn’t so hands-on.

If you can overlook these quibbles, this tiny Mahindra is an outstanding value buy if you’re considering a first new car.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

The Toyota bZ4X base variant is an uncomplicated car to drive. It has some decent features for its grade level and it is plenty big enough for my little family of three but it doesn’t always come out ahead of its rivals.

It would be an easy EV to dip your toes in if you’re wanting something economical to maintain yet able to fit the family. But it's expensive for what it is.

My seven-year old likes the cool looks but has been confused about Mummy is reviewing the same car again.

From outside it’s surprising just how small this SUV is. At just under four metres long, the XUV 3XO is shorter than a Mazda2, for example.

The reason for this is because in India there are tax breaks for vehicles under four metres long. The Ford EcoSport, sans the tailgate-mounted spare wheel, was another SUV that met this requirement.

As a result of being so short, this has made the rear overhang virtually non-existent. It’s a strange look, especially because the bonnet is so much longer.

Even though the XUV 3XO is based on the KGM Tivoli (formerly SsangYong Tivoli), which was briefly sold in Australia, you’d be hard-pressed to find visual similarities. The former looks more modern from the outside and has more visual interest with the chunky wheel-arch cladding and diamond motifs.

At the front it’s hard to not see the face of a sad panda. The LED headlights are big and plunge down the front fascia, giving it a droopy and sleepy appearance. It’s not helped by the thick black bar connecting them.

Around the side the diamond-cut alloy wheels are a nice touch, along with the contrast black-painted roof on this AX7L tester.

The rear end is a little on the flat side, though the badging is tasteful. I’m not a fan of the full-width LED light bar, however, as it’s an overdone design cue now.

Inside I appreciate the mix of both old-school and new-school. There are dual 10.25-inch screens ahead of the driver for the digital instrument cluster and touchscreen multimedia system, as well as plenty of physical buttons and knobs for shortcuts and the climate controls.

For such an affordable car I’m surprised how many soft-touch finishes there are in this car. In the AX7L you get an extended use of synthetic leather on the door cards and dashboard, which helps make for a pseudo-premium look and feel.

However, one of my biggest gripes with the XUV 3XO interior is the amount of glossy piano black. It’s on the dashboard, centre console, door cards and even the steering wheel.

This may look cool and slick when you pick the car up from the dealer, but it shows up dust quickly and then gets scratched when you try to wipe it clean. Our tester had fewer than 1000km on the odometer and the centre console was already scratched to the wazoo.

There’s not much separating the bZ4X from its Subaru twin other than badging and ever-so-slightly different front and rear fascias. The differences are so small only diehard enthusiasts will be able to tell them apart. To me, they look the same on the outside!

The overall look is sporty and fun with lots of pleating in the panelling to give it a futuristic vibe and sharply defined tail-lights for some edginess.

Against our test model's 'Liquid Metal' paintwork the heavy black plastic moulding wrapping around the base of the car doesn't stand out too much but will on a lighter colour.

The internals do differ somewhat and the best change is the more traditional round steering wheel. I prefer the look and feel of it compared to the squared-off shape of its twin's.

The 7.0-inch digital instrument cluster is set a fair way back on the dashboard and looks disjointed from the rest of the tech. The steering wheel also cuts into my vision of the screen and while I could shift my seating position to better accommodate, I'd be compromising my driving comfort to do so. A head-up display would be welcome here.

The dashboard, doors and seats all feature a grey knit-like fabric that looks warm and inviting but the cabin is elevated by synthetic leather trims throughout. Overall, the cabin is quite pleasant but wouldn’t be out of place on a much more affordable car.

Given this SUV is tiny, I’m blown away at how much interior space it has.

Up front both the seats are manually adjustable, which is to be expected at this price point. Despite this, they’re still comfortable and offer an elevated driving position which is something SUV buyers seek.

In front of the driver is a leather-wrapped steering wheel which feels nice in the hand. While it offers tilt adjustment, it disappointingly doesn’t have reach adjustment. This is frustrating if you’ve got long legs and short arms, like myself.

The 10.25-inch digital instrument cluster has an overall dark and minimal look, but you can cycle through a range of informative views. There’s even one that allows you to display a full-width map.

Moving across, the 10.25-inch touchscreen multimedia system appears to be snappy enough. I’ve experienced fewer glitches in this car than in previous Mahindras I’ve driven.

I like the physical shortcut buttons underneath the touchscreen because it allows you to jump around to key sub-menus a lot easier.

As standard there’s both wired and wireless Apple CarPlay and Android Auto connectivity. With my iPhone 15 Pro Max the connection was flawless and only dropped out during known interference points.

This AX7L spec comes with a seven-speaker Harman Kardon sound system which gets this tiny car booming. The subwoofer in the boot is so powerful it almost feels like overkill.

In terms of storage up front there are two cupholders, big door pockets with two bottle holders, a centre armrest and a cooled glovebox. There’s also a USB-A port, 65W USB-C port and a wireless charger.

Moving to the second row there’s a decent amount of space for adults to sit behind adults. You could easily fit two adults along the rear bench, though pushing it to three would get a little too squishy.

Second-row amenities include rear air vents, a USB-C port with a phone slot, as well as a fold-down armrest with cupholders.

At the back there’s a manual tailgate, which is to be expected at this price point, but finding the trigger to open it is a little tricky. It’s a small button that’s hidden away.

Once the tailgate is open, the amount of boot space on offer is generous. Mahindra claims there’s 364 litres with the rear seats upright.

While the loading lip is high, the boot area is deep and wide. Unfortunately there’s no cargo cover available as standard, which means you’ll need to be careful what you boot back there.

Under the boot floor there’s a space-saver spare wheel, which is fantastic peace of mind if you travel long distances away from tyre repair shops.

The cabin is very spacious with generous leg- and headroom. I have plenty of room for my 168cm (5'6") height but my 183cm (6'0") father was also very comfortable in both rows.

The seats in both rows are well-cushioned and up front, the driver’s side has ample support from the two-way powered lumbar. I also like the way both front seats are heated. You could handle a long trip even as a passenger prince/ss.

Individual storage is less generous than you’d expect for the class given you don’t get a glove box but there are still enough nooks and cubbies for some items and a shelf underneath the console can fit a small handbag.

My seven-year old discovered a secret pocket underneath a removeable box in the middle console where Toyota has stored the manual and logbook.

Up front you also get two cupholders, four drink bottle holders (two in each door) and a handy cubby behind the rotary transmission shifter. In the rear you get map pockets, two cupholders and a device holder in the fold-down armrest and a large drink bottle holder in each door.

No complaints from my kid regarding the amenities in the back and he likes having his own directional air vents and reading lights. But it's the 182mm ground clearance we all love because the bZ4X is super easy to get in and out of. Definitely no grunts in this one!

There's no frunk storage but the boot's 421L capacity will suffice for your bigger grocery run or odd trip but the capacity is lower than some rivals. Underneath the level loading space there's a retractable cargo liner, two cable pouches, a first aid kit and the tyre puncture repair kit. I like the powered tailgate on the base model. I find them handy with a kid in tow.

Technology is well-rounded and upmarket. The 12.3-inch touchscreen multimedia system is responsive and easy to use but the customisations for internal features are a little lacking. The built-in satellite navigation is clear and there is a dedicated Toyota services app, too.

The wireless Apple CarPlay is simple to connect to and I didn't have any dropouts with calls or connections, which is great. There is also wireless connectivity for Android Auto users.

Charging options throughout the car are solid with each row getting two USB-C ports, while the front also features a USB-A port and 12-volt socket. However, there’s no wireless charging pad or V2L (vehicle-to-load) capability which might annoy over long-term use.

There are two variants for the bZ4X range, with the base model tested here being a front-wheel drive and only sporting a single motor. This entry-grade is priced from $66,000, before on-road costs, and the top AWD variant is $74,990 MSRP.

Compared to the bZ4X's single-motor rivals, this price tag positions the Toyota right in the middle for costs with the most affordable rival being the Tesla Model Y RWD for $55,900 MSRP, then the Kia EV6 Air at $72,590 MSRP.

Although very similar, Subaru is offering its base variant as a dual-motored AWD, but for price comparisons it is $69,990 MSRP.

For a base model, you get some solid features like heated front seats, built-in satellite navigation, built-in Toyota connected services app and wireless Apple CarPlay and Android Auto.

The upholstery also features synthetic leather accents rather than just plain black cloth and you get an upgraded JBL sound system.

Like its Subaru twin, only the driver's seat is powered with lumbar support but both feature those heat functions.

Other standard features include keyless entry, push-button start, dual-zone climate control, Bluetooth connectivity, a tyre puncture repair kit and digital radio.

Technology is also rounded out by the 12.3-inch touchscreen multimedia screen, 7.0-inch digital instrument cluster and four fast USB-C ports.

There are a few items missing in this variant that feature in a lot of its rivals, which reminds you this is a base model. Things like heated rear outboard seats, a heated steering wheel and a sunroof, all of which would be easy to accept if the car wasn't edging close to $70K.

All variants are powered by a 1.2-litre turbocharged three-cylinder petrol engine that produces 82kW of power and 200Nm of torque.

This is mated to an Aisin-sourced six-speed torque-converter automatic transmission with drive sent to the front wheels only.

The bZ4X base variant is a front-wheel drive and has a single electric motor producing 150kW/256Nm - which sounds a bit schlumpy compared to its rivals but its pick up is great and you don’t feel it's underpowered, even when you’re on the open-road.

Mahindra claims the XUV 3XO has a combined urban/extra-urban fuel consumption of 6.5L/100km.

During my testing, however, I achieved a real-world fuel consumption figure closer to 6.2L/100km, which is better than the claim.

All XUV 3XOs have a 42L fuel tank that Mahindra claims can take 91 RON regular unleaded petrol, but 95 RON premium unleaded petrol is recommended.

With my as-tested fuel consumption this means the theoretical driving range from a full tank of petrol is around 675km.

The official energy consumption figure is 16.9kWh/100km and I averaged 16.1kWh over a mix of urban and open-road driving. The consumption is good and on par with some of its rivals but the official driving range from the large 71.4kWh lithium-ion battery is up to 436km, which is lower than most of its rivals by a good portion.

The bZ4X has a Type 2 CCS charging port which means you can benefit from faster DC charging speeds, up to 150kW. On a 150kW DC system you can go from 0-80 per cent in around 40-minutes.

On a 7.0kW AC charger, you can go from 10-100 per cent in 9.5 hours and that drops to seven hours on an 11kW system. All the bZ4X figures are good enough to avoid the inconvenience zone but aren't as fast as some of its competitors.

Behind the wheel, the Mahindra XUV 3XO feels refreshingly old-school.

The 1.2-litre turbocharged petrol engine does seem like it would be underpowered, but in practice it’s completely adequate. Peak torque comes on tap from 1500rpm so it doesn’t have to work too hard at all.

It’s fun hearing the noise the three-banger makes when under the boil. You don’t hear it much though because the revs are typically kept down low to minimise fuel consumption.

The key reason why this car feels old-school is the six-speed torque-converter automatic transmission. It’s nice to not drive an affordable everyday car that doesn’t have a continuously variable transmission (CVT) or dual-clutch automatic transmission as these can suck the life out of a car or be jerky.

The gear shifts in the Mahindra are sometimes docile, but are smooth and measured. It just operates like a regular car that doesn’t require you to rewire your brain to drive.

There are three drive modes to choose from. They’re hilariously called ‘Zip’, ‘Zap’ and ‘Zoom’. These correspond to Eco, Normal and Sport, respectively.

While I did eventually get used to driving in the ‘Zap’ mode, it felt a little snoozy at points, taking a beat or two to get the car accelerating with traffic. You can sidestep this with ‘Zoom’ which feels much more lively. If you activate cruise control or restart the car, though, it defaults back to ‘Zap’.

The XUV 3XO makes the most sense in the city where you’re able to use its tiny exterior dimensions to navigate tight urban carparks and narrow laneways with ease.

It almost became a challenge for myself to find the smallest parking spot I could slot this car into. As standard on this AX7L there are front and rear parking sensors, as well as a surround-view camera system.

Where this car is let down, however, is the steering feel. It’s incredibly light at low speeds and then as the speed builds it gets very heavy. So much so it feels like I’m getting an arm workout.

Unlike some of its rivals, there is still a semblance of feel through the steering wheel, but this drastic change from light to heavy steering weight is too stark. Somewhere in the middle would be nice please.

Something Mahindra is very good at is developing a comfortable suspension tune and this car is no different. It can tackle pimply urban road imperfections and speed bumps with no problems whatsoever.

Out on the open road this car surprised me. It feels like a much larger car than it actually is and doesn’t get blown around in the lane like small cars can.

The three-cylinder turbo-petrol engine remains confident at higher speeds, though if you frequently travel up hills the fuel consumption will skyrocket. There’s also a bit of road noise, which is to be expected when a car is this small.

For the most part the suspension does a fantastic job at rounding out road imperfections, but bigger bumps or potholes can unsettle the car. It’s not helped by the larger 17-inch alloy wheels.

Out in the twisties this tiny SUV is fairly agile. It’s not the sportiest thing out there by a vast degree, but it remains planted and solid even when pushed into harder corners.

Lastly, another point that makes this car feel old-school is the lack of obtrusive bings and bongs from the safety systems.

Sure the parking sensors can be a little over-the-top and the traffic sign recognition takes over the entire digital instrument cluster when it picks up a new speed limit, but having no driver attention monitor and intelligent speed limit assist is refreshing.

It’s not all perfect however as the lane-keep assist is too hands on for my liking. It activates from 60km/h and is quite overt in how it directs the car through bends.

You don’t often notice this base model is a front-wheel drive until you accelerate too quickly from a standstill and tlose a bit of traction. Otherwise, power delivery is smooth and while you don’t get a tummy-sucking-sensation when you put your foot down the power satisfies for city and open-road driving.

The steering feels light and there's a fair bit of understeer when tackling winding roads. This made the handling a bit lacklustre at times but it’s not too intrusive in an urban environment. Just remind yourself it’s not a performance EV if you ever start thinking ‘fast and furious’ thoughts.

Ride comfort is very good and I’d attribute that to a well-cushioned suspension set-up. While you notice bumps, you’re not bothered by them, even in the back seat. The cabin is peaceful and quiet most of the time but road noise creeps up a lot at higher speeds.

Visibility is excellent and despite a few little things, like the steering, it’s an uncomplicated car to drive.

The bZ4X isn’t too hard to park because the reversing camera is relatively clear but this grade would benefit from the 360-degree view system which is available on the top-grade model. The 4690mm length, 1860mm width and 1650mm height makes it a happy-go-lucky friend in a small car park.

The bZ4X comes with some good standard safety features like a full suite of LED lights (including the DRLs), lane departure alert, lane keeping aid, traffic sign recognition, seatbelt warning, adaptive cruise control as well as a reversing camera supported by front and rear parking sensors.

Unfortunately, the base model misses out on items the top model features like blind-spot monitoring, 'Safe Exit Assist', driver attention monitoring, rear-occupant alert and rear cross-traffic alert. All of which are fairly big-ticket items and available on much more affordable Toyotas.

Still, the bZ4X achieved a maximum five-star ANCAP safety rating from testing done in 2022 and has seven airbags, including a front centre bag.

It has AEB with forward collision warning as well as car, pedestrian and cyclist detection which is operational from 5.0-80km/h (and up to 180km/h for car detection).

There are ISOFIX child-seat mounts on the rear outboard seats and three top-tether anchor points. Two child seats will fit best, though.

Like other current Mahindra models, the XUV 3XO is covered by a seven-year, 150,000km warranty with seven years of roadside assistance.

Logbook servicing is required every 12 months or 15,000km, whichever comes first, though the first service is required after 12 months or 10,000km.

The first seven services are capped-price and total $1994. This averages out to $284.85 per service.

The bZ4X comes with a five-year/unlimited km warranty and the battery is covered by an eight-year or up to 160,000km warranty. Both are usual terms for the class.

There is a five-year or up to 75,000km capped priced servicing plan and annual services cost just $180, which is very competitive.

Servicing intervals are more in line with a fuel-based car at every 12-months or 15,000km, whichever occurs first.