Mahindra Xuv 3Xo vs Mahindra Scorpio-N

What's the difference?

The fact this is Australia’s cheapest SUV is a massive feat for the Indian brand. It also has so much standard kit so this is even more surprising.

In many ways the XUV 3XO is better to drive than its rivals. The three-cylinder turbo engine has plenty of charm and moves this car along with ease, the car feels confident and composed out on the open road, and there aren’t any bings and bongs from intrusive safety systems.

However, things aren’t perfect. I wish the steering column offered reach adjustment, the steering feel wasn’t so inconsistent and the lane-keep assist wasn’t so hands-on.

If you can overlook these quibbles, this tiny Mahindra is an outstanding value buy if you’re considering a first new car.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

It might seem like I’ve been harsh on the Scorpio but I actually reckon this vehicle is in fact a step in the right direction for Mahindra.

It’s nice enough to drive on-road – refined and comfortable – and it’s also a capable 4WD, with a few issues though…

It’s a good value-for-money prospect but it’s lacking a lot of driver-assist tech that should be onboard every modern vehicle, especially one that will serve as a family mover.

From outside it’s surprising just how small this SUV is. At just under four metres long, the XUV 3XO is shorter than a Mazda2, for example.

The reason for this is because in India there are tax breaks for vehicles under four metres long. The Ford EcoSport, sans the tailgate-mounted spare wheel, was another SUV that met this requirement.

As a result of being so short, this has made the rear overhang virtually non-existent. It’s a strange look, especially because the bonnet is so much longer.

Even though the XUV 3XO is based on the KGM Tivoli (formerly SsangYong Tivoli), which was briefly sold in Australia, you’d be hard-pressed to find visual similarities. The former looks more modern from the outside and has more visual interest with the chunky wheel-arch cladding and diamond motifs.

At the front it’s hard to not see the face of a sad panda. The LED headlights are big and plunge down the front fascia, giving it a droopy and sleepy appearance. It’s not helped by the thick black bar connecting them.

Around the side the diamond-cut alloy wheels are a nice touch, along with the contrast black-painted roof on this AX7L tester.

The rear end is a little on the flat side, though the badging is tasteful. I’m not a fan of the full-width LED light bar, however, as it’s an overdone design cue now.

Inside I appreciate the mix of both old-school and new-school. There are dual 10.25-inch screens ahead of the driver for the digital instrument cluster and touchscreen multimedia system, as well as plenty of physical buttons and knobs for shortcuts and the climate controls.

For such an affordable car I’m surprised how many soft-touch finishes there are in this car. In the AX7L you get an extended use of synthetic leather on the door cards and dashboard, which helps make for a pseudo-premium look and feel.

However, one of my biggest gripes with the XUV 3XO interior is the amount of glossy piano black. It’s on the dashboard, centre console, door cards and even the steering wheel.

This may look cool and slick when you pick the car up from the dealer, but it shows up dust quickly and then gets scratched when you try to wipe it clean. Our tester had fewer than 1000km on the odometer and the centre console was already scratched to the wazoo.

The Scorpion reminds me a bit of the early-generation Hyundai Terrcan – long bonnet, generic cabin, and it appears to sit quite low.

The Mahindra SUV has 18-inch alloy wheels, side steps, roof rails and sunroof.

It all looks fine and, anyway, the more interesting stuff on the Scorpion is under the skin – the fact that it is a body-on-frame 4WD.

Given this SUV is tiny, I’m blown away at how much interior space it has.

Up front both the seats are manually adjustable, which is to be expected at this price point. Despite this, they’re still comfortable and offer an elevated driving position which is something SUV buyers seek.

In front of the driver is a leather-wrapped steering wheel which feels nice in the hand. While it offers tilt adjustment, it disappointingly doesn’t have reach adjustment. This is frustrating if you’ve got long legs and short arms, like myself.

The 10.25-inch digital instrument cluster has an overall dark and minimal look, but you can cycle through a range of informative views. There’s even one that allows you to display a full-width map.

Moving across, the 10.25-inch touchscreen multimedia system appears to be snappy enough. I’ve experienced fewer glitches in this car than in previous Mahindras I’ve driven.

I like the physical shortcut buttons underneath the touchscreen because it allows you to jump around to key sub-menus a lot easier.

As standard there’s both wired and wireless Apple CarPlay and Android Auto connectivity. With my iPhone 15 Pro Max the connection was flawless and only dropped out during known interference points.

This AX7L spec comes with a seven-speaker Harman Kardon sound system which gets this tiny car booming. The subwoofer in the boot is so powerful it almost feels like overkill.

In terms of storage up front there are two cupholders, big door pockets with two bottle holders, a centre armrest and a cooled glovebox. There’s also a USB-A port, 65W USB-C port and a wireless charger.

Moving to the second row there’s a decent amount of space for adults to sit behind adults. You could easily fit two adults along the rear bench, though pushing it to three would get a little too squishy.

Second-row amenities include rear air vents, a USB-C port with a phone slot, as well as a fold-down armrest with cupholders.

At the back there’s a manual tailgate, which is to be expected at this price point, but finding the trigger to open it is a little tricky. It’s a small button that’s hidden away.

Once the tailgate is open, the amount of boot space on offer is generous. Mahindra claims there’s 364 litres with the rear seats upright.

While the loading lip is high, the boot area is deep and wide. Unfortunately there’s no cargo cover available as standard, which means you’ll need to be careful what you boot back there.

Under the boot floor there’s a space-saver spare wheel, which is fantastic peace of mind if you travel long distances away from tyre repair shops.

The cabin is tidy and functional. The 8.0-inch touchscreen multimedia system is easy enough to operate without strife and the screen is clear, although it’d be great if it was bigger.

The tan synthetic leather interior trim looks good and superficially the whole interior looks nice, but if you inspect a little more closely the Scorpio’s cabin is missing the storage spaces, USB charge points and build quality of rival SUVs.

There’s one cupholder (between driver and front passenger), the door pockets are narrow and there are few other storage spaces.

With the third-row seats in use, there’s a very small rear cargo area, and those seats don’t fold flat so when they’re not in use they seriously impact the storage space.

As a result, the Scorpio is one of the few modern 4WDs that I’d consider taking out the third row every time long-distance loaded-up travel was on the cards – just so it’s a more practical touring vehicle.

Some features, such as the directional air vents, feel flimsy. Otherwise, the Scorpio’s cabin is suitably practical, rather than overly impressive.

The Scorpio is available in two grades: the Z8 with a drive-away price of $41,990 (at time of writing) and the Z8L at $45,990 drive-away (at time of writing), which we tested.

Standard features in the Z8L include an 8.0-inch touchscreen multimedia system (with wireless Apple CarPlay & Android Auto), wireless phone charger, a 12-speaker Sony stereo, dual-zone climate control, front camera (intended for off-road use), front and rear parking sensors, and a six-way power-adjustable driver’s seat.

It has a leather wrapped steering wheel and gearshifter, tan- and 'rich coffee'-coloured synthetic leather interior trim, a cooled glove box, sunroof, and six-seat layout (with two captain's chairs in the second row).

It has 18-inch alloy wheels, automatic wipers and projector LED headlights, push-button start, keyless entry and a tyre pressure monitoring system.

Our test vehicle also had floor mats ($200) and side steps (approximately $1250 fitted) as the only accessories.

Exterior paint choices include 'Deep Forest', 'Everest White', 'Napoli Black' (on our test vehicle), Dazzling Silver' and 'Red Rage'.

All variants are powered by a 1.2-litre turbocharged three-cylinder petrol engine that produces 82kW of power and 200Nm of torque.

This is mated to an Aisin-sourced six-speed torque-converter automatic transmission with drive sent to the front wheels only.

The Scorpio has 2.2-litre four-cylinder turbo-diesel engine, which produces 129kW at 3500rpm and 400Nm at 1750-2750rpm.

It has a six-speed automatic transmission, an auto-locking rear diff, and a part-time 4WD system with a dual-range transfer case incorporating low range.

Note: the Scorpio must be in neutral and stationary for the driver to shift into 4WD low-range, but the driver is able to shift between 2WD and 4WD High on the move, up to 80km/h.

Its '4Explor' system’s drive modes include 'Normal' (2WD for sealed surfaces), 'Grass/Snow' (4WD), 'Mud & Ruts' (4WD), and 'Sand' (4WD).

Mahindra claims the XUV 3XO has a combined urban/extra-urban fuel consumption of 6.5L/100km.

During my testing, however, I achieved a real-world fuel consumption figure closer to 6.2L/100km, which is better than the claim.

All XUV 3XOs have a 42L fuel tank that Mahindra claims can take 91 RON regular unleaded petrol, but 95 RON premium unleaded petrol is recommended.

With my as-tested fuel consumption this means the theoretical driving range from a full tank of petrol is around 675km.

Official fuel use is listed as 7.2L/100km on a combined cycle.

Fuel consumption on this test was 9.6L/100km, which is impressive, especially in light of the fact that we spent the lion’s share of two days during the test period in 4WD low-range.

It has a 57-litre fuel tank, so, going by those fuel figures, you could reasonably expect a driving range of about 593km out of a full tank. 

Note: That 593km is a best-case scenario figure and has not had a 30-50km safe-distance buffer subtracted from it, and it also does not take into account the fact that, when being used for touring, the vehicle will be loaded with people, pets, camping gear and more.

Behind the wheel, the Mahindra XUV 3XO feels refreshingly old-school.

The 1.2-litre turbocharged petrol engine does seem like it would be underpowered, but in practice it’s completely adequate. Peak torque comes on tap from 1500rpm so it doesn’t have to work too hard at all.

It’s fun hearing the noise the three-banger makes when under the boil. You don’t hear it much though because the revs are typically kept down low to minimise fuel consumption.

The key reason why this car feels old-school is the six-speed torque-converter automatic transmission. It’s nice to not drive an affordable everyday car that doesn’t have a continuously variable transmission (CVT) or dual-clutch automatic transmission as these can suck the life out of a car or be jerky.

The gear shifts in the Mahindra are sometimes docile, but are smooth and measured. It just operates like a regular car that doesn’t require you to rewire your brain to drive.

There are three drive modes to choose from. They’re hilariously called ‘Zip’, ‘Zap’ and ‘Zoom’. These correspond to Eco, Normal and Sport, respectively.

While I did eventually get used to driving in the ‘Zap’ mode, it felt a little snoozy at points, taking a beat or two to get the car accelerating with traffic. You can sidestep this with ‘Zoom’ which feels much more lively. If you activate cruise control or restart the car, though, it defaults back to ‘Zap’.

The XUV 3XO makes the most sense in the city where you’re able to use its tiny exterior dimensions to navigate tight urban carparks and narrow laneways with ease.

It almost became a challenge for myself to find the smallest parking spot I could slot this car into. As standard on this AX7L there are front and rear parking sensors, as well as a surround-view camera system.

Where this car is let down, however, is the steering feel. It’s incredibly light at low speeds and then as the speed builds it gets very heavy. So much so it feels like I’m getting an arm workout.

Unlike some of its rivals, there is still a semblance of feel through the steering wheel, but this drastic change from light to heavy steering weight is too stark. Somewhere in the middle would be nice please.

Something Mahindra is very good at is developing a comfortable suspension tune and this car is no different. It can tackle pimply urban road imperfections and speed bumps with no problems whatsoever.

Out on the open road this car surprised me. It feels like a much larger car than it actually is and doesn’t get blown around in the lane like small cars can.

The three-cylinder turbo-petrol engine remains confident at higher speeds, though if you frequently travel up hills the fuel consumption will skyrocket. There’s also a bit of road noise, which is to be expected when a car is this small.

For the most part the suspension does a fantastic job at rounding out road imperfections, but bigger bumps or potholes can unsettle the car. It’s not helped by the larger 17-inch alloy wheels.

Out in the twisties this tiny SUV is fairly agile. It’s not the sportiest thing out there by a vast degree, but it remains planted and solid even when pushed into harder corners.

Lastly, another point that makes this car feel old-school is the lack of obtrusive bings and bongs from the safety systems.

Sure the parking sensors can be a little over-the-top and the traffic sign recognition takes over the entire digital instrument cluster when it picks up a new speed limit, but having no driver attention monitor and intelligent speed limit assist is refreshing.

It’s not all perfect however as the lane-keep assist is too hands on for my liking. It activates from 60km/h and is quite overt in how it directs the car through bends.

The Scorpio is a 4WD with a body-on-frame chassis. For those of you who don’t know (no shame in that) a body-on-frame chassis denotes a chassis onto which the vehicle’s separate body is attached, and the engine, wheels, and suspension are fitted.

The set-up is well suited to towing and/or carrying heavy loads, and 4WDing.

It’s 4662mm long (with a 2750mm wheelbase), 1917mm wide and 1857mm high. It has a listed kerb weight of 2100kg and a 12.6m turning circle.

Right, that’s enough (boring?) measurements for now.

This Mahindra 4WD is surprisingly refined on-road: quiet inside, comfortable and with a no-stress engine and a low-key workmanlike Aisin-sourced auto delivering a relaxed, almost lethargic combination on the road.

Steering has a nice weight to it, ride quality is okay, erring on the side of spongy rather than too firm, and some body roll creeps in on more energetic bends.

Overall, however, the Scorpio does satisfactorily well on sealed surfaces. But how does it perform off-road?

The Scorpio handled the undulating dirt track leading to our off-road test site with ease, riding nicely over the light to medium corrugations, and was only ever minimally unsettled by the bumpy terrain.

This Mahindra is able to be shifted between 2WD and high-range 4WD (4H on the dial) so you can keep moving even when the road/track surface changes all of sudden.

The Scorpio has plenty of old-school foundational 4WD mechanicals onboard – low-range and a rear diff-lock (albeit an automatic one) – and it also benefits from off-roading-oriented tech such as its 4Explor system with selectable terrain modes, each of which adjusts engine output, transmission settings and traction control to best suit the terrain, conditions and driving style. 

It also has hill descent control and hill hold control.

Even its forward-facing camera comes in handy. I still think of these as more a novelty – I prefer to get out and check the track ahead or get a spotter to do the work for me – but I can see the inherent value of this tech in helping the driver to maintain vision, especially if forward visibility is compromised, say for instance up and over the crest of a steep rocky hill, or edging towards a steep drop into a creek bed.

While the Scorpio’s 400Nm may seem a bit lowly, that torque is on tap across a good spread of revs, and this 4WD does well with what it has. The engine keeps everything moving along nicely.

In terms of off-road-relevant measures, the Scorpio has 227mm of ground clearance, a guesstimated wading depth of 500mm or so (it’s not listed), and approach, departure and ramp-over angles of 27.2 (good), 21.3 (not so good), and 23.5 (okay) degrees, respectively.

The Scorpio is quite an effective off-road wagon and it tackled every obstacle it faced without fail, but it has to be driven with extreme care and laser-focused concentration.

No harm in that, I hear you cry. In response, I say, sure, but it’s bloody exhausting work having to nurse a vehicle through even innocuous terrain in order to avoid nudges, bumps and scrapes to its underbody and side steps.

Not to mention how tiring it is having to anticipate if/when off-road traction control and/or the auto diff-lock will engage – or not – at crucial moments.

Not a major concern on flat ground, but think about the auto rear diff-lock cutting out on you while driving up a rocky 32-degree hill. Yep, I’m old.

Now for some more of the Scorpio’s less-than-ideal characteristics.

1. I hinted at this in the previous paragraph: off-road traction control doesn’t seem as well calibrated as it should be. It’s a bit patchy in its application, and certainly not as seamless as the tech in something like the GWM Tank 300 (yes, I know – the Tank costs about $15,000 more.)

2. The automatic rear diff lock is on the wrong side of clunky, abruptly engaging as it senses wheel-spin then disengaging just as abruptly when it deems the problem over ... even if it isn’t quite over yet.

3. The Scorpio feels low: a lot of underbody components are vulnerable to rocks, tree stumps, track debris, and the AdBlue tank sits low behind the rear left-hand wheel.

4. The side-steps seem very flimsy. The right-hand side-step took a soft knock going over an exposed tree root early on one test day, which I thought nothing of. But when I looked at it soon afterwards, the fasteners had popped out at the front and middle of the sidestep.

I didn't think the bump had been anywhere near enough to result in that.

5. The Scorpio’s standard tyres – MRF Wanderer SUV tyres (255/60R18 “All-Season”) – are not great for hard 4WDing.

They don’t offer anywhere near the degree of grip you need in difficult 4WDing and they quickly became gummed up with mud. The Scorpio does have an underslung full-size steel wheel spare.

The Mahindra Scorpio Z8L has a listed payload of 510kg, and can legally tow 750kg (unbraked), and 2500kg (braked). Gross vehicle mass (GVM) is a listed 2610kg; gross combined mass (GCM) is 5155kg.

I experienced a bit of an issue on a drive home after a few hours of tough 4WDing: 4H kept trying to engage during a 100km stretch of highway.

A dot kept flashing above 4H near the shifter, and terrain modes (other than Normal) kept flashing on the centre console and driver info display and I was being prompted to drop below 80km/h to shift into 4H.

Of course, I’d earlier switched from 4H to 2WD at the end of our filming day (at the 4WD location) and made sure I'd engaged Normal mode before I left the dirt and drove onto a sealed surface.

When the 4H-related issues kept happening on the highway I was able to fix the problem by stopping, switching the Scorpio off and back on again – but I had to do this every 5.0km or so four times before it finally sorted itself out.

To Mahindra’s credit, technical staff members are looking into the issue.

The Mahindra Scorpio Z8L does not have an ANCAP rating because it has not been tested.

As standard, it has six airbags (front, front side and curtain), electronic stability control, front and rear parking sensors, a tyre pressure monitoring system, as well as trailer sway and roll over mitigation, hill hold control and hill descent control.

It lacks a lot of driver-assist safety tech that’s onboard a lot of other vehicles at this price-point, and even cheaper.

Like other current Mahindra models, the XUV 3XO is covered by a seven-year, 150,000km warranty with seven years of roadside assistance.

Logbook servicing is required every 12 months or 15,000km, whichever comes first, though the first service is required after 12 months or 10,000km.

The first seven services are capped-price and total $1994. This averages out to $284.85 per service.

The Mahindra Scorpio Z8L has a seven-year/150,000km warranty.

Service intervals are scheduled for every 12 months or 15,000km. 

Pricing details were not available at time of writing.