Mahindra Scorpio-N vs BMW X3

What's the difference?

It might seem like I’ve been harsh on the Scorpio but I actually reckon this vehicle is in fact a step in the right direction for Mahindra.

It’s nice enough to drive on-road – refined and comfortable – and it’s also a capable 4WD, with a few issues though…

It’s a good value-for-money prospect but it’s lacking a lot of driver-assist tech that should be onboard every modern vehicle, especially one that will serve as a family mover.

This is a highly competent all-rounder, given that it has the comfort and practicality for urban family duties yet with its revered M breeding can produce a level of performance which, in competent hands, could hold its own at a track day where its capabilities could be safely explored.

The Scorpion reminds me a bit of the early-generation Hyundai Terrcan – long bonnet, generic cabin, and it appears to sit quite low.

The Mahindra SUV has 18-inch alloy wheels, side steps, roof rails and sunroof.

It all looks fine and, anyway, the more interesting stuff on the Scorpion is under the skin – the fact that it is a body-on-frame 4WD.

The fourth-gen X3, which has a lighter but stiffer body, shares the same wheelbase as its third-gen predecessor but at 4755mm end-to-end it's 34mm longer and it's 29mm wider.

It’s also 25mm lower, which combined with front and rear track-width increases and adaptive suspension damping to sharpen the handling underlines its sportiness and driver appeal, despite a substantial 2055kg kerb weight.

The new exterior design is characterised by short overhangs, flush door handles, a larger ‘split kidney’ grille, new LED taillights and L-shaped light elements for the LED headlights.

The new interior design is a classy mix of soft-touch materials and high-gloss hard surfaces in tastefully contrasting tones. The seats are upholstered in a new synthetic leather called 'Veganza' ('Espresso Brown' in our example) which according to BMW requires 85 per cent fewer CO2 emissions to produce than genuine leather (which is still available as an extra-cost option).

Combined with subtle use of ‘Magnolia’ fine-wood trim inserts, satin chrome, piano black, blue/red M highlights and slender ambient light-strips, it’s a cabin that exudes opulence.

The cabin is tidy and functional. The 8.0-inch touchscreen multimedia system is easy enough to operate without strife and the screen is clear, although it’d be great if it was bigger.

The tan synthetic leather interior trim looks good and superficially the whole interior looks nice, but if you inspect a little more closely the Scorpio’s cabin is missing the storage spaces, USB charge points and build quality of rival SUVs.

There’s one cupholder (between driver and front passenger), the door pockets are narrow and there are few other storage spaces.

With the third-row seats in use, there’s a very small rear cargo area, and those seats don’t fold flat so when they’re not in use they seriously impact the storage space.

As a result, the Scorpio is one of the few modern 4WDs that I’d consider taking out the third row every time long-distance loaded-up travel was on the cards – just so it’s a more practical touring vehicle.

Some features, such as the directional air vents, feel flimsy. Otherwise, the Scorpio’s cabin is suitably practical, rather than overly impressive.

This would make a great family weekend escape machine, for which BMW quotes a 645kg payload rating. It’s also rated to tow up to 2500kg of braked trailer, which could pose a challenge given the relatively low 100kg tow-ball download limit (TBD is typically around 10 per cent of trailer weight).

BMW also does not publish a GCM figure (how much it can legally carry and tow at the same time) so we can’t confirm if it can carry its maximum payload while towing its maximum trailer weight.

Even so, the M50 has a useful-sized luggage area which offers up to 570 litres (or 0.57 cubic metres) of load volume with the rear seat upright.

This expands to 1700 litres (or 1.7 cubic metres) with the rear seat folded flat, which can be handy for a multitude of tasks like transporting a mountain bike or hauling home flat-pack furniture.

There’s comfortable space for the driver and front passenger, along with useful storage including large bottle-holders and bins in each front door.

The centre console has two small-bottle/cupholders plus wireless phone-charging and a pair of USB ports. There's also a glove box plus another box at the rear of the console with a padded lid that doubles as an elbow rest.

The rear bench seat is surprisingly spacious, given that I’m 186cm tall and when seated behind the driver’s seat in my position I still have about 40mm of knee clearance, which is optimised by the concave shape of the front seat backrests.

The spacious and airy feel is enhanced by the ‘panorama’ glass roof which spans the full length of the seating area and allows generous headroom even for tall people.  

However, shoulder room is tight for three adults and the centre passenger’s feet must contend with the transmission tunnel, so even though it would be fine for three kids we’d suggest a limit of two adults for longer trips.

Rear passengers get privacy glass and pull-up roller sunshades, large-bottle holders and bins in each door plus net-type pockets and anchorage points for media devices on each front seat backrest. There are also two small-bottle/cupholders in the fold-down centre armrest.

The rear of the centre console has two USB ports, adjustable air-vents plus controls for zone temperature, airflow preferences and seat-heating.

The bench seat features a 40/20/40 split, which allows the centre backrest to fold forward independent of the two outer backrests to allow long loads like snow skis, home hardware etc to be carried if securely fastened.

A power tailgate provides access to the luggage area, which is equipped with a handy 12-volt accessory socket plus load-anchorage points front and rear, extra storage nooks for small items on either side and a retractable roller-type load cover. Overall, this vehicle offers good practicality for family duties.

Our X3 M50 xDrive test vehicle, finished in new 'Dune Grey Metallic', comes standard with a 3.0-litre turbocharged inline six-cylinder petrol engine incorporating 48-volt mild-hybrid technology, plus an eight-speed automatic and permanent all-wheel drive for a list price of $128,900.

You’d expect a high performance prestige vehicle costing six figures would be packed with desirable standard features and the M50 xDrive delivers, starting with big 21-inch 'M' lightweight alloy wheels shod with wide 285/35R21 tyres.

However, there’s no room for a spare (not even a space-saver) so you get a tyre repair kit instead.

The standard equipment list also includes adaptive LED headlights (with matrix high-beam and blue design detailing), a power tailgate, an ‘Iconic Glow’ illuminated kidney grille with M-specific elements, quad exhaust outlets, a panorama full-length (fixed) glass roof, a choice of six premium metallic paint colours and more. The 'M Sport Pro' visual enhancement package is also included.

Step inside and the driver is treated to a head-up display and an elegantly curved digital dash display, which spans about two-thirds of the cabin's width. It seamlessly incorporates a 12.3-inch driver’s instrument display (made from recycled polyester) and 14.9-inch multimedia display controlled by BMW’s latest 'iDrive System 9' software.

Premium audio is provided by a 15-speaker 750-watt Harman Kardon surround sound system, which includes digital radio and wireless Apple/Android connectivity. There’s also wireless phone charging.

The driver gets a thick leather-rimmed and heated 'M Sport' flat-bottom steering wheel and the driver and front passenger are also treated to sumptuous bucket seats with multiple power adjustments and heating/cooling.

Up to three passengers can share the rear bench seat and indulge in the luxury of three-zone automatic climate control, heating for the outer seating positions, privacy glass, roll-up sunshades, two USB-C ports and lots more.

The Scorpio has 2.2-litre four-cylinder turbo-diesel engine, which produces 129kW at 3500rpm and 400Nm at 1750-2750rpm.

It has a six-speed automatic transmission, an auto-locking rear diff, and a part-time 4WD system with a dual-range transfer case incorporating low range.

Note: the Scorpio must be in neutral and stationary for the driver to shift into 4WD low-range, but the driver is able to shift between 2WD and 4WD High on the move, up to 80km/h.

Its '4Explor' system’s drive modes include 'Normal' (2WD for sealed surfaces), 'Grass/Snow' (4WD), 'Mud & Ruts' (4WD), and 'Sand' (4WD).

According to BMW, the M50 xDrive features the most powerful inline six-cylinder petrol engine fitted to an M Performance model.

This 3.0-litre unit clearly benefits from BMW’s twin-scroll turbocharging technology, which combined with variable valve timing and an extra 13kW/200Nm from the 48V mild-hybrid technology produces a stomping 293kW of power at 5500rpm and 580Nm of torque at 1900rpm.

It also has a ‘boost’ function, which provides an extra burst of power for short periods when maximum acceleration is required when overtaking etc.

It’s activated by the left paddle-shifter on the steering wheel and automatically optimises transmission/chassis settings to suit. There’s also a drive mode selector, with ‘Sport’ offering the most responsive and engaging experience.

The eight-speed torque converter automatic is a refined and efficient transmission well suited to this full-time all-wheel drive application. Rapid-fire manual shifting is also available using the steering wheel paddles.

Official fuel use is listed as 7.2L/100km on a combined cycle.

Fuel consumption on this test was 9.6L/100km, which is impressive, especially in light of the fact that we spent the lion’s share of two days during the test period in 4WD low-range.

It has a 57-litre fuel tank, so, going by those fuel figures, you could reasonably expect a driving range of about 593km out of a full tank. 

Note: That 593km is a best-case scenario figure and has not had a 30-50km safe-distance buffer subtracted from it, and it also does not take into account the fact that, when being used for touring, the vehicle will be loaded with people, pets, camping gear and more.

BMW claims an official average combined consumption of 8.2L/100km but the dash display was showing 9.9 at the completion of our 210km test, which included a mix of suburban, city and highway travel.

Our own figure, calculated from fuel bowser and tripmeter readings, came in slightly higher again at 10.5L/100km, which given our test vehicle’s two-tonne-plus weight and performance capabilities is still reasonable economy.

So, based on our figures, you could expect a realistic driving range of around 600km from its 65-litre tank, which prefers premium 98 RON petrol.

The Scorpio is a 4WD with a body-on-frame chassis. For those of you who don’t know (no shame in that) a body-on-frame chassis denotes a chassis onto which the vehicle’s separate body is attached, and the engine, wheels, and suspension are fitted.

The set-up is well suited to towing and/or carrying heavy loads, and 4WDing.

It’s 4662mm long (with a 2750mm wheelbase), 1917mm wide and 1857mm high. It has a listed kerb weight of 2100kg and a 12.6m turning circle.

Right, that’s enough (boring?) measurements for now.

This Mahindra 4WD is surprisingly refined on-road: quiet inside, comfortable and with a no-stress engine and a low-key workmanlike Aisin-sourced auto delivering a relaxed, almost lethargic combination on the road.

Steering has a nice weight to it, ride quality is okay, erring on the side of spongy rather than too firm, and some body roll creeps in on more energetic bends.

Overall, however, the Scorpio does satisfactorily well on sealed surfaces. But how does it perform off-road?

The Scorpio handled the undulating dirt track leading to our off-road test site with ease, riding nicely over the light to medium corrugations, and was only ever minimally unsettled by the bumpy terrain.

This Mahindra is able to be shifted between 2WD and high-range 4WD (4H on the dial) so you can keep moving even when the road/track surface changes all of sudden.

The Scorpio has plenty of old-school foundational 4WD mechanicals onboard – low-range and a rear diff-lock (albeit an automatic one) – and it also benefits from off-roading-oriented tech such as its 4Explor system with selectable terrain modes, each of which adjusts engine output, transmission settings and traction control to best suit the terrain, conditions and driving style. 

It also has hill descent control and hill hold control.

Even its forward-facing camera comes in handy. I still think of these as more a novelty – I prefer to get out and check the track ahead or get a spotter to do the work for me – but I can see the inherent value of this tech in helping the driver to maintain vision, especially if forward visibility is compromised, say for instance up and over the crest of a steep rocky hill, or edging towards a steep drop into a creek bed.

While the Scorpio’s 400Nm may seem a bit lowly, that torque is on tap across a good spread of revs, and this 4WD does well with what it has. The engine keeps everything moving along nicely.

In terms of off-road-relevant measures, the Scorpio has 227mm of ground clearance, a guesstimated wading depth of 500mm or so (it’s not listed), and approach, departure and ramp-over angles of 27.2 (good), 21.3 (not so good), and 23.5 (okay) degrees, respectively.

The Scorpio is quite an effective off-road wagon and it tackled every obstacle it faced without fail, but it has to be driven with extreme care and laser-focused concentration.

No harm in that, I hear you cry. In response, I say, sure, but it’s bloody exhausting work having to nurse a vehicle through even innocuous terrain in order to avoid nudges, bumps and scrapes to its underbody and side steps.

Not to mention how tiring it is having to anticipate if/when off-road traction control and/or the auto diff-lock will engage – or not – at crucial moments.

Not a major concern on flat ground, but think about the auto rear diff-lock cutting out on you while driving up a rocky 32-degree hill. Yep, I’m old.

Now for some more of the Scorpio’s less-than-ideal characteristics.

1. I hinted at this in the previous paragraph: off-road traction control doesn’t seem as well calibrated as it should be. It’s a bit patchy in its application, and certainly not as seamless as the tech in something like the GWM Tank 300 (yes, I know – the Tank costs about $15,000 more.)

2. The automatic rear diff lock is on the wrong side of clunky, abruptly engaging as it senses wheel-spin then disengaging just as abruptly when it deems the problem over ... even if it isn’t quite over yet.

3. The Scorpio feels low: a lot of underbody components are vulnerable to rocks, tree stumps, track debris, and the AdBlue tank sits low behind the rear left-hand wheel.

4. The side-steps seem very flimsy. The right-hand side-step took a soft knock going over an exposed tree root early on one test day, which I thought nothing of. But when I looked at it soon afterwards, the fasteners had popped out at the front and middle of the sidestep.

I didn't think the bump had been anywhere near enough to result in that.

5. The Scorpio’s standard tyres – MRF Wanderer SUV tyres (255/60R18 “All-Season”) – are not great for hard 4WDing.

They don’t offer anywhere near the degree of grip you need in difficult 4WDing and they quickly became gummed up with mud. The Scorpio does have an underslung full-size steel wheel spare.

The Mahindra Scorpio Z8L has a listed payload of 510kg, and can legally tow 750kg (unbraked), and 2500kg (braked). Gross vehicle mass (GVM) is a listed 2610kg; gross combined mass (GCM) is 5155kg.

I experienced a bit of an issue on a drive home after a few hours of tough 4WDing: 4H kept trying to engage during a 100km stretch of highway.

A dot kept flashing above 4H near the shifter, and terrain modes (other than Normal) kept flashing on the centre console and driver info display and I was being prompted to drop below 80km/h to shift into 4H.

Of course, I’d earlier switched from 4H to 2WD at the end of our filming day (at the 4WD location) and made sure I'd engaged Normal mode before I left the dirt and drove onto a sealed surface.

When the 4H-related issues kept happening on the highway I was able to fix the problem by stopping, switching the Scorpio off and back on again – but I had to do this every 5.0km or so four times before it finally sorted itself out.

To Mahindra’s credit, technical staff members are looking into the issue.

First, the fun stuff. It certainly feels like ‘the ultimate driving machine’ when you slide behind the chunky leather-rimmed flat-bottom steering wheel and hold it in your hands.

The driver’s seat offers not only powered adjustment of backrest and base-cushion rake, but also four-way lumbar support and side-bolsters that can tighten their embrace of your upper torso to contend with high cornering loads.

There’s also manual extension of the base-cushion length for greater thigh support and a big left footrest to brace against, so you could not ask for a more accommodating and purposeful driving position.

The steering is perfectly weighted and the quartet of enormous disc brakes provide ample bite with superb pedal feel. Combined with its adaptive suspension and wide grippy tyres, the X3 is a family car that’s also invigorating to drive, particularly when you select the ‘Sport’ mode.

The enhanced engine response and sharper steering that result (even the instrument panel display changes) make any twisting mountain road an engaging experience, enhanced by an intoxicating exhaust note that only a BMW M six can deliver.

The turbocharged engine offers an unyielding surge of acceleration from well below peak torque at 1900rpm to maximum power at 5500rpm, making BMW’s claim of 0-100km/h in a scant 4.6 seconds sound credible.

You can also manually change gears using the steering wheel paddles, but we found the gearing and shift calibrations so good that we preferred to leave it in auto mode.

However, the X3 M50 has two distinct personalities, as in more relaxed drive modes it’s just as happy serving as practical family transport during the week for grocery shopping, daily school runs and other common tasks.

It’s also a comfortable tourer for family getaways, with long gearing that requires only 1500rpm to cruise at 100km/h where low engine, tyre and wind noise allow highway conversations at lounge room levels.

No ANCAP rating as yet but this X3 comes with a long menu of standard safety features including multiple airbags, AEB with pedestrian/cyclist/junction detection, front collision warning with brake intervention, lane-keeping, active cruise control, head-up display with speed sign recognition, front and rear cross-traffic alert, tyre pressure monitoring and lots more.

There are also ISOFIX and top tethers for the two outer rear seating positions.

The Mahindra Scorpio Z8L has a seven-year/150,000km warranty.

Service intervals are scheduled for every 12 months or 15,000km. 

Pricing details were not available at time of writing.

It comes standard with a five-year, unlimited km warranty.

Scheduled servicing is determined by BMW’s vehicle monitoring system which advises when a service is needed, typically around 12 months/15,000km.

A capped-price servicing package covering five years/80,000km (whichever occurs first) totals $2475, or an average of $495 per service.