Articles by CarsGuide team

So, you've found the car you want and you've made the decision to finance the purchase, but with hundreds of options in the car loan business, you need to keep your wits about you. Here are some important points to keep in mind when looking at finance options for your new car.Rates, fees, fees, fees and payments ...1. There are rates and there are comparitive rates. You usually pay the comparitive rate, not the rate that is advertised in the newspaper, which can be up to 5 per cent higher.2. Establishment fees are a one-hit cost to do just that - establish your loan. Not all financiers charge this. It can be $300.3. Service fees. These are ongoing, usually monthly, charges for the pleasure of your business. They can be comon with some financiers but others, including most credit unions, don't have them. Service fees can be 5 per cent of the monthly repayment which can add up to a significant amount over a four year loan term.4. Exit fees. Pay off the loan early and you're smiling, and so may your financier. Paying off early can incur a penalty of up to $500. This varies between finance providers. Some charge no exit fees.5. Try and pay off fortnightly. This reduces how the interest charge is accrued and therefore you pay less interest. That can also reduce the term of the loan.

Episode 85 - Wrangler's one-star ANCAP rating, our dual-cab ute comparison and Muskwatch is changed forever

Episode 84 - bogging Jeeps, car buying's future and Elon's absolute units

Episode 83 - Avoiding red lights forever, the all-new RAV4 and Elon Musk is a big baby

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Episode 80 - Gladiators, Genesis, the great and not-so-great contents of our garage

We’ve all heard the term fuel-efficient bandied about and although it’s a very common term when talking about cars, what exactly does it mean?At the very basic level, fuel-efficiency refers to the distance you can travel on a amount of fuel. Let’s break it down.Even with a one-litre difference in fuel efficiency, the owner of Car B will need another 147 litres of fuel and spend an extra $183.75 than the owner of Car A. All that from an extra one-litre per 100km.What qualifies as fuel efficient, then?Anything that is listed as less than 6-litres/100km or more than 16.5km/1-litre is considered to be pretty good.Fuel efficiency measurements The first (and most common) reference is litres per 100km (litres/100km). This is how many litres of fuel the car needs in order to travel 100km. You’ll often see it referred to as ‘fuel economy’. Rule of thumb on this one: the lower the number of litres stated, the better the fuel economy.Not as frequently used in Australia, kilometres per litre (km/1-litre) is another way to look at a car’s fuel consumption. In this instance, the higher the number of kilometres travelled the more fuel-efficient.Petrol vs diesel?Petrol is the most widely-used fuel in Australia, however diesel is becoming more popular. In the last 10 years, diesel sales have almost doubled and the idea that diesel is reserved for dirty, smelly trucks has long gone.Generally speaking, diesel engines are more fuel efficient than petrol engines. They use compression ignition (instead of spark plugs), which results in a more efficient fuel-burn. This requires a more high-tech engine design, which is one of the reasons why diesel cars cost more than petrol.Modern diesel engines are often turbocharged and have a lot of pulling power (also known as torque). It can shift through gears more quickly than a petrol engine and runs at lower revs per minute. All of this means it uses less fuel at each stage than an equivalent petrol engine would.What about LPG?LPG presents many benefits, but strictly speaking, fuel economy is not one of them. In terms of cost, you’re getting a more economical deal with LPG but fuel consumption after an LPG conversion can increase by up to 40 per cent, so you’ll be filling up more often. However, LPG can be up to 60 per cent cheaper than petrol, litre for litre. So the consumption increase is more than covered by the cost savings.

March sales figures, the future of EVs in Australia and Elon the rapper back in court

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