Mazda Advice

The key to successful investment is to find a car that is sufficiently unusual, rare or notable that it will, in time, return you a profit should you sell it.

It's January and you've just farewelled a massive year. Good job, time to finally kick back, enjoy the summer sun and realise you've forgotten to buy a new car. Just what you need, a tour of dealers.

Without doubt, mini-SUVs are the next big thing.

There are no deals on the just released, all-new version of the market-leading Toyota HiLux ute but big discounts have emerged on rivals fighting over the scraps. Here are the best deals — down your tools and go and kick some tyres.Ford RangerDiscounts on the Ranger are extremely rare, so we had to double check this one wasn't a misprint. The workhorse XLS grade 4WD four-door ute may lack the bling of the XLT and Wildtrak but it has the same strong 3.2-litre five-cylinder diesel engine and all the other Ranger attributes (including 230V power adaptor). The price of $45,490 drive-away after a $500 bonus is super-sharp. The RRP is $48,090 plus on-roads, so this is a discount of nearly $5000. Auto adds $2200.Nissan Navara RX 2WDNissan has a headline price of $36,835 drive-away for the base model four-door ute but there are a few caveats. This price is for the 2WD, not the 4WD, the 1 per cent finance deal must be repaid over just three years — then there's the massive balloon payment of $19,795, more than half the purchase price. Best to arrange your own finance and haggle harder on the price.Mazda BT-50Need a workshop runabout? The Mazda BT-50 single cab with 2.2-litre turbo diesel and factory dropside tray can be had for $26,990 drive-away, or $1500 less than the Ford Ranger equivalent.Mitusbishi TritonThe new Triton was well priced at launch earlier this year but buyers have avoided it in droves, due to either its ungainly looks or its mainly carry-over chassis. So Mitsubishi has made the price even more compelling. The GLX 4WD four-door is $36,990 drive-away, including alloy wheels, reversing camera and five-year warranty (which the Colorado lacks). But the best buy is the $39,990 drive-away GLS with Super Select (4WD can be used on sealed roads), larger alloy wheels, rear-view camera in the central display screen, sports bar, hard tonneau cover ... the list goes on. If Mitsubishi fitted the new Pajero Sport nose to the Triton it would have a winner on its hands.Holden ColoradoThe Colorado — one of the first cars to suffer from General Motors cutbacks during its development in the global financial crisis — has been in permanent discount mode since it went on sale a couple of years ago. It is not rated as highly as newer utes. But the basic LS 4WD four-door (pictured, LS-X) at $35,990 drive-away (after a $1000 bonus) is sharp buying if you're on a budget. At that price, the equivalent Isuzu D-Max ute can't get close.Ford Falcon XR6 UteWant to buy one of the last homegrown utes? The XR6 ute limboes to a new low: $31,940 drive-away after a $500 discount. That's with six-speed automatic transmission, 18-inch alloy wheels, alloy sports bar and eight-inch colour touchscreen. This is about $5000 off the full RRP for the XR6 ute and about $10,000 less than the Commodore SV6 ute.

Dealers are sharpening the pencils for the end of the year — and these are the best buys.December is a great time to buy a new car as dealers try to clear stock before 2016 arrives.Many buyers are away on holidays so the dealers sharpen their pencils to try to get people in the door and cars off the lot. This year is no exception.Before highlighting the best new-car deals, we should clarify what "2016 Model Year" means.That's the car industry's way of describing when the model is planned for sale, even though they're often released in the second half of the previous year.The contrived confusion is aimed at blunting the need for sharp discounting as the new year rolls around.But regardless of what you are told, the only date that matters is not the model year or the compliance date but the build date of the car.If your car is built in November 2015 but it is being marketed as a "2016 Model Year", it will be regarded as a 2015 model at trade-in time, even if it's at the very same dealer trying to convince you it's next year's model.Does it matter? Not really. But you should know. Besides, the discount you're getting now will likely be worth more than the slight dip in resale.One more caveat — be wary of some low interest rate finance deals.Nissan, for example, has 1 per cent finance on most of its model range. Its cheapest model, the Nissan Micra manual, is $49 a week or $15,850 drive-away. But in the fine print you'll find the repayments must be made within three years — and there is a whopping "balloon" payment of $8210 at the end, more than half the car's cost.On the other hand, Toyota's zero finance deal on certain models is spectacularly good. It is over four years, there is no balloon so, as we discovered, they're practically giving money away.Now, let's go shopping...Small CarsSharp deals are customarily hard to find here because the profit margins are so low — the cut to the dealer on one popular small car is $450.The Suzuki Celerio - is the cheapest mainstream model, still at its launch pricing of $13,990 drive- away with automatic transmission. Learn to drive a manual and pay $12,990.Slightly larger, the trusty Suzuki Swift is good buying at $16,490 drive-away with auto.Toyota's Yaris — with seven airbags and reverse camera — is back at $17,990 drive-away with auto and four years' roadside assistance.The Mazda2 initially looks good at $16,990 drive-away for the manual. Auto brings the price to $18,990 drive-away, which is not as sharp.Honda and Mazda say there are "free on-roads" for the Jazz and Mazda3 respectively, dealer delivery is still in the mix and the prices aren't that sharp.Kia's Cerato sedan and hatch are still at an incredible $19,990 drive-away for auto (metallic paint is expensive at $495). They have a seven-year warranty, front and rear parking sensors but no camera.The Hyundai i30 hatch auto is $21,990 drive-away and you can swap December's $1000 Eftpos voucher for $1000 off the car, so at $20,990 it's good buying. The Elantra stablemate is the same price but will be in run-out within a few months.Toyota's Corolla Ascent Sport hatch is fair buying at $23,990 drive-away with auto.For a little more bling and a good drive, the refreshed Ford Focus Trend is $25,490 drive-away after the $500 test drive discount. That includes auto, satnav, rear camera, alloy wheels, cruise control and a super efficient 1.5-litre turbo engine.Family carsThe most metal for the money at the moment, the just-released new Toyota Camry can be had for $28,990 drive-away at zero finance over four years. It has the cheapest servicing in the business and is economical to run and easy to drive. Standard fare includes seven airbags and rear-view camera.The stablemate Aurion V6 is just $1000 more at $29,990 drive-away, also with the same equipment and the same terms. Warning: this car has so much grunt it can lose traction when accelerating in the wet.The Holden Commodore SV6 "Storm" edition is $39,990 drive-away with auto but $2000 bonus from Holden trims the price to $37,990 drive-away. That's the cheapest VF II yet (though the VE II dropped to $34,990 and $35,990 a couple of years ago).SUVsThe city-sized Holden Trax LS is priced so sharply that dealers have almost run out. More stock is coming late this month and early January.The headline price says $22,990 drive-away with a free auto upgrade — for this month, take off a further $1000, bringing it to $21,990 drive-away or about $6000 off the original RRP.The Mitsubishi ASX LS manual is $25,000 drive-away but there is a free auto upgrade this month, about $5000 off. It has seven airbags, five-year warranty, 18-inch alloys, touchscreen, rear camera and sensors. Good deal.Need a seven-seater? The Mazda CX-9 Classic is still super sharp at $39,990 drive-away; the nine-year-old model will be superseded in February.Much newer but about the same price, the Toyota Kluger seven-seater can be had for $42,990 drive-away.Looking to buy a Holden Captiva 7? Be warned, a refreshed model with a new look and Apple CarPlay is just around the corner.Want to go bush? The Holden Colorado 7 LT will get you there and leave more money for camping gear: with $1000 factory bonus it comes down to $42,990 drive-away, or about $5000 off.Mitsubishi Pajero is also really good buying for the Big Trip. At $55,000 drive-away with auto and five-year warranty, it's a solid choice at a sharp price.

New car deals are not always as good as they seem | comment

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