Mahindra Pik-Up vs Mahindra Xuv 3Xo

What's the difference?

Its sub-$40K pricing undercuts the cheapest Ford Ranger or Toyota HiLux 4x4 equivalents by $10-15K and it’s backed by a decent warranty and 60-strong dealer network (mostly regional). It’s also largely absent from the federal government’s vehicle-recall listings, which suggests solid build quality.

However, it’s also short on safety, has relatively high servicing costs and numerous design quirks. Fact is, such low pricing comes with compromises, so, if you can learn to live with those, this sturdy and willing auto-equipped workhorse could represent good value for those shopping on a budget.

The fact this is Australia’s cheapest SUV is a massive feat for the Indian brand. It also has so much standard kit so this is even more surprising.

In many ways the XUV 3XO is better to drive than its rivals. The three-cylinder turbo engine has plenty of charm and moves this car along with ease, the car feels confident and composed out on the open road, and there aren’t any bings and bongs from intrusive safety systems.

However, things aren’t perfect. I wish the steering column offered reach adjustment, the steering feel wasn’t so inconsistent and the lane-keep assist wasn’t so hands-on.

If you can overlook these quibbles, this tiny Mahindra is an outstanding value buy if you’re considering a first new car.

Note: CarsGuide attended this event as a guest of the manufacturer, with meals provided.

The PikUp has a 3040mm wheelbase and 5175mm length, 1820mm width and 1915mm height.

So, compared to a Ford Ranger XL equivalent, it’s 230mm shorter in wheelbase, 195mm shorter overall and 98mm narrower, so it’s relatively compact for a dual cab ute.

Built on a traditional ladder-frame chassis, its twin-wishbone front suspension uses torsion bars instead of the more common coil springs, while under the tail is a leaf-spring live rear axle. Brakes are front discs and rear drums.

With 210mm of ground clearance, its steep 34-degree approach angle is excellent but its 15-degree departure angle is less than half that figure, so it's prone to tail-dragging in the rough stuff.

And its bafflingly large 13.4-metre turning circle (kerb-to-kerb) demands numerous three-point turns.

The interior appears to have a good standard of finish and provides a visually-pleasing mix of black and grey surfaces with satin chrome highlights throughout. Driver controls are easy to see and operate and the front bucket seats are comfortable.

The rear bench seat is quite firm with good lumbar support, but it’s a squeeze for three adults given its relatively narrow width.

Even so, there’s adequate kneeroom and heaps of headroom even for tall adults, which is no doubt appreciated by hat-wearing farmers and tradies.

From outside it’s surprising just how small this SUV is. At just under four metres long, the XUV 3XO is shorter than a Mazda2, for example.

The reason for this is because in India there are tax breaks for vehicles under four metres long. The Ford EcoSport, sans the tailgate-mounted spare wheel, was another SUV that met this requirement.

As a result of being so short, this has made the rear overhang virtually non-existent. It’s a strange look, especially because the bonnet is so much longer.

Even though the XUV 3XO is based on the KGM Tivoli (formerly SsangYong Tivoli), which was briefly sold in Australia, you’d be hard-pressed to find visual similarities. The former looks more modern from the outside and has more visual interest with the chunky wheel-arch cladding and diamond motifs.

At the front it’s hard to not see the face of a sad panda. The LED headlights are big and plunge down the front fascia, giving it a droopy and sleepy appearance. It’s not helped by the thick black bar connecting them.

Around the side the diamond-cut alloy wheels are a nice touch, along with the contrast black-painted roof on this AX7L tester.

The rear end is a little on the flat side, though the badging is tasteful. I’m not a fan of the full-width LED light bar, however, as it’s an overdone design cue now.

Inside I appreciate the mix of both old-school and new-school. There are dual 10.25-inch screens ahead of the driver for the digital instrument cluster and touchscreen multimedia system, as well as plenty of physical buttons and knobs for shortcuts and the climate controls.

For such an affordable car I’m surprised how many soft-touch finishes there are in this car. In the AX7L you get an extended use of synthetic leather on the door cards and dashboard, which helps make for a pseudo-premium look and feel.

However, one of my biggest gripes with the XUV 3XO interior is the amount of glossy piano black. It’s on the dashboard, centre console, door cards and even the steering wheel.

This may look cool and slick when you pick the car up from the dealer, but it shows up dust quickly and then gets scratched when you try to wipe it clean. Our tester had fewer than 1000km on the odometer and the centre console was already scratched to the wazoo.

With its 2115kg kerb weight and 3150kg GVM, the S11 PikUp offers a 1035kg payload rating so it’s a genuine one-tonner.

It’s also rated to tow up to 2500kg of braked trailer but given Mahindra doesn't publish a GCM rating (or how much it can legally carry and tow at the same time) we don’t know if it can retain its maximum payload while towing that weight.

Strangely, the load tub does not have any internal load-anchorage points. The only option for securing ropes or straps are external hooks, which are located along both upper sides of the tub and across the tailgate.

However, these would be ineffective in securing loads that are lower than the tub sides.

Front cabin storage is limited, as there are only narrow bins and no bottle holders in the front doors and you won’t find any cup/bottle holders or storage for small items in the dash, either. However, there is a single glove box and an overhead glasses holder.

The centre console has an open storage tray at the front and single cup and bottle holders in the centre, which are fine for one occupant but not two.

In contrast to the front doors, there are no bins in the base of each rear door, but they do get a large-bottle holder and what looks like a phone holder at mid-height.

There are also pockets on each front seat backrest, but the fold-down centre armrest does not have any cup/bottle holders.

The rear bench seat’s base cushion is fixed, so it can’t swing up and be stored vertically (like many dual cabs) if more internal cargo space is required.

However, it does at least provide some open storage space underneath for soft items like jackets etc.

Given this SUV is tiny, I’m blown away at how much interior space it has.

Up front both the seats are manually adjustable, which is to be expected at this price point. Despite this, they’re still comfortable and offer an elevated driving position which is something SUV buyers seek.

In front of the driver is a leather-wrapped steering wheel which feels nice in the hand. While it offers tilt adjustment, it disappointingly doesn’t have reach adjustment. This is frustrating if you’ve got long legs and short arms, like myself.

The 10.25-inch digital instrument cluster has an overall dark and minimal look, but you can cycle through a range of informative views. There’s even one that allows you to display a full-width map.

Moving across, the 10.25-inch touchscreen multimedia system appears to be snappy enough. I’ve experienced fewer glitches in this car than in previous Mahindras I’ve driven.

I like the physical shortcut buttons underneath the touchscreen because it allows you to jump around to key sub-menus a lot easier.

As standard there’s both wired and wireless Apple CarPlay and Android Auto connectivity. With my iPhone 15 Pro Max the connection was flawless and only dropped out during known interference points.

This AX7L spec comes with a seven-speaker Harman Kardon sound system which gets this tiny car booming. The subwoofer in the boot is so powerful it almost feels like overkill.

In terms of storage up front there are two cupholders, big door pockets with two bottle holders, a centre armrest and a cooled glovebox. There’s also a USB-A port, 65W USB-C port and a wireless charger.

Moving to the second row there’s a decent amount of space for adults to sit behind adults. You could easily fit two adults along the rear bench, though pushing it to three would get a little too squishy.

Second-row amenities include rear air vents, a USB-C port with a phone slot, as well as a fold-down armrest with cupholders.

At the back there’s a manual tailgate, which is to be expected at this price point, but finding the trigger to open it is a little tricky. It’s a small button that’s hidden away.

Once the tailgate is open, the amount of boot space on offer is generous. Mahindra claims there’s 364 litres with the rear seats upright.

While the loading lip is high, the boot area is deep and wide. Unfortunately there’s no cargo cover available as standard, which means you’ll need to be careful what you boot back there.

Under the boot floor there’s a space-saver spare wheel, which is fantastic peace of mind if you travel long distances away from tyre repair shops.

The Mahindra XUV 3XO is currently Australia’s cheapest SUV.

There’s a caveat, however, because this is thanks to an introductory pricing offer that ends on August 31.

Currently though, the XUV 3XO line-up starts at $23,490 drive-away for the AX5L and extends to $26,490 drive-away for the AX7L, as tested here.

After August 31 the drive-away asking price of both of these XUV 3XO variants is set to go up by $500. This will see it share the title of Australia’s cheapest SUV with the Chery Tiggo 4.

Despite the affordable asking price, Mahindra has packed a lot of standard kit. This includes 16-inch diamond-cut alloy wheels, 10.25-inch digital instrument cluster, 10.25-inch touchscreen multimedia system, wireless Apple CarPlay and Android Auto, six-speaker sound system, dual-zone climate control, electric park brake with auto-hold, keyless entry and push-button start, leather steering wheel and gear selector and black cloth upholstery.

For an extra $3000 in the AX7L you get a black-painted contrast roof, 17-inch diamond-cut alloy wheels, LED front fog lights, panoramic glass sunroof, seven-speaker Harman Kardon sound system, 65W USB-C charger, cooled glovebox, black synthetic leather upholstery, and synthetic leather on dashboard and door trims.

The latest version of the S11’s 'mHAWK' 2.2-litre four-cylinder turbo-diesel meets tough Euro 6b emissions standards using AdBlue.

Armed with an intercooler and common-rail fuel injection, it produces a modest 103kW at 3750rpm. Its 320Nm, available across a 1300rpm-wide torque band between 1500-2800rpm, highlights good flexibility particularly under load.

It’s coupled with an equally refined Aisin-sourced six-speed torque converter automatic transmission, driving the rear wheels and offering the choice of sequential manual-shifting.

There’s also a Borg Warner part-time dual-range 4x4 transfer case and an Eaton automatic rear diff-lock.

All variants are powered by a 1.2-litre turbocharged three-cylinder petrol engine that produces 82kW of power and 200Nm of torque.

This is mated to an Aisin-sourced six-speed torque-converter automatic transmission with drive sent to the front wheels only.

Mahindra claims an official combined average of 9.3L/100km. At the conclusion of our 265km test, which was conducted without a load and in mostly city and suburban driving, our ‘real world’ figure based on fuel bowser and trip meter readings came in at 9.4 which is lineball.

So, it should deliver an excellent driving range of around 850km from its 80-litre tank.

Mahindra claims the XUV 3XO has a combined urban/extra-urban fuel consumption of 6.5L/100km.

During my testing, however, I achieved a real-world fuel consumption figure closer to 6.2L/100km, which is better than the claim.

All XUV 3XOs have a 42L fuel tank that Mahindra claims can take 91 RON regular unleaded petrol, but 95 RON premium unleaded petrol is recommended.

With my as-tested fuel consumption this means the theoretical driving range from a full tank of petrol is around 675km.

The fold-down inboard armrest combined with the door’s armrest allows the driver to evenly rest both elbows, which reduces strain on shoulders and arms particularly during long highway hauls.

This set-up could work even better if the wheel had reach adjustment in addition to its adjustable height.

There’s no rake adjustment in the seat’s base cushion, either, but fortunately there’s a big left footrest to help the driver to maintain a comfortable posture.

The driving position is high relative to the bonnet and the tops of the doors, which is ideal for vehicle placement when off-road driving as it provides commanding views over the front and out the sides.

Unladen ride quality is quite firm, as you’d expect of a 4x4 designed to carry one tonne of payload, but is supple enough to provided acceptable comfort.

The steering weight is linear with easy turning effort; handling and braking response is satisfactory and engine and tyre noise are pleasantly low.

Our only major gripe is the huge turning circle, which is nudging that of a full-size American pick-up. The need to often do three-point turns, in situations that you really shouldn’t have to in a vehicle of this size, is annoying (and in some situations embarrassing).

Although its 2.2-litre diesel has modest outputs, it provides decent performance in city and suburban driving with its smooth-shifting auto.

It’s also a low-stressed highway cruiser, requiring less than 2000rpm to maintain 110km/h which is comfortably within its peak torque band.

We didn’t get to do our usual GVM test due to a hiccup with our weight supplies, but we have previously tested a cab-chassis PikUp with just under one tonne of payload (990kg) which it hauled with an all-round competence that belied its relatively small engine output.

Behind the wheel, the Mahindra XUV 3XO feels refreshingly old-school.

The 1.2-litre turbocharged petrol engine does seem like it would be underpowered, but in practice it’s completely adequate. Peak torque comes on tap from 1500rpm so it doesn’t have to work too hard at all.

It’s fun hearing the noise the three-banger makes when under the boil. You don’t hear it much though because the revs are typically kept down low to minimise fuel consumption.

The key reason why this car feels old-school is the six-speed torque-converter automatic transmission. It’s nice to not drive an affordable everyday car that doesn’t have a continuously variable transmission (CVT) or dual-clutch automatic transmission as these can suck the life out of a car or be jerky.

The gear shifts in the Mahindra are sometimes docile, but are smooth and measured. It just operates like a regular car that doesn’t require you to rewire your brain to drive.

There are three drive modes to choose from. They’re hilariously called ‘Zip’, ‘Zap’ and ‘Zoom’. These correspond to Eco, Normal and Sport, respectively.

While I did eventually get used to driving in the ‘Zap’ mode, it felt a little snoozy at points, taking a beat or two to get the car accelerating with traffic. You can sidestep this with ‘Zoom’ which feels much more lively. If you activate cruise control or restart the car, though, it defaults back to ‘Zap’.

The XUV 3XO makes the most sense in the city where you’re able to use its tiny exterior dimensions to navigate tight urban carparks and narrow laneways with ease.

It almost became a challenge for myself to find the smallest parking spot I could slot this car into. As standard on this AX7L there are front and rear parking sensors, as well as a surround-view camera system.

Where this car is let down, however, is the steering feel. It’s incredibly light at low speeds and then as the speed builds it gets very heavy. So much so it feels like I’m getting an arm workout.

Unlike some of its rivals, there is still a semblance of feel through the steering wheel, but this drastic change from light to heavy steering weight is too stark. Somewhere in the middle would be nice please.

Something Mahindra is very good at is developing a comfortable suspension tune and this car is no different. It can tackle pimply urban road imperfections and speed bumps with no problems whatsoever.

Out on the open road this car surprised me. It feels like a much larger car than it actually is and doesn’t get blown around in the lane like small cars can.

The three-cylinder turbo-petrol engine remains confident at higher speeds, though if you frequently travel up hills the fuel consumption will skyrocket. There’s also a bit of road noise, which is to be expected when a car is this small.

For the most part the suspension does a fantastic job at rounding out road imperfections, but bigger bumps or potholes can unsettle the car. It’s not helped by the larger 17-inch alloy wheels.

Out in the twisties this tiny SUV is fairly agile. It’s not the sportiest thing out there by a vast degree, but it remains planted and solid even when pushed into harder corners.

Lastly, another point that makes this car feel old-school is the lack of obtrusive bings and bongs from the safety systems.

Sure the parking sensors can be a little over-the-top and the traffic sign recognition takes over the entire digital instrument cluster when it picks up a new speed limit, but having no driver attention monitor and intelligent speed limit assist is refreshing.

It’s not all perfect however as the lane-keep assist is too hands on for my liking. It activates from 60km/h and is quite overt in how it directs the car through bends.

The Mahindra XUV 3XO hasn’t been crash-tested by ANCAP just yet.

It was, however, tested by India’s less stringent Bharat NCAP testing authority in 2024 and received a five-star rating.

Standard safety equipment includes autonomous emergency braking (AEB), lane departure warning, lane-keep assist, lane centring, adaptive cruise control, traffic sign recognition, rear parking sensors and a reversing camera.

Stepping up to the AX7L gets you a surround-view camera, blind-spot view camera, and front parking sensors.

Notably absent from the entire range is rear cross-traffic alert, as well as a traditional blind-spot monitor that alerts you when a car is in your blind-spot.

There are two ISOFIX points on the two outboard rear seats, as well as three top-tether child seat anchorages across the rear bench.

Warranty is five years/150,000km. 12 months roadside assist is renewable with each scheduled service at Mahindra dealers.

Service intervals are 12 months/15,000km whichever occurs first.

Capped-price servicing for the first four years or 55,000km totals $2296, or a pricey average of $574 per service.

Like other current Mahindra models, the XUV 3XO is covered by a seven-year, 150,000km warranty with seven years of roadside assistance.

Logbook servicing is required every 12 months or 15,000km, whichever comes first, though the first service is required after 12 months or 10,000km.

The first seven services are capped-price and total $1994. This averages out to $284.85 per service.