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Subaru Forester 2019: Would luggage be thrown forward in an accident?

I'm interested in the 2019 Subaru Forester and the Outback, but my wife is worried that in the event of an accident luggage will be propelled forward into the vehicle. I have said that the cargo cover will prevent this. Am I correct?

The cargo cover will certainly help to restrain the luggage in the event of a crash, but it probably wouldn’t stop it altogether in a major altercation. A proper cargo barrier behind the rear seat would be more effective.